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Regular Savings Accounts: The Best Currently Available List!

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  • RG2015
    RG2015 Posts: 6,051 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    SFindlay said:
    Virgin have released their latest Homebuying Coach Regular Saver, issue 11, paying 1.75% for 14 months. 
    I got the first one but never liked using an account designed for homebuyers so I didn't get any of the subsequent issues.

    I do not understand why Virgin Money do appear to restrict eligibility without actually restricting eligibility. Why don't they just have a standard regular saver.

    That said, 1.75% doesn't appeal to me now.
  • castle96
    castle96 Posts: 2,979 Forumite
    Part of the Furniture 1,000 Posts
    Looking for an increase in the VM 1% thing, before moving out to Cov at 1.5% on 1/6. have to go into branch to shift the lot though
  • RG2015
    RG2015 Posts: 6,051 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 20 May 2022 at 3:55PM
    castle96 said:
    Looking for an increase in the VM 1% thing, before moving out to Cov at 1.5% on 1/6. have to go into branch to shift the lot though
    Coventry RS is going up to 1.65% on 1/6 and I am going to recommence my monthly subscriptions.
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    RG2015 said:

    That said, 1.75% doesn't appeal to me now.
    RG2015 said:
    Coventry RS is going up to 1.65% on 1/6 and I am going to recommence my monthly subscriptions.
    What makes 1.65% more appealing than 1.75%?
  • RG2015
    RG2015 Posts: 6,051 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Daliah said:
    RG2015 said:

    That said, 1.75% doesn't appeal to me now.
    RG2015 said:
    Coventry RS is going up to 1.65% on 1/6 and I am going to recommence my monthly subscriptions.
    What makes 1.65% more appealing than 1.75%?
    Yes, it is irrational.

    VM HBC is intended for users of the VM HBC app. I have downloaded it and looked at it but I do not use it. 

    I opened the first one but started feeling cheap at exploiting what I saw as a loophole. I let it run its course but decided not to open any more.
  • SFindlay
    SFindlay Posts: 393 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    RG2015 said:
    SFindlay said:
    Virgin have released their latest Homebuying Coach Regular Saver, issue 11, paying 1.75% for 14 months. 

    That said, 1.75% doesn't appeal to me now.
    Unlimited penalty free withdrawals means its practically an easy access account and hypothetically if someone was to open them every 2 months they could be holding in excess of £12,000 across the accounts at all times earning the 1.75% making it far better than any easy access account. 
  • schiff
    schiff Posts: 20,259 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    As happens every time, I can't find the means to apply without a link being supplied on here! 

    Please!
  • Gers
    Gers Posts: 13,159 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    schiff said:
    As happens every time, I can't find the means to apply without a link being supplied on here! 

    Please!

    I bookmarked the link (as given now) ages ago, and it updates each time so no need to search, it does seem 'hidden' without the link.
  • schiff
    schiff Posts: 20,259 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    So have I now. Belatedly.
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