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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • surreysaver
    surreysaver Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 November 2024 at 1:50PM
    simonsmithsays said:

    TIPTON
    I wouldn't worry - I asked for the majority of mine to be sent to my nominated account which is yet to happen (£10 is correctly showing on the Tipton Easy Access).
    I asked for £20 to go to a Tipton EA Account and the rest to my nominated current account.  
    The RS Saver is now a Maturity EA Saver in the app as of this morning, but no funds yet in the nominated account. 
    Maybe I’ll have to wait to Monday. 
    It looks as if people who requested a full withdrawal got theirs first thing, but those of us with a maturity option and part withdrawal are awaiting funds in the nominated account. 

    I can see a FP applied against the withdrawal component in my maturity option but it hasn’t arrived yet. 
    I had three Regular Savers mature today with all having, at least some of the, proceeds due to land in a Nationwide Current account.

    Cambridge BS - top marks arrived around lunchtime 
    Tipton BS and Yorkshire BS - still waiting.
    YBS payment now received - mid morning on a Saturday is pretty good!
    And Tipton now received too.
    Received my transfer from the Tipton Regular Saver early this morning too. 👍
    Got mine this morning too.

    £300 has also landed back in my nominated account from Gateway or Gateshead or whatever they're called 
    I consider myself to be a male feminist. Is that allowed?
  • Got my £300 13th payment back from Gatehouse today, JIC anyone gives a shoot.
  • Emily_Joy
    Emily_Joy Posts: 1,509 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Got my £300 13th payment back from Gatehouse today, JIC anyone gives a shoot.
    Cancelled my SO yesterday, to avoid waiting for it  bounce :smile:
  • I’ve also received my 13th payment back from Gatehosue but successfully used it to open the Issue 2 at 5.3%. 
  • GetRichOrDieSaving
    GetRichOrDieSaving Posts: 55 Forumite
    10 Posts First Anniversary Photogenic
    edited 4 November 2024 at 3:09PM
    On the theme of rejected payments, does Principality allow a 7th into their 6 month RS? 

    EDIT: just checked myself and max balance is £1,200, so no. 
  • s71hj
    s71hj Posts: 747 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I want to use a Virgin Mplus current account for a switch bonus bit have a Virgin regular saver in progress. If I transferred the M Plus to Lloyds for the bonus would that invalidate the Virgin reg saver now that it is underway (I seem to recall a current account was required to open it)? Thinking about opening a joint Virgin Club M anyway to replace Nationwide flex plus due to the fee increase but unsure if a joint will be enough for keeping the reg saver and anyway probably need to do sooner than this will be set up 
  • allegro120
    allegro120 Posts: 2,004 Forumite
    1,000 Posts Second Anniversary Name Dropper
    s71hj said:
    I want to use a Virgin Mplus current account for a switch bonus bit have a Virgin regular saver in progress. If I transferred the M Plus to Lloyds for the bonus would that invalidate the Virgin reg saver now that it is underway (I seem to recall a current account was required to open it)? Thinking about opening a joint Virgin Club M anyway to replace Nationwide flex plus due to the fee increase but unsure if a joint will be enough for keeping the reg saver and anyway probably need to do sooner than this will be set up 
    Joint is good for being qualified for regular saver.  My OH has joint only and opened RS without any problems. 

    To be on the safe side I would open joint current account first and then switch the old one to Lloyds.. 
  • Kim_13
    Kim_13 Posts: 3,549 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Requested my withdrawal from Tipton at about 7am and have received confirmation that I will get it tomorrow. So they can do same day if you ask to close the whole account when it matures, but at no other time it seems, whether wanting to combine options at maturity or to withdraw from an Easy Access account.

    Glad it’s done and will definitely go for the full closure option for any future Regular Savers they may offer.
  • allegro120
    allegro120 Posts: 2,004 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Kim_13 said:
    Requested my withdrawal from Tipton at about 7am and have received confirmation that I will get it tomorrow. So they can do same day if you ask to close the whole account when it matures, but at no other time it seems, whether wanting to combine options at maturity or to withdraw from an Easy Access account.

    Glad it’s done and will definitely go for the full closure option for any future Regular Savers they may offer.
    I'm too expecting the money to arrive tomorrow.  I'm leaving a tenner there to keep the membership.  I'm not too hopeful that Tipton will ever offer anything good again, but you never know, they might offer some competitive loyalty products at some point in future.  
  • Dizzycap
    Dizzycap Posts: 1,176 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 4 November 2024 at 7:41PM
    Got my £300 13th payment back from Gatehouse today, JIC anyone gives a shoot.
    It's not just the 13th payment thats being returned, so is the 12th and final! My last £300 regular set-up SO was returned today, so I called them to find out what the issue was. There was none just a glitch in the system, so I resent the funds again manually this morning and hope that they will arrive tomorrow :/
    I don't intent to make a 13th payment due to my maturety date being so close after trying to squeeze in a 13th payment just to get get pennies back in return.
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