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Regular Savings Accounts: The Best Currently Available List!

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  • Section62 said:
    adindas said:
    I have been trying to pay my YBS Loyalty Reg eSaver by Halifax debitcard today, got declined. I iwll try that again later. I just wonder about other people experience paying your YBS RSA using halifax debitcard. Is there any change. Thanks

    The YBS debit card deposit system does occasionally fail for no apparent reason.  About a year ago it failed more often than it worked, but I think they fixed that issue.  I don't know if there has been a recent change, but it is something I normally expect to happen from time to time so I make sure the deposits are made early enough in the month to go with a plan 'B' if it does go wrong.
    I had issues with this last year, and it went on for some time before getting sorted, currently I make lots of debit card payments from Halifax to YBS without issue.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • Vortigern
    Vortigern Posts: 3,302 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Section62 said:
    adindas said:
    I have been trying to pay my YBS Loyalty Reg eSaver by Halifax debitcard today, got declined. I iwll try that again later. I just wonder about other people experience paying your YBS RSA using halifax debitcard. Is there any change. Thanks

    The YBS debit card deposit system does occasionally fail for no apparent reason.  About a year ago it failed more often than it worked, but I think they fixed that issue.  I don't know if there has been a recent change, but it is something I normally expect to happen from time to time so I make sure the deposits are made early enough in the month to go with a plan 'B' if it does go wrong.
    I had issues with this last year, and it went on for some time before getting sorted, currently I make lots of debit card payments from Halifax to YBS without issue.
    I also use YBS to meet my Halifax spending requirements. Paying from my own Halifax cards to my YBS accounts works without fail, but a payment from my wife's Halifax card to my YBS account failed even though it had been authorised correctly by OTP.

    @trickydicky14 Have you successfully made payments from a partner's card to your own YBS account?
  • Vortigern said:
    Section62 said:
    adindas said:
    I have been trying to pay my YBS Loyalty Reg eSaver by Halifax debitcard today, got declined. I iwll try that again later. I just wonder about other people experience paying your YBS RSA using halifax debitcard. Is there any change. Thanks

    The YBS debit card deposit system does occasionally fail for no apparent reason.  About a year ago it failed more often than it worked, but I think they fixed that issue.  I don't know if there has been a recent change, but it is something I normally expect to happen from time to time so I make sure the deposits are made early enough in the month to go with a plan 'B' if it does go wrong.
    I had issues with this last year, and it went on for some time before getting sorted, currently I make lots of debit card payments from Halifax to YBS without issue.
    I also use YBS to meet my Halifax spending requirements. Paying from my own Halifax cards to my YBS accounts works without fail, but a payment from my wife's Halifax card to my YBS account failed even though it had been authorised correctly by OTP.

    @trickydicky14 Have you successfully made payments from a partner's card to your own YBS account?
    No, I haven't made any payments from my partner's card. Like you, I just use my card to meet the t&c to get my £5 each month.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • JamesPeter
    JamesPeter Posts: 162 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 14 October 2022 at 9:47AM
    Darlington BS has increased the rate on its Green RS from 2.10% to 2.25%, effective yesterday I think.  I am overwhelmed. 

    Yes, also the Darlington 'young saver' and 'teen' regular savers both upto 3.5% (from 3.05%)
    However no increase to their new regular monthly saver (or previous Special Occasion Saver) yet.
    Unless, as last month, they are updating their website in stages.
  • Darlington BS has increased the rate on its Green RS from 2.10% to 2.25%, effective yesterday I think.  I am overwhelmed. 

    Yes, also the Darlington 'young saver' and teen regular savers upto 3.5% (from 3.05%)
    However no increase to their new regular monthly saver (or previous Special Occasion Saver) yet.
    Unless, as last month, they are updating their website in stages.
    I've just took most of my cash out of my 3 SOS accounts, for me the rate would need to be 3% or more to bother with.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • JamesPeter
    JamesPeter Posts: 162 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 14 October 2022 at 10:01AM
    And the rate for the Darlington 'Young Saver' and 'Teen' Regular savers has just dropped to 3.3% according to their website!
    It looks like they are currently in the prcoess of fiddling about with interest rates on the website!


  • london21
    london21 Posts: 2,142 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Rates constantly changing, the only thing i am not happy with the 2.75% Santander esaver account is that it is variable.


  • kaMelo
    kaMelo Posts: 2,857 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    london21 said:
    Rates constantly changing, the only thing i am not happy with the 2.75% Santander esaver account is that it is variable.



    Why?  It might go up.
  • london21 said:
    Rates constantly changing, the only thing i am not happy with the 2.75% Santander esaver account is that it is variable.


    Regular savers & easy access, variable is the place to be just now me thinks.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • ForumUser7
    ForumUser7 Posts: 2,458 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    And the rate for the Darlington 'Young Saver' and 'Teen' Regular savers has just dropped to 3.3% according to their website!
    It looks like they are currently in the prcoess of fiddling about with interest rates on the website!


    Just spoken with them now and they have confirmed 3.5% was a mistype, and the rates on both are 3.3%. They have also confirmed the special occasion saver rate and JISA rate will not be going up today
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
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