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Regular Savings Accounts: The Best Currently Available List!
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trickydicky14 said:Wheres_My_Cashback said:phillw said:Nick_C said:
(I'm not in interested in the 1% potential cashback from the Debit Card. My Barclaycard Avios are worth at least 1.2%)Not wishing to sound stupid but, how does round up work and how do you activate it thanks
In short evry card spend is rounded up to next full pound and that money is put into a separate account called round up account. So if you spend £1.20 then 80p goes into round up account or spend £9.70 and 30p goes into the round up account. All the money in your round up account earns 5% interest which will be added monthly to your round up account.
In your App you should automatically have a round up account opened at same time as your current account, just click on it and you will have option to pause round ups or activate them.2 -
tg99 said:Does anyone know if these Freepost addresses are still valid (found in old forum post from 2008):
Loughborough BS
Freepst LO.10
6 High St
LOUGHBOROUGH
Leics
LE11 0BR
Mansfield BS
Freepost NG44
Regent House
Regent Street
Mansfield
Nottinghamshire
NG18 1BR
Stafford Railway BS
Freepost MID20753
Stafford
ST16 1BR1 -
As the Chase roundup (like the Natwest/RBS roundup) earns interest, it works very much like a Regular Saver account, so discussing it here isn't the crime it may be portrayed as
Without unnatural acts, however, it's going to be very difficult to make any sizeable deposit on a first of a month. Therefore the vast majority of people (including myself) won't make any significant money from those roundup gimmicks. On the other hand, if you can be bothered to make the unnatural acts, and sustain them for a year, you might make £60 - £100. Easier, and a lot less effort, to make this sort of money if you find yourself a minimum wage job, methinks3 -
SFindlay said:
In short evry card spend is rounded up to next full pound and that money is put into a separate account called round up account. So if you spend £1.20 then 80p goes into round up account or spend £9.70 and 30p goes into the round up account. All the money in your round up account earns 5% interest which will be added monthly to your round up account.
T&Cs here: https://www.chase.co.uk/gb/en/legal/round-ups/3 -
Halifax Regular SaverMaturity date is today. The balance is showing as 3200+, this month's payment went in, the interest is showing as 0.85%
(last year rate). What are the current rules? Last year it has been reknewed without me doing anything. I was counting on the funds to pay of some CC, so, unfortunately, need to know when the funds will be actually available.
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Halifax Regular SaverEmily_Joy: The funds are available at any time. Just go into the app or online and transfer the funds you need upto those showing as available. The interest will be added overnight.If you don't want to continue the regular saver at the rubbish interest rate then cancel the accompanying saver now online or in the app.0
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Halifax Regular SaverEmily_Joy: Look back over the payments into the RS and find the date last year when the interest payment was received. This year's interest and account maturity will be on the same date this year.0
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SFindlay said:trickydicky14 said:Wheres_My_Cashback said:phillw said:Nick_C said:
(I'm not in interested in the 1% potential cashback from the Debit Card. My Barclaycard Avios are worth at least 1.2%)Not wishing to sound stupid but, how does round up work and how do you activate it thanks
In short evry card spend is rounded up to next full pound and that money is put into a separate account called round up account. So if you spend £1.20 then 80p goes into round up account or spend £9.70 and 30p goes into the round up account. All the money in your round up account earns 5% interest which will be added monthly to your round up account.
In your App you should automatically have a round up account opened at same time as your current account, just click on it and you will have option to pause round ups or activate them.I choose the rooms that I live in with care,
The windows are small and the walls almost bare,
There's only one bed and there's only one prayer;
I listen all night for your step on the stair.0 -
Chorley Seasonal Saver 1, 2, and 3 (closed accounts)email this pm that these going from 1.05% to 1.2% on 16 May. Not sure which I have but at the new higher rate I am not getting excited. Will keep as a place holder with nominal monthly addition.0
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Nearly all the increases in interest rates for ongoing regular savers have applied to the current balance and future payments - but not Club Lloyds Monthly Saver. I had assumed the 1.25% rate would apply on all subscriptions but it doesn't. It only applies to new accounts opened from 6.4.2022. Found that out today checking my April payment had gone in. The rate remains 1.00%.1
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