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Regular Savings Accounts: The Best Currently Available List!
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Lloyds only require a minimum balance of £25, there is no requirement for any ongoing monthly payment after this initial deposit but any you do make must be at least £25.1
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Nationwide Start to Save Issue 2 up from 3% to 3.5% from 1st November
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Ok, this is great news -> funny that me and cricidmuslibale were literally voicing our disappointment at nationwide's failure to pass on the recent rate increase this morning 😂lightbulb2760 said:Nationwide Start to Save Issue 2 up from 3% to 3.5% from 1st NovemberIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
Frustratingly Halifax is only offering me the 2.5% rate for their Reg Saver after the usual process to close the old. However their processes won't let me close the replacement everyday saver on line, if that's connected?0
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Here is the document, for anyone wondering about their other accounts:ForumUser7 said:
Ok, this is great news -> funny that me and cricidmuslibale were literally voicing our disappointment at nationwide's failure to pass on the recent rate increase this morning 😂lightbulb2760 said:Nationwide Start to Save Issue 2 up from 3% to 3.5% from 1st November
https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/savings/smd544-important-changes.pdf?rev=fc35841efe014bcb9178f197cfffd7a0
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.16 -
For some reason, Halifax didn't increase their regular saver rate yesterday despite Lloyds and Bank of Scotland doing so - it remains 2.5%soulsaver said:Frustratingly Halifax is only offering me the 2.5% rate for their Reg Saver after the usual process to close the old. However their processes won't let me close the replacement everyday saver on line, if that's connected?
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
@ForumUser7 I'm kind of glad it's not just me...Daliah said:
I did this last week at BOS, Halifax and Lloyds, on accounts which were only 3 or 4 months old.
I have just now opened and funded the new account, with the new rates, at both BOS and Lloyds. The 12-months rule one the website is clearly not enforced by their systems
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Good deal on the Lloyds Club regular saver today at 5.25%.
Took less than 300 seconds to set up and fund and see it earning interest0 -
Yeah, in relation to your post before the edit, Daliah's post 18 October at 11:33AM mentions that they then opened the BOS and Lloyds accounts again, not Halifax. Hopefully Halifax increases their rate to match soon, but it could be a different product - 'regular saver' vs 'monthly saver'. I am minded to think this too given the terms are different such as no withdrawals without penalty free closure, rather than unlimited withdrawals.soulsaver said:
@ForumUser7 I'm kind of glad it's not just me...Daliah said:
I did this last week at BOS, Halifax and Lloyds, on accounts which were only 3 or 4 months old.
I have just now opened and funded the new account, with the new rates, at both BOS and Lloyds. The 12-months rule one the website is clearly not enforced by their systemsIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.2 -
Table 30, great news. ThanksForumUser7 said:
Here is the document, for anyone wondering about their other accounts:ForumUser7 said:
Ok, this is great news -> funny that me and cricidmuslibale were literally voicing our disappointment at nationwide's failure to pass on the recent rate increase this morning 😂lightbulb2760 said:Nationwide Start to Save Issue 2 up from 3% to 3.5% from 1st November
https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/savings/smd544-important-changes.pdf?rev=fc35841efe014bcb9178f197cfffd7a03
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