Regular Savings Accounts: The Best Currently Available List!

kaMelo

pearl123 said:

So existing Lloyds regular monthly savers have just got to put up with the older rates or move money out?
They don't automatically get the new rates?

As it's a fixed rate they can't apply a new rate of interest to the account, that's the benefit/downside of a fixed rate product.

bristolleedsfan

10_66 said:

AndyTh_2 said:

I can't even apply as a new user to BoS for it's monthly saver with the same 'there is a problem..' error, nor login to BoS. I used to have some of their vantage current accounts, but they also displayed them on Halifax login back then

Do you have a BoS current account?  If not you'll be unable to apply for the monthly saver.

https://apply.bankofscotland.co.uk/sales-content/cwa/b/pao/index-app.html#/monthlysvr/before-you-start

kaMelo

It is a condition of BoS that to open a monthly saver you must hold a current account with BoS also.

bristolleedsfan

kaMelo said:

It is a condition of BoS that to open a monthly saver you must hold a current account with BoS also.

Then why as per link I posted does BoS allow monthly saver to be opened by non customers ?

ColdIron

Who this account is for

• Can you save £25-£250 each month? If so, take a look at this Monthly Saver.
• You can open this account if you're 16 or over and a UK resident. You also need to have a Bank of Scotland current account.
• You must not already have a Monthly Saver, as you can only open one every 12 months.

https://www.bankofscotland.co.uk/savings/accounts/monthly-saver.html

bristolleedsfan

bristolleedsfan said:

10_66 said:

AndyTh_2 said:

I can't even apply as a new user to BoS for it's monthly saver with the same 'there is a problem..' error, nor login to BoS. I used to have some of their vantage current accounts, but they also displayed them on Halifax login back then

Do you have a BoS current account?  If not you'll be unable to apply for the monthly saver.

https://apply.bankofscotland.co.uk/sales-content/cwa/b/pao/index-app.html#/monthlysvr/before-you-start

Your Monthly Saver is now open and ready for you to start saving.  If you registered for Internet Banking when applying for your account, we'll send your Username in the post within 7 days.

kaMelo

bristolleedsfan said:

kaMelo said:

It is a condition of BoS that to open a monthly saver you must hold a current account with BoS also.

Then why as per link I posted does BoS allow monthly saver to be opened by non customers ?

Because the programmer who wrote the script is useless?

As we know many things which aren't allowed by a banks terms and conditions go unnoticed/overlooked/ignored when a customer breaches them. For a full picture it's important that people know the full terms and decide for themselves whether to chance their luck by breaching them.

happybagger

Earl Shilton BS
Regular Saver account from 1 Nov 2022 2.55%

Source

happybagger

Suffolk BS
Smart Save and Holiday Save accounts (closed issues) from 17 October 2022 3.80%

Source

MDMD

kaMelo said:

bristolleedsfan said:

kaMelo said:

It is a condition of BoS that to open a monthly saver you must hold a current account with BoS also.

Then why as per link I posted does BoS allow monthly saver to be opened by non customers ?

Because the programmer who wrote the script is useless?

As we know many things which aren't allowed by a banks terms and conditions go unnoticed/overlooked/ignored when a customer breaches them. For a full picture it's important that people know the full terms and decide for themselves whether to chance their luck by breaching them.

I think their systems can’t distinguish between a BOS account and Halifax as they run on the same underlying systems. I can log into the BOS website with my Halifax login and apply for any BOS product. It doesn’t work on Lloyds.