We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Regular Savings Accounts: The Best Currently Available List!

Options
111121416171703

Comments

  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 18 March 2020 at 8:16PM

    As I mentioned Issue 2 was showing as available to open new rate 1.6% which has now been rectified, Issue 3 still showing as available to open on new rate leaflet
    Things have obviously been moving at a pace as since (at least) 1:04pm today, when I took the screenshot, YBS say "At the moment we have no regular savings products on sale"
  • SuperHans1
    SuperHans1 Posts: 159 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Y.B.S Monthly Regular Saver Issue 3 down to 1.6% from 5th April, email received with link to new rates



    I've yet to receive this email? I assume it is being sent out in batches.
  • bristolleedsfan
    bristolleedsfan Posts: 12,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    colsten said:

    As I mentioned Issue 2 was showing as available to open new rate 1.6% which has now been rectified, Issue 3 still showing as available to open on new rate leaflet
    Things have obviously been moving at a pace as since (at least) 1:04pm today, when I took the screenshot, YBS say "At the moment we have no regular savings products on sale"
    Answer is very very simple you are looking at and keep displaying a different part of YBS website that I have been referring to, I referring to stated to be 30 day notice of rate changes link in email which when clicked shows rates for available and  not availble to open accounts, Issue 3 is showing as available to open with new rates effective from 5th April

  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 18 March 2020 at 11:13PM
    The leaflet in the PDF was printed on 11th March 2020, date BOE reduced base rate -
     7 days ago.
    "Look after your pennies and your pounds will look after themselves"
  • bristolleedsfan
    bristolleedsfan Posts: 12,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The leaflet in the PDF was printed on 11th March 2020, date BOE reduced base rate -
     7 days ago.

    Still not 30 days notice, seemingly desperate to implement rate cut asap
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 18 March 2020 at 11:46PM
    The 30 days notice account is a different account to regular saver 3 it just happens to be listed after the regular saver 3 on the leaflet.

    30 days notice is the time you have to apply to them before you can  withdraw savings -nothing to do with them giving notice about savings rates.
    "Look after your pennies and your pounds will look after themselves"
  • bristolleedsfan
    bristolleedsfan Posts: 12,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 March 2020 at 1:12AM

    30 days notice is the time you have to apply to them before you can  withdraw savings -nothing to do with them giving notice about savings rates.

    Taken from YBS General T+C  Savings Accounts 11.1 "  (i) if the change is to your disadvantage not less than 30 days before it takes effect by personal notice. ........"
    PDF File is called " 30 day Notice Rate ( should say change) 11 03 20"  when opened there is a rate change leaflet in respect of all available and not available accounts showing old rates as of 11 March 2020 and new rates as of 5 April 2020

  • Loughborough BS has pulled its RS product (paying 2.00%).
  • nottsphil
    nottsphil Posts: 682 Forumite
    Part of the Furniture 500 Posts Name Dropper
    The 30 days notice account is a different account to regular saver 3 it just happens to be listed after the regular saver 3 on the leaflet.

    30 days notice is the time you have to apply to them before you can  withdraw savings -nothing to do with them giving notice about savings rates.
    BristolLeedsfan has never even mentioned this account, so it's not him who's getting confused. If you are replying to somebody else's post, then maybe quote them? 
  • soulsaver
    soulsaver Posts: 6,604 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    nottsphil said:
    The 30 days notice account is a different account to regular saver 3 it just happens to be listed after the regular saver 3 on the leaflet.

    30 days notice is the time you have to apply to them before you can  withdraw savings -nothing to do with them giving notice about savings rates.
    BristolLeedsfan has never even mentioned this account, so it's not him who's getting confused. If you are replying to somebody else's post, then maybe quote them? 
    Oh yes he has..
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.