Regular Savings Accounts: The Best Currently Available List!

t1redmonkey

ForumUser7 said:

I have a Lloyds CA and MS, Bank of Scotland CA and MS, and now I’m trying to open the Halifax RS. Does anyone know a way to please open their RS without having a CA? I’m trying to apply online, but as soon as I click apply it says there are technical errors and online banking is unavailable rn. I know Bank of Scotland and Halifax are linked so wondered if perhaps having a current account with one of them would qualify me for a RS with the other. Thank you

You don't need a CA with Halifax to open the RS.  I opened one earlier as a new customer.  But when you open the RS, they will automatically open an Everyday Saver account as well.

ForumUser7

t1redmonkey said:

ForumUser7 said:

I have a Lloyds CA and MS, Bank of Scotland CA and MS, and now I’m trying to open the Halifax RS. Does anyone know a way to please open their RS without having a CA? I’m trying to apply online, but as soon as I click apply it says there are technical errors and online banking is unavailable rn. I know Bank of Scotland and Halifax are linked so wondered if perhaps having a current account with one of them would qualify me for a RS with the other. Thank you

You don't need a CA with Halifax to open the RS.  I opened one earlier as a new customer.  But when you open the RS, they will automatically open an Everyday Saver account as well.

Thanks for letting me know - that’s really helpful. I think I’ll wait a couple of days and try again because even just the RS isn’t working for me just now, but glad to know there is no need to open a CA

schiff

Daliah said:

schiff said:

subjecttocontract said:

I just did this earlier. Renewed my existing reg saver into an Easy access saver. Halifax added the Interest. I then transferred the balance to one of my bank accounts and cancelled the standing order. Then I applied for a new reg saver at 4.5%.....opened in seconds & I set up a new standing order. All very easy, no problems.

I'm envious. I have online access to BOS which shows my Halifax Reward acct, the Halifax Easy Saver (which I can do nothing with, I get error messages*) and my BOS CC. I had no BOS current account.
So I opened a BOS Classic account to get the new BOS RS. It didn't appear online in the same place. So I started a new web page, slightly different user name, same password, different MemInfo. Which worked and I was able to open the new BOS RS.
Nothing I try to enable me to get to the Halifax RS works, I get error messages and cut off.
May have to give up. 
*103: Sorry, we can’t update your settings right now. Please try again later.

You won't be able to do much with your Halifax RS when logged into BOS. You must be logged into Halifax. I have no idea whether any of this would work on your Halifax account but it might.

Try doing what you want to do after each of the following steps

1. delete your browsing history, cache, cookies 
2. use a different browser
3. use the Halifax app 
4. re-install the Halifax app

Good luck!

Tried on a different hardly used laptop - no go. Tried via the Halifax app - no go. Phoned for a reason but got nowhere as I can't cope with phone calls too well due to hearing problems. I could write - it's such a good interest rate, I don't feel like giving up!

SFindlay

ForumUser7 said:

I have a Lloyds CA and MS, Bank of Scotland CA and MS, and now I’m trying to open the Halifax RS. Does anyone know a way to please open their RS without having a CA? I’m trying to apply online, but as soon as I click apply it says there are technical errors and online banking is unavailable rn. I know Bank of Scotland and Halifax are linked so wondered if perhaps having a current account with one of them would qualify me for a RS with the other. Thank you

I dont think you are alone as there seems to be technical issues just now with Halifax, I would try different browsers as Daliah suggested earlier or leave it till later and try again. 

t1redmonkey

ForumUser7 said:

t1redmonkey said:

ForumUser7 said:

I have a Lloyds CA and MS, Bank of Scotland CA and MS, and now I’m trying to open the Halifax RS. Does anyone know a way to please open their RS without having a CA? I’m trying to apply online, but as soon as I click apply it says there are technical errors and online banking is unavailable rn. I know Bank of Scotland and Halifax are linked so wondered if perhaps having a current account with one of them would qualify me for a RS with the other. Thank you

You don't need a CA with Halifax to open the RS.  I opened one earlier as a new customer.  But when you open the RS, they will automatically open an Everyday Saver account as well.

Thanks for letting me know - that’s really helpful. I think I’ll wait a couple of days and try again because even just the RS isn’t working for me just now, but glad to know there is no need to open a CA

I also had issues opening it.  However I found a workaround to actually open it.  When I got that error message, I just clicked back on my browser (Chrome).  It then reloaded the step and took me onto the next one.  It did that twice during the process but I did get the accounts open eventually by doing that

Millyonare

Good shout on the Halifax Regular Saver 4.50%.

dekkard

t1redmonkey said:

With the Halifax RS, it says about needing to reach the account by the 25th of the month.  It's the 25th today.  So could a payment be sent to it today for October or is it too late?

"You can save £25 - £250 every month by one standing order. This needs to reach your account before the 25th of the month."

Daliah

dekkard said:

t1redmonkey said:

With the Halifax RS, it says about needing to reach the account by the 25th of the month.  It's the 25th today.  So could a payment be sent to it today for October or is it too late?

"You can save £25 - £250 every month by one standing order. This needs to reach your account before the 25th of the month."

Reality is: You can make deposits into your Halifax RS right up to, and including on, the last working day of the month. It does not have to be by SO, either.

dekkard

Daliah said:

dekkard said:

t1redmonkey said:

With the Halifax RS, it says about needing to reach the account by the 25th of the month.  It's the 25th today.  So could a payment be sent to it today for October or is it too late?

"You can save £25 - £250 every month by one standing order. This needs to reach your account before the 25th of the month."

Reality is: You can make deposits into your Halifax RS right up to, and including on, the last working day of the month. It does not have to be by SO, either.

Thanks. Is that something you've checked with the Halifax themselves, out of interest?

soulsaver

I've had unresolved tech probs round Halifax & BoS RSs for a few years, so I don't know for sure whether this is new or not:

Regular Saving Account | Savings | Halifax UK

And I know banks aren't good at being clear...

• If you close the Everyday Saver your savings will stay in your Regular Saver and after 12 months we’ll change that to an Everyday Saver. 

So I read that at the end of the initial 12 months, if you have closed the related ES,  the funds stay in your regular saver for another 12 months... .earning at the same interest rate? 

IIRC someone mentioned a loophole regarding an excess amount in a Halifax RS - but this doesn't appear to be a loophole, looks like an official bonus?