We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Regular Savings Accounts: The Best Currently Available List!
Comments
-
Concurrently?ColdIron said:I've had both several times over the years0 -
Sorry, yes concurrentlyI can't see anything that says you can't this time so presume it's the same. I'll find out after breakfastEdit: Skipped breakfast, both opened and showing in my list of accounts. One of the fastest account opening processes I remember doing, maybe a minute each. Well done Lloyds1
-
Bank of Scotland also seems to offer the new 4.5% rateIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.7 -
I & OH held both concurrently.
2 -
I've opened this account, but I only opened the Lloyds RS accounts in September, so not eligible for those two as you can only open them every twelve months even if you close the existing ones. I'd already reduced the payments to £25 - have tried to close them as now not worth keeping them open, but system won't let me. Told me to try online or on a PC - I was!ForumUser7 said:Bank of Scotland also seems to offer the new 4.5% rateNot Rachmaninov
But Nyman
The heart asks for pleasure first
SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅1 -
I have closed mine with the "Renew savings account" function - renewed the regular savers to everyday savers, then withdrew my money.Frogletina said:
I've opened this account, but I only opened the Lloyds RS accounts in September, so not eligible for those two as you can only open them every twelve months even if you close the existing ones. I'd already reduced the payments to £25 - have tried to close them as now not worth keeping them open, but system won't let me. Told me to try online or on a PC - I was!ForumUser7 said:Bank of Scotland also seems to offer the new 4.5% rate
I did this last week at BOS, Halifax and Lloyds, on accounts which were only 3 or 4 months old.
I have just now opened and funded the new account, with the new rates, at both BOS and Lloyds. The 12-months rule one the website is clearly not enforced by their systems
18 -
Thank you - I have now done the sameDaliah said:
I have closed mine with the "Renew savings account" function - renewed the regular savers to everyday savers, then withdrew my money.Frogletina said:
I've opened this account, but I only opened the Lloyds RS accounts in September, so not eligible for those two as you can only open them every twelve months even if you close the existing ones. I'd already reduced the payments to £25 - have tried to close them as now not worth keeping them open, but system won't let me. Told me to try online or on a PC - I was!ForumUser7 said:Bank of Scotland also seems to offer the new 4.5% rate
I did this last week at BOS, Halifax and Lloyds, on accounts which were only 3 or 4 months old.
I have just now opened and funded the new account, with the new rates, at both BOS and Lloyds. The 12-months rule one the website is clearly not enforced by their systemsNot Rachmaninov
But Nyman
The heart asks for pleasure first
SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅1 -
Have you perchance been able to do this for TSB?Daliah said:
I have closed mine with the "Renew savings account" function - renewed the regular savers to everyday savers, then withdrew my money.Frogletina said:
I've opened this account, but I only opened the Lloyds RS accounts in September, so not eligible for those two as you can only open them every twelve months even if you close the existing ones. I'd already reduced the payments to £25 - have tried to close them as now not worth keeping them open, but system won't let me. Told me to try online or on a PC - I was!ForumUser7 said:Bank of Scotland also seems to offer the new 4.5% rate
I did this last week at BOS, Halifax and Lloyds, on accounts which were only 3 or 4 months old.
I have just now opened and funded the new account, with the new rates, at both BOS and Lloyds. The 12-months rule one the website is clearly not enforced by their systemsIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
Log out and log back inFrogletina said:
I have gone through the renew process to transfer them to easy savers, the messages were that this was done but the accounts are still showing as regular savers.Daliah said:
I have closed mine with the "Renew savings account" function - renewed the regular savers to everyday savers, then withdrew my money.Frogletina said:
I've opened this account, but I only opened the Lloyds RS accounts in September, so not eligible for those two as you can only open them every twelve months even if you close the existing ones. I'd already reduced the payments to £25 - have tried to close them as now not worth keeping them open, but system won't let me. Told me to try online or on a PC - I was!ForumUser7 said:Bank of Scotland also seems to offer the new 4.5% rate
I did this last week at BOS, Halifax and Lloyds, on accounts which were only 3 or 4 months old.
I have just now opened and funded the new account, with the new rates, at both BOS and Lloyds. The 12-months rule one the website is clearly not enforced by their systems
2 -
Good stuff from Lloyds, I'm now wondering what to do with my First Direct RS @ 3.5%. I'm thinking I will reduce the standing order to £25 and focus on both Lloyds savers, as I don't have enough cash to make the most of them all.
Or should I just cancel the standing order? Perhaps even take the interest hit and withdraw it all, considering I opened the FD RS 2 months ago?1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards