Regular Savings Accounts: The Best Currently Available List!

eskbanker

dcs34 said:

Checked online and yes, showing 1.5% - how did you know this came in from 17th March?

I suspect that you're referring to some discussion on the previous page rather than the post immediately before yours, but if you're replying directly to another post(er) on a long thread like this about many different products, it makes sense to actually quote the post you're responding to or at least mention the account a comment relates to, for clarity and context!

Nick_C

Daliah said:

SFindlay said:

Nick_C said:

A note about using Chase as a feeder account.

Standing Orders from Chase are processed on the day they are scheduled for.

You can schedule Faster Payments and Standing Orders for a Sunday.

Some banks only send Standing orders on bank working days.

My Cambridge BS, Skipton BS, and Virgin Money Regular Savers have all been credited today.  (I used to fund them from my Club Lloyds Current Account, and they would not have been sent/credited until Tuesday.)

Cambridge and Skipton receiving accounts are held by Barclays.

Incidentally, although the payment to Skipton from Chase has processed today and is showing now in my Skipton RS, when I tried to process a transfer from a Skipton instant access savings account to my Skipton RS, it scheduled it for Tuesday.  So funding the Skipton RS from Chase is faster than funding it from a Skipton account on non banking days.

Finally, a payment from Chase to my Saffron BS Regular Saver, which is also received via Barclays, has not been credited to my Saffron account.  I expect it will show up on Tuesday.

Thanks for this, have those faster payments come from your Chase current account or direct from the Chase savings account?

Directly from the Chase savings account (which is presently the best feeder account for regular savers).

Agreed.  I don't use the current account.  I've never funded it.  The savings account has all the functionality of the current account apart from a debit card.

(I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)

phillw

Nick_C said:
(I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)

roundup can make a difference to low value transactions.

Descrabled

Monmouthshire Christmas Saver 4

Interest rate of 1.5% taken from the society's "Interest Rates for Closed Accouts" " Updated 17th March" pdf on bottom of home web page > documents > savings > top item "CLOSED ACC (03-22-1). Interest rate confirmed on my online account.

Wheres_My_Cashback

phillw said:

Nick_C said:
(I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)

roundup can make a difference to low value transactions.

Yep, I've managed to get £160 in the first month, but now I have it sussed what I need to do I'll be aiming for £250-300pm for the next 11 months, so effectively a regular saver at 5% 

Daliah

Sorry about deviation from the thread subject.....hopefully only temporary, and it may be of interest to thread regulars and Chase account holders 

phillw said:

Nick_C said:
(I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)

roundup can make a difference to low value transactions.

it's a tiny amount. You might be able to make a tenner or so over a year, if you are a heavy spender

Nick_C said:

(I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)

If you can use Curve, you might be able to get both, the cashback on your credit card and the Chase cashback. Some credit cards don't seem to debit the cashback if you make a payment and then shift it to a different card ("go back in time"). It works with RBS / Natwest Reward cards.

Wheres_My_Cashback said:

Yep, I've managed to get £160 in the first month, but now I have it sussed what I need to do I'll be aiming for £250-300pm for the next 11 months, so effectively a regular saver at 5% 

Sounds rather painful to accumulate £250ish a month into the round-up account. Potentially also kills multiple accounts for abuse of facilities. Good luck though.

tg99

Does anyone know if these Freepost addresses are still valid (found in old forum post from 2008):

Loughborough BS
Freepst LO.10
6 High St
LOUGHBOROUGH
Leics
LE11 0BR

Mansfield BS
Freepost NG44
Regent House
Regent Street
Mansfield
Nottinghamshire
NG18 1BR

Stafford Railway BS
Freepost MID20753
Stafford
ST16 1BR

trickydicky14

Wheres_My_Cashback said:

phillw said:

Nick_C said:
(I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)

roundup can make a difference to low value transactions.

Yep, I've managed to get £160 in the first month, but now I have it sussed what I need to do I'll be aiming for £250-300pm for the next 11 months, so effectively a regular saver at 5% 

Not wishing to sound stupid but, how does round up work and how do you activate it thanks

veryintrigued

trickydicky14 said:

Wheres_My_Cashback said:

phillw said:

Nick_C said:
(I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)

roundup can make a difference to low value transactions.

Yep, I've managed to get £160 in the first month, but now I have it sussed what I need to do I'll be aiming for £250-300pm for the next 11 months, so effectively a regular saver at 5% 

Not wishing to sound stupid but, how does round up work and how do you activate it thanks

You're on the Regular Saver thread.

Use Google, start a new thread or message @Wheres_My_Cashback.

Here's the second of these in the hope this ends this chatter

https://www.chase.co.uk/gb/en/product/chase-account/?utm_source=google&utm_medium=paid-search&utm_campaign=mkt-469_uk_gl_bau_sea_gg_acq_xdv_pr_adp_at1_brand_features&utm_term=brand&utm_content=features&gclsrc=aw.ds&ds_rl=1299624&gclid=EAIaIQobChMIyIOmoYPB9wIV6IBQBh24SAGWEAAYASAAEgJG0_D_BwE

trickydicky14

veryintrigued said:

trickydicky14 said:

Wheres_My_Cashback said:

phillw said:

Nick_C said:
(I'm not in interested in the 1% potential cashback from the Debit Card.  My Barclaycard Avios are worth at least 1.2%)

roundup can make a difference to low value transactions.

Yep, I've managed to get £160 in the first month, but now I have it sussed what I need to do I'll be aiming for £250-300pm for the next 11 months, so effectively a regular saver at 5% 

Not wishing to sound stupid but, how does round up work and how do you activate it thanks

You're on the Regular Saver thread.

Use Google, start a new thread or message @Wheres_My_Cashback.

Here's the second of these in the hope this ends this chatter

https://www.chase.co.uk/gb/en/product/chase-account/?utm_source=google&utm_medium=paid-search&utm_campaign=mkt-469_uk_gl_bau_sea_gg_acq_xdv_pr_adp_at1_brand_features&utm_term=brand&utm_content=features&gclsrc=aw.ds&ds_rl=1299624&gclid=EAIaIQobChMIyIOmoYPB9wIV6IBQBh24SAGWEAAYASAAEgJG0_D_BwE

Thanks for your helpful, friendly response. I only asked as the subject had been mentioned. I do fully understand this is a regular savings discussion and apologise for my crime but could you not have found a gentler approach.