Regular Savings Accounts: The Best Currently Available List!

wiseonesomeofthetime

Lloyds Monthly Saver

Standard - 4.50% fixed for 12 months 

£25 - £250pm

• It's only available to Lloyds current account holders who are yet to open a Monthly Saver in the last 12 months.

Club Lloyds Monthly Saver - 5.25% fixed for 12 months

£25 - £400pm link

• It's only available to Club Lloyds current account holders who have not already opened one of these accounts in the last 12 months.

t1redmonkey

wiseonesomeofthetime said:

Lloyds Monthly Saver

Standard - 4.50% fixed for 12 months 

£25 - £250pm

• It's only available to Lloyds current account holders who have not already opened one of these accounts in the last 12 months.

Club Lloyds Monthly Saver - 5.25% fixed for 12 months

£25 - £400pm link

• It's only available to Club Lloyds current account holders who have not already opened one of these accounts in the last 12 months.

Oh nice, I was actually about to switch my Lloyds account tonight or tomorrow as well for a bank switching offer.  Guess I'll use a different account now

t1redmonkey

Can you open both if you're a Club Lloyds account holder or just one of them?

ColdIron

I've had both several times over the years

wiseonesomeofthetime

ColdIron said:

I've had both several times over the years

Concurrently?

ColdIron

Sorry, yes concurrently

I can't see anything that says you can't this time so presume it's the same. I'll find out after breakfast

Edit: Skipped breakfast, both opened and showing in my list of accounts. One of the fastest account opening processes I remember doing, maybe a minute each. Well done Lloyds

ForumUser7

Bank of Scotland also seems to offer the new 4.5% rate

soulsaver

I & OH held both concurrently.

Frogletina

ForumUser7 said:

Bank of Scotland also seems to offer the new 4.5% rate

I've opened this account, but I only opened the Lloyds RS accounts in September, so not eligible for those two as you can only open them every twelve months even if you close the existing ones. I'd already reduced the payments to £25 - have tried to close them as now not worth keeping them open, but system won't let me. Told me to try online or on a PC - I was!

Daliah

Frogletina said:

ForumUser7 said:

Bank of Scotland also seems to offer the new 4.5% rate

I've opened this account, but I only opened the Lloyds RS accounts in September, so not eligible for those two as you can only open them every twelve months even if you close the existing ones. I'd already reduced the payments to £25 - have tried to close them as now not worth keeping them open, but system won't let me. Told me to try online or on a PC - I was!

I have closed mine with the "Renew savings account" function - renewed the regular savers to everyday savers, then withdrew my money.

I did this last week at BOS, Halifax and Lloyds, on accounts which were only 3 or 4 months old.

I have just now opened and funded the new account, with the new rates, at both BOS and Lloyds. The 12-months rule one the website is clearly not enforced by their systems