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Bluestone Mortgages

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Comments

  • Samfaye01
    Samfaye01 Posts: 54 Forumite
    10 Posts Name Dropper
    Hello, we had our offer last week, our mortgage broker is asking about building & contents insurance, im sure i read somewhere in here you have to have a certain one with Bluestone ? Have I got this right 
  • Hopeful89
    Hopeful89 Posts: 108 Forumite
    100 Posts Name Dropper
    Samfaye01 said:
    Hello, we had our offer last week, our mortgage broker is asking about building & contents insurance, im sure i read somewhere in here you have to have a certain one with Bluestone ? Have I got this right 
    So I screenshot this from someone who’s done it and they said with Direct Line and yes I think it does have to be a certain one like everything with Bluestone! 
  • O999111
    O999111 Posts: 11 Forumite
    10 Posts
    We had our valuation on Monday which was absolutely fine, our MB thinks we should receive an offer on Tuesday or Wednesday next week, getting somewhere! (Our full application went in on 8th Feb)
  • MovingForwards
    MovingForwards Posts: 17,154 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Samfaye01 said:
    Hello, we had our offer last week, our mortgage broker is asking about building & contents insurance, im sure i read somewhere in here you have to have a certain one with Bluestone ? Have I got this right 

    The only thing you need to do is make sure the insurance company will note bluestone's interest on the policy. A copy of that has to be sent to your solicitor for onward transmission to Bluestone.

    I went with Direct Line as their policies are straightforward, they gladly note interest and email an overview of the key points.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Samfaye01
    Samfaye01 Posts: 54 Forumite
    10 Posts Name Dropper
    Samfaye01 said:
    Hello, we had our offer last week, our mortgage broker is asking about building & contents insurance, im sure i read somewhere in here you have to have a certain one with Bluestone ? Have I got this right 

    The only thing you need to do is make sure the insurance company will note bluestone's interest on the policy. A copy of that has to be sent to your solicitor for onward transmission to Bluestone.

    I went with Direct Line as their policies are straightforward, they gladly note interest and email an overview of the key points.
    Am I best calling them up to mention Bluestone ? I've just done a quote with direct line seem oritty reasonable. Thank you
  • MovingForwards
    MovingForwards Posts: 17,154 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Samfaye01 said:
    Samfaye01 said:
    Hello, we had our offer last week, our mortgage broker is asking about building & contents insurance, im sure i read somewhere in here you have to have a certain one with Bluestone ? Have I got this right 

    The only thing you need to do is make sure the insurance company will note bluestone's interest on the policy. A copy of that has to be sent to your solicitor for onward transmission to Bluestone.

    I went with Direct Line as their policies are straightforward, they gladly note interest and email an overview of the key points.
    Am I best calling them up to mention Bluestone ? I've just done a quote with direct line seem oritty reasonable. Thank you
    That's what I did, the lad put their interest on the policy and emailed me the details.
    Not sure if bluestone still ask for the policy to be put in place before releasing funds, as mine went through nearly 11 months ago.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Scatlow
    Scatlow Posts: 12 Forumite
    10 Posts
    I went with Aviva through money supermarket and they let you put interested parties on yourself.
  • pipsinbrum
    pipsinbrum Posts: 52 Forumite
    10 Posts Name Dropper
    So just spoke to our MA and bluestone has asked for loads more info... want to know about loads of entries on bank account. Is this the norm? 
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    @pipsinbrum is this at the application stage or underwriters? 
  • pipsinbrum
    pipsinbrum Posts: 52 Forumite
    10 Posts Name Dropper
    @Kb21 I thought it was at underwriters but its at the stage before the case manager then it will go to underwriters 😭
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