Regular Savings Accounts: The Best Currently Available List!

INSPIRED

TSB are offering 3% but only for current account holders.  Has anyone opened a current account with them just for the savings account?

bristolleedsfan

INSPIRED said:

TSB are offering 3% but only for current account holders.  Has anyone opened a current account with them just for the savings account?

Switch bonus on via MSE link + can get £5 per month x 6 months for doing 30 debit card transactions per month.
https://forums.moneysavingexpert.com/discussion/6391959/tsb-180-switch-offer#latest

INSPIRED

Thanks for that.  I have no wish to switch current account so will have to pass on this offer.

Nick_C

INSPIRED said:

TSB are offering 3% but only for current account holders.  Has anyone opened a current account with them just for the savings account?

I opened a TSB Current Account in January in order to get the 2% Regular Saver.  Simple to open.  No funding or DD requirements, but be aware that it produces a hard search on your credit files. 

However, you can only open one Regular Saver in any 12 month period, and the interest rate is fixed.  I don't see 3% remaining attractive for very long, so I wouldn't open another one at present (not that I am able to).

Daliah

subjecttocontract said:

adindas said:

Descrabled said:

Chorley Seasonal Saver (closed accounts)

I notice that these accounts will increase from 1.75% to 2.25% on 21st November.

Now my account matures on 30th November.  Does this mean they intend to allow them to rollover with £1 as they did last year?

There is no point of having  RSA paying less than 2.75% as Santander eSaver is now paying 2.75%. The exception is, if for some reasons you cannot get this Santander eSaver account. I started diverting most of my RSA if it is allowed to Santander or reducing the monthly contribution to minimum amount.

....yes there is a reason to have RSA paying less than 2.75%.
Someone who is maxed out with Cynergy & maxed out with Santander and who still has spare savings will look for the next best account.

There are several easy access 2.5% accounts, and even a 2.55% one now, at different providers so there's still no need to bother with those lower than 2.75% RSAs.

adindas

INSPIRED said:

TSB are offering 3% but only for current account holders.  Has anyone opened a current account with them just for the savings account?

There are reasonable number of people are using TSB as saving account when they paid high interest. It reminds me when the got IT problem they bribe their customers with 5% high interest current account.

So take advantage of it while it lasts.

wiseonesomeofthetime

Lloyds Monthly Saver

Standard - 4.50% fixed for 12 months 

£25 - £250pm

• It's only available to Lloyds current account holders who are yet to open a Monthly Saver in the last 12 months.

Club Lloyds Monthly Saver - 5.25% fixed for 12 months

£25 - £400pm link

• It's only available to Club Lloyds current account holders who have not already opened one of these accounts in the last 12 months.

t1redmonkey

wiseonesomeofthetime said:

Lloyds Monthly Saver

Standard - 4.50% fixed for 12 months 

£25 - £250pm

• It's only available to Lloyds current account holders who have not already opened one of these accounts in the last 12 months.

Club Lloyds Monthly Saver - 5.25% fixed for 12 months

£25 - £400pm link

• It's only available to Club Lloyds current account holders who have not already opened one of these accounts in the last 12 months.

Oh nice, I was actually about to switch my Lloyds account tonight or tomorrow as well for a bank switching offer.  Guess I'll use a different account now

t1redmonkey

Can you open both if you're a Club Lloyds account holder or just one of them?

ColdIron

I've had both several times over the years