Regular Savings Accounts: The Best Currently Available List!

castle96

most of my money is with Virgin. Looking to switch to Coventry but..... what is HBC 11 in 10 days ?? Please

nomorekids

castle96 said:

most of my money is with Virgin. Looking to switch to Coventry but..... what is HBC 11 in 10 days ?? Please

Virgin Home Coach most of us are collecting issues and they tend to release a new issue every 2 months

Descrabled

HBC11

My regular savers are now averaging 1.7% with lots of variable accounts waiting to be revised during May.  Virgin exclusive ISA is at 1.76%.

The one advantage of the HBC series is that the savings can be debited at any time.

Will VM up the interest to 2%? Will that be enough to keep the accounts competitive?

Special_Saver2

Hi Folks,

I have changed the following items on page 1 of this thread for this weekend's update.

- Melton BS Regular Saver (Issue 1) removed as withdrawn
- Coventry BS Regular Saver (Issue 5) interest rate updated to 1.65% from 1st June
- Coventry BS First Home Saver added to page 1; paying 1.5% interest from 1st June on up to £1,000 per month for 36 months and the terms and conditions seem good with no penalties for missing payments or withdrawals from what I can see plus a £500 payment if you decide to take out a mortgage with Coventry BS

I will be reviewing the interest rates that I use for the cut off for inclusion in page 1 of this thread but I would like to see what happens to interest rates following the latest Bank of England interest rate rise first.

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

strawb_shortcake

Can anyone advise how many payments you can make into a Lloyd's Regular saver? Currently at 12 but the anniversary isn't until late June. 
Thank you 

Daliah

annabanana82 said:

Can anyone advise how many payments you can make into a Lloyd's Regular saver? Currently at 12 but the anniversary isn't until late June. 
Thank you 

I regularly made 13, when they still paid decent interest. Nowadays, I would put my money elsewhere.

strawb_shortcake

Daliah said:

annabanana82 said:0

Can anyone advise how many payments you can make into a Lloyd's Regular saver? Currently at 12 but the anniversary isn't until late June. 
Thank you 

I regularly made 13, when they still paid decent interest. Nowadays, I would put my money elsewhere.

Thank you. I won't be renewing my RS with Lloyds

MDMD

annabanana82 said:

Daliah said:

annabanana82 said:0

Can anyone advise how many payments you can make into a Lloyd's Regular saver? Currently at 12 but the anniversary isn't until late June. 
Thank you 

I regularly made 13, when they still paid decent interest. Nowadays, I would put my money elsewhere.

Thank you. I won't be renewing my RS with Lloyds

Assuming it pays 1% there is nothing stopping you closing it before June. You can probably get a better rate elsewhere.

strawb_shortcake

MDMD said:

annabanana82 said:

Daliah said:

annabanana82 said:0

Can anyone advise how many payments you can make into a Lloyd's Regular saver? Currently at 12 but the anniversary isn't until late June. 
Thank you 

I regularly made 13, when they still paid decent interest. Nowadays, I would put my money elsewhere.

Thank you. I won't be renewing my RS with Lloyds

Assuming it pays 1% there is nothing stopping you closing it before June. You can probably get a better rate elsewhere.

For the sake of a month I'll leave it where it is for now. But I'll be spending that time researching how best to put around £10k away for the coming year

jimexbox

annabanana82 said:

MDMD said:

annabanana82 said:

Daliah said:

annabanana82 said:0

Can anyone advise how many payments you can make into a Lloyd's Regular saver? Currently at 12 but the anniversary isn't until late June. 
Thank you 

I regularly made 13, when they still paid decent interest. Nowadays, I would put my money elsewhere.

Thank you. I won't be renewing my RS with Lloyds

Assuming it pays 1% there is nothing stopping you closing it before June. You can probably get a better rate elsewhere.

For the sake of a month I'll leave it where it is for now. But I'll be spending that time researching how best to put around £10k away for the coming year

Chase or Shawbrooks 6 month 2% fixed. I personally wouldn't fix for any longer with base rates rising on a monthly basis.