Regular Savings Accounts: The Best Currently Available List!

soulsaver

If you've got other accessible accounts with the likes of Gatehouse, you can test the 'extra' payment scenario - just try an internal transfer of a few ££s to the target RS - if it bounces no waiting for an answer or repatriation of funds... 

Aidanmc

allegro120 said:

Bridlington1 said:

allegro120 said:

The next 1st of the month falls on Sunday.  Does anyone know whether the following providers credit interest on funds deposited at weekends: Aldermore, Coventry, MHBS and Newcastle? 

Aldermore- I've never made a payment on a non-working day but the Ts&Cs suggest money received on a non-working day will start to earn interest that day

Coventry- Yes

MHBS- Cut-off of 3pm on a working day

Newcastle-  Not the clearest but implies funds received on a non-working day will earn interest from that day.

The Newcastle BS general Ts&Cs state ``The money will show in your account the same working day, and typically within 2 hours." but will start earning interest ``From the day we receive the money.". Their FAQs state: ``If a deposit is made by electronic transfer, you will receive interest on the day we receive your funds."

Thank you! My list for manual deposits is now completed:
Ayes - Aldermore, BoS, Coventry, Gatehouse, Halifax, Lloyds, Melton, MonBS, Newcastle, Nottingham, Nationwide, Principality, TSB, YBS.
Noes - Co-op, Hanley, Loughborough, Mansfield, MHBS, Progressive, Saffron, Skipton, Virgin.
Does this look correct?

Anyone know which group West Brom would be in?

surreysaver

Dizzycap said:

flaneurs_lobster said:

Got my £300 13th payment back from Gatehouse today, JIC anyone gives a shoot.

It's not just the 13th payment thats being returned, so is the 12th and final! My last £300 regular set-up SO was returned today, so I called them to find out what the issue was. There was none just a glitch in the system, so I resent the funds again manually this morning and hope that they will arrive tomorrow

I don't intent to make a 13th payment due to my maturety date being so close after trying to squeeze in a 13th payment just to get get pennies back in return.

Glitch  Just a term for a computer programmed by someone who doesn't know what they're doing 

allegro120

Aidanmc said:

allegro120 said:

Bridlington1 said:

allegro120 said:

The next 1st of the month falls on Sunday.  Does anyone know whether the following providers credit interest on funds deposited at weekends: Aldermore, Coventry, MHBS and Newcastle? 

Aldermore- I've never made a payment on a non-working day but the Ts&Cs suggest money received on a non-working day will start to earn interest that day

Coventry- Yes

MHBS- Cut-off of 3pm on a working day

Newcastle-  Not the clearest but implies funds received on a non-working day will earn interest from that day.

The Newcastle BS general Ts&Cs state ``The money will show in your account the same working day, and typically within 2 hours." but will start earning interest ``From the day we receive the money.". Their FAQs state: ``If a deposit is made by electronic transfer, you will receive interest on the day we receive your funds."

Thank you! My list for manual deposits is now completed:
Ayes - Aldermore, BoS, Coventry, Gatehouse, Halifax, Lloyds, Melton, MonBS, Newcastle, Nottingham, Nationwide, Principality, TSB, YBS.
Noes - Co-op, Hanley, Loughborough, Mansfield, MHBS, Progressive, Saffron, Skipton, Virgin.
Does this look correct?

Anyone know which group West Brom would be in?

AFAIK it's in Ayes.  I didn't include Brom because it's not on my December RS distribution list, I've already reached the £3k limit.

Dizzycap

surreysaver said:

Dizzycap said:

flaneurs_lobster said:

Got my £300 13th payment back from Gatehouse today, JIC anyone gives a shoot.

It's not just the 13th payment thats being returned, so is the 12th and final! My last £300 regular set-up SO was returned today, so I called them to find out what the issue was. There was none just a glitch in the system, so I resent the funds again manually this morning and hope that they will arrive tomorrow

I don't intent to make a 13th payment due to my maturety date being so close after trying to squeeze in a 13th payment just to get get pennies back in return.

Glitch  Just a term for a computer programmed by someone who doesn't know what they're doing 

  Exactly! You've got to love it!

**Edit: Gatehouse Manual £300 RS payment arrived early this morning with no problems. It seems the human glitch is over, for now

kippo1

Just opened a market harborough fixed term account and had a look at what other accounts i could apply for,
in the apply for menu was the fixed 6% regular saver so i applied online and it let me have it even though on the first page of this thread it said branch only.
it also said you can have two reg savers with a max of £3750 between the two,so could i apply for another one and deposit £250 a month into each until i have £3750.

Thanks

kaMelo

kippo1 said:

Just opened a market harborough fixed term account and had a look at what other accounts i could apply for,
in the apply for menu was the fixed 6% regular saver so i applied online and it let me have it even though on the first page of this thread it said branch only.
it also said you can have two reg savers with a max of £3750 between the two,so could i apply for another one and deposit £250 a month into each until i have £3750.

Thanks

How did you manage that, there is no online application link?

kippo1

kaMelo said:

kippo1 said:

Just opened a market harborough fixed term account and had a look at what other accounts i could apply for,
in the apply for menu was the fixed 6% regular saver so i applied online and it let me have it even though on the first page of this thread it said branch only.
it also said you can have two reg savers with a max of £3750 between the two,so could i apply for another one and deposit £250 a month into each until i have £3750.

Thanks

How did you manage that, there is no online application link?

once i logged into my account there is a menu at the top of the page which said apply i just clicked on that and it brought up all the accounts i could apply for

gt94sss2

kippo1 said:

Just opened a market harborough fixed term account and had a look at what other accounts i could apply for,
in the apply for menu was the fixed 6% regular saver so i applied online and it let me have it even though on the first page of this thread it said branch only.
it also said you can have two reg savers with a max of £3750 between the two,so could i apply for another one and deposit £250 a month into each until i have £3750.

The rules state that you can hold two regular savers but can only contribute £250/month in total overall.

kippo1

"The rules state that you can hold two regular savers but can only contribute £250/month in total overall."

ah yes just saw the combined bit in the terms
Thanks