Regular Savings Accounts: The Best Currently Available List!

Expotter

ForumUser7 said:

ForumUser7 said:

lightbulb2760 said:

Nationwide Start to Save Issue 2 up from 3% to 3.5% from 1st November

Ok, this is great news -> funny that me and cricidmuslibale were literally voicing our disappointment at nationwide's failure to pass on the recent rate increase this morning 😂

Here is the document, for anyone wondering about their other accounts:
https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/savings/smd544-important-changes.pdf?rev=fc35841efe014bcb9178f197cfffd7a0

Table 30, great news. Thanks

soulsaver

ForumUser7 said:

soulsaver said:

Daliah said:

I did this last week at BOS, Halifax and Lloyds, on accounts which were only 3 or 4 months old.

I have just now opened and funded the new account, with the new rates, at both BOS and Lloyds. The 12-months rule one the website is clearly not enforced by their systems 

@ForumUser7 I'm kind of glad it's not just me...

Yeah, in relation to your post before the edit, Daliah's post 18 October at 11:33AM mentions that they then opened the BOS and Lloyds accounts again, not Halifax. Hopefully Halifax increases their rate to match soon, but it could be a different product - 'regular saver' vs 'monthly saver'. I am minded to think this too given the terms are different such as no withdrawals without penalty free closure, rather than unlimited withdrawals.

Y the penny dropped she wasn't including hfax.

However, couldn't open the BoS from within hfax login- but there is summat up with my halifax ac - couldn't close everyday saver or the Bos instnt saver.

It may help others, tenaciously I tried BoS specific login - and it opened from there... although still getting 'there is a problem..' on the closures. 

AndyTh_2

soulsaver said:

ForumUser7 said:

soulsaver said:

Daliah said:

I did this last week at BOS, Halifax and Lloyds, on accounts which were only 3 or 4 months old.

I have just now opened and funded the new account, with the new rates, at both BOS and Lloyds. The 12-months rule one the website is clearly not enforced by their systems 

@ForumUser7 I'm kind of glad it's not just me...

Yeah, in relation to your post before the edit, Daliah's post 18 October at 11:33AM mentions that they then opened the BOS and Lloyds accounts again, not Halifax. Hopefully Halifax increases their rate to match soon, but it could be a different product - 'regular saver' vs 'monthly saver'. I am minded to think this too given the terms are different such as no withdrawals without penalty free closure, rather than unlimited withdrawals.

Y the penny dropped she wasn't including hfax.

However, couldn't open the BoS from within hfax login- but there is summat up with my halifax ac - couldn't close everyday saver or the Bos instnt saver.

It may help others, tenaciously I tried BoS specific login - and it opened from there... although still getting 'there is a problem..' on the closures. 

I can't even apply as a new user to BoS for it's monthly saver with the same 'there is a problem..' error, nor login to BoS. I used to have some of their vantage current accounts, but they also displayed them on Halifax login back then

10_66

AndyTh_2 said:

I can't even apply as a new user to BoS for it's monthly saver with the same 'there is a problem..' error, nor login to BoS. I used to have some of their vantage current accounts, but they also displayed them on Halifax login back then

Do you have a BoS current account?  If not you'll be unable to apply for the monthly saver.

AndyTh_2

10_66 said:

AndyTh_2 said:

I can't even apply as a new user to BoS for it's monthly saver with the same 'there is a problem..' error, nor login to BoS. I used to have some of their vantage current accounts, but they also displayed them on Halifax login back then

Do you have a BoS current account?  If not you'll be unable to apply for the monthly saver.

only used to have. I have Halifax and Lloyds, just wanted to see if I could have a 3rd monthly saver

pearl123

So existing Lloyds regular monthly savers have just got to put up with the older rates or move money out?
They don't automatically get the new rates?

kaMelo

pearl123 said:

So existing Lloyds regular monthly savers have just got to put up with the older rates or move money out?
They don't automatically get the new rates?

As it's a fixed rate they can't apply a new rate of interest to the account, that's the benefit/downside of a fixed rate product.

bristolleedsfan

10_66 said:

AndyTh_2 said:

I can't even apply as a new user to BoS for it's monthly saver with the same 'there is a problem..' error, nor login to BoS. I used to have some of their vantage current accounts, but they also displayed them on Halifax login back then

Do you have a BoS current account?  If not you'll be unable to apply for the monthly saver.

https://apply.bankofscotland.co.uk/sales-content/cwa/b/pao/index-app.html#/monthlysvr/before-you-start

kaMelo

It is a condition of BoS that to open a monthly saver you must hold a current account with BoS also.

bristolleedsfan

kaMelo said:

It is a condition of BoS that to open a monthly saver you must hold a current account with BoS also.

Then why as per link I posted does BoS allow monthly saver to be opened by non customers ?