Regular Savings Accounts: The Best Currently Available List!

veryintrigued

badger09 said:

Lloyds & Club Lloyds reg savers

Anyone else having trouble with Lloyds online banking today?

I've just tried to open a Lloyds Monthly Saver, having previously tried @Daliah suggestion re Club Lloyds MS. I keep getting error message 'something's gone wrong' & 'currently having technical problems'.  

I was only able to do this (for both BOS and Lloyds) via their websites. I.e. the apps would not allow renewal (due to the error message you're getting) even though the renew option was there.

badger09

badger09 said:

Lloyds & Club Lloyds reg savers

Anyone else having trouble with Lloyds online banking today?

I've just tried to open a Lloyds Monthly Saver, having previously tried @Daliah suggestion re Club Lloyds MS. I keep getting error message 'something's gone wrong' & 'currently having technical problems'.  

Hmmm

Just after posting, I decided to open the Monthly Saver via app. All ok.

I then managed to do what I wanted with Club Lloyds MS. Just hope I haven't raised too many red flags with my flurry of activity simultaneously online & in app.

Daliah

I wouldn't worry. The LBG systems sometimes have "technical problems", and when you try the same thing again, it invariably works fine. I have noticed this quite frequently with Halifax, which is essentially the same system as Lloyds, just with a different user interface

Special_Saver2

Hi Folks,

Many thanks to the people who have posted about the accounts mentioned below.

I have changed the following items on page 1 of this thread for this weekend's update.

- Lloyds Club Lloyds Monthly Saver interest rate updated to 5.25% fixed for new applicants

- Lloyds Monthly Saver and Bank of Scotland Monthly Saver interest rate updated to 4.5% fixed for new applicants

- Nationwide BS Start to Save (Issue 2) interest rate updated to 3.5% gross p.a. variable from 1st November 2022

- Earl Shilton BS Regular Monthly Saver interest rate updated to 2.55% gross p.a. variable from 1st November 2022

- Hinckley and Rugby BS Regular Saver 30 Day Notice Account added paying 3.5% gross p.a. variable from 21st October 2022 on up to £500 per month for 2 years, you have to provide 30 days' notice in writing, by telephone or in branch for withdrawals which are by cash (up to £500 per day) or by cheque, has to be opened in branch or by post.

I have made a note of new accounts from Market Harborough and Swansea BS but I have not added them yet as I do not think they are going to still be in my list on page 1 when I update it with the new interest rate threshold later this month.

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

phillw

I managed to open a BOS current account and a regular saver in two days. I had to wait for the activation code to get online. I didn't know you could use a Halifax login, but having another current account might be useful in the future

Trynsave2

phillw said:

I managed to open a BOS current account and a regular saver in two days. I had to wait for the activation code to get online. I didn't know you could use a Halifax login, but having another current account might be useful in the future

So I have Halifax but not BoS and would like both RS a/cs. How do you log onto BoS with Halifax? I just get error messages. Did you use website or app?

Daliah

Trynsave2 said:

phillw said:

I managed to open a BOS current account and a regular saver in two days. I had to wait for the activation code to get online. I didn't know you could use a Halifax login, but having another current account might be useful in the future

So I have Halifax but not BoS and would like both RS a/cs. How do you log onto BoS with Halifax? I just get error messages. Did you use website or app?

I don’t believe you can  apply for the BOS RS when logged into Halifax, or for the Halifax RS when logged into BOS. You have to use BOS for the BOS RS, and Halifax for the Halifax RS. Once you got the RSs set up, you can see them with either login.

wiseonesomeofthetime

Trynsave2 said:

phillw said:

I managed to open a BOS current account and a regular saver in two days. I had to wait for the activation code to get online. I didn't know you could use a Halifax login, but having another current account might be useful in the future

So I have Halifax but not BoS and would like both RS a/cs. How do you log onto BoS with Halifax? I just get error messages. Did you use website or app?

You Register for online banking  with BoS, using your Halifax current account sort code and account details when requested to input your BoS bank account details.

Once registered, then login to BoS and apply for the BoS RS.

I did this and it was dead  easy.

Even get to see my Halifax accounts in the BoS app now, without the need for Open Banking feature. Pretty cool

k_man

wiseonesomeofthetime said:

Trynsave2 said:

phillw said:

I managed to open a BOS current account and a regular saver in two days. I had to wait for the activation code to get online. I didn't know you could use a Halifax login, but having another current account might be useful in the future

So I have Halifax but not BoS and would like both RS a/cs. How do you log onto BoS with Halifax? I just get error messages. Did you use website or app?

You Register for online banking  with BoS, using your Halifax current account sort code and account details when requested to input your BoS bank account details.

Once registered, then login to BoS and apply for the BoS RS.

I did this and it was dead  easy.

Even get to see my Halifax accounts in the BoS app now, without the need for Open Banking feature. Pretty cool

You should also be able too (and transfer to) the BoS RS in the Halifax app.

Trynsave2 said:

phillw said:

I managed to open a BOS current account and a regular saver in two days. I had to wait for the activation code to get online. I didn't know you could use a Halifax login, but having another current account might be useful in the future

So I have Halifax but not BoS and would like both RS a/cs. How do you log onto BoS with Halifax? I just get error messages. Did you use website or app?

The Halifax RS is only 2.5% currently (unlike the BoS and Lloyds RSs), so not very tempting.

Trynsave2

wiseonesomeofthetime said:

Trynsave2 said:

phillw said:

I managed to open a BOS current account and a regular saver in two days. I had to wait for the activation code to get online. I didn't know you could use a Halifax login, but having another current account might be useful in the future

So I have Halifax but not BoS and would like both RS a/cs. How do you log onto BoS with Halifax? I just get error messages. Did you use website or app?

You Register for online banking  with BoS, using your Halifax current account sort code and account details when requested to input your BoS bank account details.

Once registered, then login to BoS and apply for the BoS RS.

I did this and it was dead  easy.

Even get to see my Halifax accounts in the BoS app now, without the need for Open Banking feature. Pretty cool

Just brilliant. Opened and already funded. Thank you!