Regular Savings Accounts: The Best Currently Available List!

glider3560

SuperHans1 said:

glider3560 said:

How have you all been informed of the YBS interest rate change?  I've had no emails or letters.

I've just received an email about the rate change following the base rate reduction on the 11th March. Ironically it doesn't mention yesterdays base rate reduction!

"On 11 March it was announced that the Bank of England base rate had been reduced from 0.75% to 0.25%, which means that we’ll be reducing the interest rates on our variable savings accounts by up to 0.50% on 5 April."

Just received the same email.  Looking forward to probably another reduction soon.

molerat

Virgin ReS Iss 15 now available at 2%, matures 20 April 21.

typistretired

molerat said:

Virgin ReS Iss 15 now available at 2%, matures 20 April 21.

Thank you just opened.

typistretired

MDMD said:

The interest rate change terms are in 11.1 (c) (i) which state they only need to give 14 days. The 30 days is for terms and conditions changes. It’s probably just about in time if 14 days 

https://www.ybs.co.uk/pdf/savings/general-terms-online.pdf

The reply from my secure message states the same as you have posted

Every_Penny_Counts

typistretired said:

molerat said:

Virgin ReS Iss 15 now available at 2%, matures 20 April 21.

Thank you just opened.

Thanks, just opened one..,

EPC

1882

Must say I'm surprised they didn't at least nibble at the 2% rate but happy they didn't!

vernall

1882 said:

Must say I'm surprised they didn't at least nibble at the 2% rate but happy they didn't!

Me too

schiff

I don't think there's a more extreme example of security than with Coventry BS! An impossible to remember ID, your DOB (though thankfully as an old codger not many years to scroll through!), then three characters from your password, then three numbers from the grid card. To that they are going to add texted characters to your phone.
I can comfortably get by with one visit a month so it's not a personal issue, but I do admire them for not hitting the interest rate. Yet, anyway,

colsten

schiff said:

I don't think there's a more extreme example of security than with Coventry BS! An impossible to remember ID, your DOB (though thankfully as an old codger not many years to scroll through!), then three characters from your password, then three numbers from the grid card. To that they are going to add texted characters to your phone.
I can comfortably get by with one visit a month so it's not a personal issue, but I do admire them for not hitting the interest rate. Yet, anyway,

I believe the texted characters will replace the grid card, at least for the regular log in. I keep my login info in my password manager, which fills in things like un-rememberable userids.

As long as they keep paying 2.5% on their regular savers, they can give me any old impossible to remember userid, anyway 

surreysaver

SuperHans1 said:

bristolleedsfan said:

Y.B.S Monthly Regular Saver Issue 3 down to 1.6% from 5th April, email received with link to new rates

I've yet to receive this email? I assume it is being sent out in batches.

I only got it about lunchtime today