Bluestone Mortgages

szac976

Just a quick update - my broker has said Bluestone have verbally approved the mortgage and the written offer will be through in 24 hours! So happy!!
My timeline; 
29.12.20 - DIP approved
08.01.21 - Full Application in
19.01.21 - query on a transaction & request for a copy of the home buyers report
22.01.21 - home buyers report sent to surveyors for retype
28.01.21 - Retype is back, Bluestone happy and confirmation of being at final underwrite
01.02.21 - Offer confirmed!

polarbear1975

Our first mortgage payment on our house was made today. After years of renting and not thinking we would be able to buy we finally did it. 
The process with Bluestone is a chore but look at it from their perspective and you can understand in a way why it takes so long. For those going through it then please persevere and for those thinking of using them be prepared for a hard slog but never give up, the rewards are worth it in the end. 

caspre12

szac976 said:

Just a quick update - my broker has said Bluestone have verbally approved the mortgage and the written offer will be through in 24 hours! So happy!!
My timeline; 
29.12.20 - DIP approved
08.01.21 - Full Application in
19.01.21 - query on a transaction & request for a copy of the home buyers report
22.01.21 - home buyers report sent to solicitors for retype
28.01.21 - Retype is back, Bluestone happy and confirmation of being at final underwrite
01.02.21 - Offer confirmed!

That's great news 😃😃

szac976

caspre12 said:

szac976 said:

Just a quick update - my broker has said Bluestone have verbally approved the mortgage and the written offer will be through in 24 hours! So happy!!
My timeline; 
29.12.20 - DIP approved
08.01.21 - Full Application in
19.01.21 - query on a transaction & request for a copy of the home buyers report
22.01.21 - home buyers report sent to solicitors for retype
28.01.21 - Retype is back, Bluestone happy and confirmation of being at final underwrite
01.02.21 - Offer confirmed!

That's great news 😃😃

Thanks over the moon! Hopefully you'll be hearing soon!

Kellyb88

szac976 said:

Just a quick update - my broker has said Bluestone have verbally approved the mortgage and the written offer will be through in 24 hours! So happy!!
My timeline; 
29.12.20 - DIP approved
08.01.21 - Full Application in
19.01.21 - query on a transaction & request for a copy of the home buyers report
22.01.21 - home buyers report sent to surveyors for retype
28.01.21 - Retype is back, Bluestone happy and confirmation of being at final underwrite
01.02.21 - Offer confirmed!

Ah that's brilliant, congratulations!!
Hoping this week is our week for the offer 😁

springmagpie

szac976 said:

Just a quick update - my broker has said Bluestone have verbally approved the mortgage and the written offer will be through in 24 hours! So happy!!
My timeline; 
29.12.20 - DIP approved
08.01.21 - Full Application in
19.01.21 - query on a transaction & request for a copy of the home buyers report
22.01.21 - home buyers report sent to surveyors for retype
28.01.21 - Retype is back, Bluestone happy and confirmation of being at final underwrite
01.02.21 - Offer confirmed!

Yay, congratulations. 
We are hoping to exchange and complete next week  

LWall122

Cam2021 said:

LWall122 said:

We are still at Final Underwrite stage. Hoping we get some good news soon! Cant hack the wait much longer. Bluestones confirmed all was ok with the valuation on 21st Jan.

Did they give you any idea how long it would be between confirming the valuation was ok an actual offer?

Spoke to our broker this morning (Simply), he said they told him they would have an update on Tuesday or Wednesday. They requested 1 more document which i sent right away. Our broker is very confident of an offer this week he said! I hope he's right cant hack the waiting anymore. 

Hopeful89

It’s very positive on here at the moment! Fingers crossed for everyone My last doc for application was sent on 22nd Jan so hoping to hear that the valuation can be booked by the end of next week looking at their timescales, apparently it’s 15 working days from full application sent. 

Hopefull13

Hey everyone 
our valuation was done Friday (29th)
Am I being optimistic in thinking we may have an offer this week? 

Stacey_Gibbons

Hi, we've had to go with Bluestone not because credit file is poor but for other reasons, one being that his ex wife was late paying mortgage that they have together but we've been able to prove that...... We are remortgaging that property to buy ex wife out & wondered if anyone else has gone through the process of remortgaging & if the processing times are any different?
DIP was on 11/1/21, full application in & MA has told me today that all document requirements are satisfied & full case now in for underwriter assessment. The wait is painful!!!