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Regular Savings Accounts: The Best Currently Available List!

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  • SJMALBA
    SJMALBA Posts: 1,072 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 2 November 2024 at 12:12PM
    Bobblehat said:
    I'm sure someone will post regarding the bouncing external 13th payment from the Gatehouse RS, but could those forumites who do see the payment return let us know when it has. The reason I ask is to see if Gatehouse are blocking only internal transfers! I think that's a slim chance ...... but....!
    TIA.
    Mine was Faster Payment, received the rejection email this morning - money back in my Bank of Scotland account yesterday (afternoon?).

  • Kim_13 said:
    Still no withdrawal option showing for those who let it auto convert to the EA.

    Wish I’d just specified the full contributed amount and let all of the interest stay, rather than doing this because I wanted to leave behind the minimum possible to retain membership.
    Which account are you talking about? If it's Tipton, I private messaged them asking to keep £10 in the EA and transfer the balance to my nominated account. And that's what they've done 
    By done, do you mean you’ve already received the balance in your NBA please?
    Exactly 

    I asked for similar and I haven't received the balance so don't consider it done.

    Those of us who've 'done' this option have definitely been considered differently (to those who've taken al theirs out and have already received their balance).
  • SJMALBA said:

    Mine was Faster Payment, received the rejection email this morning - money back in my Bank of Scotland account yesterday (afternoon?).

    @Bobblehat, I made a faster payment from Barclays to Gatehouse early yesterday morning. The £300 bounced back into my account around 3:15pm yesterday. Maybe I got it back quicker because they use Barclays as their intermediary bank 🤷🏼‍♀️😊
    Thanks folks. Looks like it makes no difference if the 13th payment attempt to GH RS was by internal or external means! I guess it was a long-shot to see if there was a loophole!
  • gt94sss2
    gt94sss2 Posts: 6,090 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 2 November 2024 at 1:30PM
    Aidanmc said:
    Just received the 'rejected deposit' email from Gatehouse.
    Funds will be returned to source account within 2 working days
    Is anyone planning to complain that rejecting the 13th payment is not in line with their T&C?

    Edit: I believe that several did when the same issue occurred recently with Monmouthshire BS
  • Bobblehat
    Bobblehat Posts: 765 Forumite
    Seventh Anniversary 500 Posts I've been Money Tipped! Name Dropper
    gt94sss2 said:
    Aidanmc said:
    Just received the 'rejected deposit' email from Gatehouse.
    Funds will be returned to source account within 2 working days
    Is anyone planning to complain that rejecting the 13th payment is not in line with their T&C?
    My request for confirmation of 13th payment bouncing was to see if there was a possible difference between internal and external transfers, rather than considering a possible complaint  :smile:
  • gt94sss2 said:
    Aidanmc said:
    Just received the 'rejected deposit' email from Gatehouse.
    Funds will be returned to source account within 2 working days
    Is anyone planning to complain that rejecting the 13th payment is not in line with their T&C?
    Absolutely not
  • gt94sss2 said:
    Aidanmc said:
    Just received the 'rejected deposit' email from Gatehouse.
    Funds will be returned to source account within 2 working days
    Is anyone planning to complain that rejecting the 13th payment is not in line with their T&C?
    I’m not going to complain either
  • Bridlington1
    Bridlington1 Posts: 3,750 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    gt94sss2 said:
    Aidanmc said:
    Just received the 'rejected deposit' email from Gatehouse.
    Funds will be returned to source account within 2 working days
    Is anyone planning to complain that rejecting the 13th payment is not in line with their T&C?
    If I'd opened the account in November 2023 and fully funded it every month since then I would be complaining, as I did with Monmouthshire BS a couple of months ago (who gave me £25 and upped the max deposit for all).

    Sadly I opened mine in the December and didn't fully fund it due to wanting to have all funds accessible so haven't had a bounced payment.
  • gt94sss2 said:
    Aidanmc said:
    Just received the 'rejected deposit' email from Gatehouse.
    Funds will be returned to source account within 2 working days
    Is anyone planning to complain that rejecting the 13th payment is not in line with their T&C?

    Edit: I believe that several did when the same issue occurred recently with Monmouthshire BS
    I phoned Gatehouse to ask the question on 13th payment. CS checked with someone else and then said yes you can make 13th. However, as I then saw several posts on this forum about peoples 13th being rejected, I chose not to pay. Otherwise, I definitely would complain. 2 complaints to MonBS gained me £75. These BS need to learn to stick to their T's&C's. 
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