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Regular Savings Accounts: The Best Currently Available List!
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For some reason, Halifax didn't increase their regular saver rate yesterday despite Lloyds and Bank of Scotland doing so - it remains 2.5%soulsaver said:Frustratingly Halifax is only offering me the 2.5% rate for their Reg Saver after the usual process to close the old. However their processes won't let me close the replacement everyday saver on line, if that's connected?
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
@ForumUser7 I'm kind of glad it's not just me...Daliah said:
I did this last week at BOS, Halifax and Lloyds, on accounts which were only 3 or 4 months old.
I have just now opened and funded the new account, with the new rates, at both BOS and Lloyds. The 12-months rule one the website is clearly not enforced by their systems
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Good deal on the Lloyds Club regular saver today at 5.25%.
Took less than 300 seconds to set up and fund and see it earning interest0 -
Yeah, in relation to your post before the edit, Daliah's post 18 October at 11:33AM mentions that they then opened the BOS and Lloyds accounts again, not Halifax. Hopefully Halifax increases their rate to match soon, but it could be a different product - 'regular saver' vs 'monthly saver'. I am minded to think this too given the terms are different such as no withdrawals without penalty free closure, rather than unlimited withdrawals.soulsaver said:
@ForumUser7 I'm kind of glad it's not just me...Daliah said:
I did this last week at BOS, Halifax and Lloyds, on accounts which were only 3 or 4 months old.
I have just now opened and funded the new account, with the new rates, at both BOS and Lloyds. The 12-months rule one the website is clearly not enforced by their systemsIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.2 -
Table 30, great news. ThanksForumUser7 said:
Here is the document, for anyone wondering about their other accounts:ForumUser7 said:
Ok, this is great news -> funny that me and cricidmuslibale were literally voicing our disappointment at nationwide's failure to pass on the recent rate increase this morning 😂lightbulb2760 said:Nationwide Start to Save Issue 2 up from 3% to 3.5% from 1st November
https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/savings/smd544-important-changes.pdf?rev=fc35841efe014bcb9178f197cfffd7a0
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Y the penny dropped she wasn't including hfax.ForumUser7 said:
Yeah, in relation to your post before the edit, Daliah's post 18 October at 11:33AM mentions that they then opened the BOS and Lloyds accounts again, not Halifax. Hopefully Halifax increases their rate to match soon, but it could be a different product - 'regular saver' vs 'monthly saver'. I am minded to think this too given the terms are different such as no withdrawals without penalty free closure, rather than unlimited withdrawals.soulsaver said:
@ForumUser7 I'm kind of glad it's not just me...Daliah said:
I did this last week at BOS, Halifax and Lloyds, on accounts which were only 3 or 4 months old.
I have just now opened and funded the new account, with the new rates, at both BOS and Lloyds. The 12-months rule one the website is clearly not enforced by their systems
However, couldn't open the BoS from within hfax login- but there is summat up with my halifax ac - couldn't close everyday saver or the Bos instnt saver.
It may help others, tenaciously I tried BoS specific login - and it opened from there... although still getting 'there is a problem..' on the closures.1 -
I can't even apply as a new user to BoS for it's monthly saver with the same 'there is a problem..' error, nor login to BoS. I used to have some of their vantage current accounts, but they also displayed them on Halifax login back thensoulsaver said:
Y the penny dropped she wasn't including hfax.ForumUser7 said:
Yeah, in relation to your post before the edit, Daliah's post 18 October at 11:33AM mentions that they then opened the BOS and Lloyds accounts again, not Halifax. Hopefully Halifax increases their rate to match soon, but it could be a different product - 'regular saver' vs 'monthly saver'. I am minded to think this too given the terms are different such as no withdrawals without penalty free closure, rather than unlimited withdrawals.soulsaver said:
@ForumUser7 I'm kind of glad it's not just me...Daliah said:
I did this last week at BOS, Halifax and Lloyds, on accounts which were only 3 or 4 months old.
I have just now opened and funded the new account, with the new rates, at both BOS and Lloyds. The 12-months rule one the website is clearly not enforced by their systems
However, couldn't open the BoS from within hfax login- but there is summat up with my halifax ac - couldn't close everyday saver or the Bos instnt saver.
It may help others, tenaciously I tried BoS specific login - and it opened from there... although still getting 'there is a problem..' on the closures.0 -
Do you have a BoS current account? If not you'll be unable to apply for the monthly saver.AndyTh_2 said:I can't even apply as a new user to BoS for it's monthly saver with the same 'there is a problem..' error, nor login to BoS. I used to have some of their vantage current accounts, but they also displayed them on Halifax login back then0 -
only used to have. I have Halifax and Lloyds, just wanted to see if I could have a 3rd monthly saver10_66 said:
Do you have a BoS current account? If not you'll be unable to apply for the monthly saver.AndyTh_2 said:I can't even apply as a new user to BoS for it's monthly saver with the same 'there is a problem..' error, nor login to BoS. I used to have some of their vantage current accounts, but they also displayed them on Halifax login back then0 -
So existing Lloyds regular monthly savers have just got to put up with the older rates or move money out?
They don't automatically get the new rates?0
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