Regular Savings Accounts: The Best Currently Available List!

wiseonesomeofthetime

veryintrigued said:

Halifax Regular Saver increased to 4.5% for new accounts 

Can I kindly suggest that if people want to discuss the nuances of this account they begin a new 'Halifax Regular Saver thread'.

https://www.halifax.co.uk/savings/fixed-term/regular-saver.html

I do not think it really requires discussion or a new thread, however, of particular note to this offering, over that of Lloyds, Club Lloyd's, and Bank of Scotland, is the lack of regular access to your funds before the expiration of 12 months.

Your money is only accessible within 12 months by closure of the account.

subjecttocontract

So, could I close my existing Halifax regular saver and open a new one at 4.5% ?

SFindlay

subjecttocontract said:

So, could I close my existing Halifax regular saver and open a new one at 4.5% ?

Yes, renew the old RS account into an easy access account through online banking (not App) then you will be free to open the new 4.5% Regular Saver. 

veryintrigued

And so the nuances begin...

Daliah

Halifax is riddled with "technical problems" this morning. I tried applying for the 4.5% RS twice through the app (iOS) and once with Chrome in online banking. No luck. I then switched to online banking in Edge and the application sailed through. so don't give up if at first you don't succeed!

Section62

veryintrigued said:

And so the nuances begin...

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Special_Saver2 said:

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I am happy for people to use this thread to discuss the regular savings accounts on this list.

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SFindlay

veryintrigued said:

And so the nuances begin...

This forum is here to help people not be dictated to by others regarding what can and can't be discussed!! It used to actually be a place where people shared ttheir personal experiences with institutions to allow others to maximise their savings however its now turning into  a forum of one-upmanship to regurgitate the latest Moneyfacts website uupdates along with those who feel they have a right to tell others what can be discussed!! If people don't like what's being discussed scroll past it, that really isn't difficult to do!! 

t1redmonkey

With the Halifax RS, it says about needing to reach the account by the 25th of the month.  It's the 25th today.  So could a payment be sent to it today for October or is it too late?

Daliah

t1redmonkey said:

With the Halifax RS, it says about needing to reach the account by the 25th of the month.  It's the 25th today.  So could a payment be sent to it today for October or is it too late?

This is just to advise people that SOs from other banks might not arrive before the end of the month if they are scheduled for after the 25th.

If you make a faster payment deposit today, or actually on any day before November 1, it will count towards the October payment.

phillw

You have easy access to your savings. Use one of our branches with a counter if you want to close before the end of 12 months

You have to go into a branch to close it?