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Regular Savings Accounts: The Best Currently Available List!

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  • Nick_C
    Nick_C Posts: 7,602 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Daliah said:
    SFindlay said:
    Nick_C said:

    A note about using Chase as a feeder account.

    Standing Orders from Chase are processed on the day they are scheduled for.

    You can schedule Faster Payments and Standing Orders for a Sunday.

    Some banks only send Standing orders on bank working days.

    My Cambridge BS, Skipton BS, and Virgin Money Regular Savers have all been credited today.  (I used to fund them from my Club Lloyds Current Account, and they would not have been sent/credited until Tuesday.)

    Cambridge and Skipton receiving accounts are held by Barclays.

    Incidentally, although the payment to Skipton from Chase has processed today and is showing now in my Skipton RS, when I tried to process a transfer from a Skipton instant access savings account to my Skipton RS, it scheduled it for Tuesday.  So funding the Skipton RS from Chase is faster than funding it from a Skipton account on non banking days.

    Finally, a payment from Chase to my Saffron BS Regular Saver, which is also received via Barclays, has not been credited to my Saffron account.  I expect it will show up on Tuesday.
    Thanks for this, have those faster payments come from your Chase current account or direct from the Chase savings account?
    Directly from the Chase savings account (which is presently the best feeder account for regular savers).


    Agreed.  I don't use the current account.  I've never funded it.  The savings account has all the functionality of the current account apart from a debit card.

    (I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)
  • phillw
    phillw Posts: 5,665 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Nick_C said:
    (I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)
    roundup can make a difference to low value transactions.

  • Descrabled
    Descrabled Posts: 509 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Monmouthshire Christmas Saver 4

    Interest rate of 1.5% taken from the society's "Interest Rates for Closed Accouts" " Updated 17th March" pdf on bottom of home web page > documents > savings > top item "CLOSED ACC (03-22-1). Interest rate confirmed on my online account.
  • phillw said:
    Nick_C said:
    (I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)
    roundup can make a difference to low value transactions.

    Yep, I've managed to get £160 in the first month, but now I have it sussed what I need to do I'll be aiming for £250-300pm for the next 11 months, so effectively a regular saver at 5%  :)
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    Sorry about deviation from the thread subject.....hopefully only temporary, and it may be of interest to thread regulars and Chase account holders  :D
    phillw said:
    Nick_C said:
    (I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)
    roundup can make a difference to low value transactions.

    it's a tiny amount. You might be able to make a tenner or so over a year, if you are a heavy spender

    Nick_C said:

    (I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)
    If you can use Curve, you might be able to get both, the cashback on your credit card and the Chase cashback. Some credit cards don't seem to debit the cashback if you make a payment and then shift it to a different card ("go back in time"). It works with RBS / Natwest Reward cards.


    Yep, I've managed to get £160 in the first month, but now I have it sussed what I need to do I'll be aiming for £250-300pm for the next 11 months, so effectively a regular saver at 5%  :)
    Sounds rather painful to accumulate £250ish a month into the round-up account. Potentially also kills multiple accounts for abuse of facilities. Good luck though.
  • tg99
    tg99 Posts: 1,248 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Does anyone know if these Freepost addresses are still valid (found in old forum post from 2008):

    Loughborough BS
    Freepst LO.10
    6 High St
    LOUGHBOROUGH
    Leics
    LE11 0BR

    Mansfield BS
    Freepost NG44
    Regent House
    Regent Street
    Mansfield
    Nottinghamshire
    NG18 1BR

    Stafford Railway BS
    Freepost MID20753
    Stafford
    ST16 1BR



  • trickydicky14
    trickydicky14 Posts: 1,246 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    phillw said:
    Nick_C said:
    (I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)
    roundup can make a difference to low value transactions.

    Yep, I've managed to get £160 in the first month, but now I have it sussed what I need to do I'll be aiming for £250-300pm for the next 11 months, so effectively a regular saver at 5%  :)

    Not wishing to sound stupid but, how does round up work and how do you activate it thanks


    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 May 2022 at 3:31PM
    phillw said:
    Nick_C said:
    (I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)
    roundup can make a difference to low value transactions.

    Yep, I've managed to get £160 in the first month, but now I have it sussed what I need to do I'll be aiming for £250-300pm for the next 11 months, so effectively a regular saver at 5%  :)

    Not wishing to sound stupid but, how does round up work and how do you activate it thanks


    You're on the Regular Saver thread.

    Use Google, start a new thread or message @Wheres_My_Cashback.

    Here's the second of these in the hope this ends this chatter
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