Regular Savings Accounts: The Best Currently Available List!

cheekyweegit

First time poster on this thread so not sure if this one is appropriate but Principality Building Society has a 6 month regular saver paying 8% interest. 

You can pay in up to £200 PCM. 

Might be useful for those saving towards next year's Isa allowance. 

https://www.principality.co.uk/home/savings/savings-accounts

Ps thanks to each and every person who posts on this and the other savings accounts threads. I've learned so much.

Nine regular savers now and counting. I had to actually write them down tonight so I remembered. A drop in the ocean to some but I'm looking for more untill next year's Isa allowance resets as if I pay into these I think it will save me tax next year when they mature. 

simonsmithsays

cheekyweegit said:

First time poster on this thread so not sure if this one is appropriate but Principality Building Society has a 6 month regular saver paying 8% interest. 

You can pay in up to £200 PCM. 

Might be useful for those saving towards next year's Isa allowance. 

https://www.principality.co.uk/home/savings/savings-accounts

Ps thanks to each and every person who posts on this and the other savings accounts threads. I've learned so much.

Nine regular savers now and counting. I had to actually write them down tonight so I remembered. A drop in the ocean to some but I'm looking for more untill next year's Isa allowance resets as if I pay into these I think it will save me tax next year when they mature. 

Hi and welcome

The RS you've highlighted is on the first page with a plethora of other goodness for you.

Good luck

cheekyweegit

simonsmithsays said:

cheekyweegit said:

First time poster on this thread so not sure if this one is appropriate but Principality Building Society has a 6 month regular saver paying 8% interest. 

You can pay in up to £200 PCM. 

Might be useful for those saving towards next year's Isa allowance. 

https://www.principality.co.uk/home/savings/savings-accounts

Ps thanks to each and every person who posts on this and the other savings accounts threads. I've learned so much.

Nine regular savers now and counting. I had to actually write them down tonight so I remembered. A drop in the ocean to some but I'm looking for more untill next year's Isa allowance resets as if I pay into these I think it will save me tax next year when they mature. 

Hi and welcome

The RS you've highlighted is on the first page with a plethora of other goodness for you.

Good luck

I missed it on the front page, I hadn't scrolled down far enough.

Now trying for number ten. 

Didn't realise how addictive this could be. 

Bridlington1

cheekyweegit said:

First time poster on this thread so not sure if this one is appropriate but Principality Building Society has a 6 month regular saver paying 8% interest. 

You can pay in up to £200 PCM. 

Might be useful for those saving towards next year's Isa allowance. 

https://www.principality.co.uk/home/savings/savings-accounts

Ps thanks to each and every person who posts on this and the other savings accounts threads. I've learned so much.

Nine regular savers now and counting. I had to actually write them down tonight so I remembered. A drop in the ocean to some but I'm looking for more until next year's Isa allowance resets as if I pay into these I think it will save me tax next year when they mature. 

First of all welcome to the forum.

Regarding the Principality 6 month RS I'm afraid @kazza242 beat you to it back in June.

cheekyweegit said:

simonsmithsays said:

cheekyweegit said:

First time poster on this thread so not sure if this one is appropriate but Principality Building Society has a 6 month regular saver paying 8% interest. 

You can pay in up to £200 PCM. 

Might be useful for those saving towards next year's Isa allowance. 

https://www.principality.co.uk/home/savings/savings-accounts

Ps thanks to each and every person who posts on this and the other savings accounts threads. I've learned so much.

Nine regular savers now and counting. I had to actually write them down tonight so I remembered. A drop in the ocean to some but I'm looking for more untill next year's Isa allowance resets as if I pay into these I think it will save me tax next year when they mature. 

Hi and welcome

The RS you've highlighted is on the first page with a plethora of other goodness for you.

Good luck

I missed it on the front page, I hadn't scrolled down far enough.

Now trying for number ten. 

Didn't realise how addictive this could be. 

It certainly is a nice little hobby. I'm on 53 at the moment (not all are actively used though).

I'll probably open Principality at 5.15% at some stage speculatively but will hold off until it looks like it is about to go NLA.

simonsmithsays

simonsmithsays said:

TheWoodler said:

Digital_Payback said:

simonsmithsays said:

TIPTON

I wouldn't worry - I asked for the majority of mine to be sent to my nominated account which is yet to happen (£10 is correctly showing on the Tipton Easy Access).

I asked for £20 to go to a Tipton EA Account and the rest to my nominated current account.  

The RS Saver is now a Maturity EA Saver in the app as of this morning, but no funds yet in the nominated account. 

Maybe I’ll have to wait to Monday. 

It looks as if people who requested a full withdrawal got theirs first thing, but those of us with a maturity option and part withdrawal are awaiting funds in the nominated account. 

I can see a FP applied against the withdrawal component in my maturity option but it hasn’t arrived yet. 

I had three Regular Savers mature today with all having, at least some of the, proceeds due to land in a Nationwide Current account.

Cambridge BS - top marks arrived around lunchtime 
Tipton BS and Yorkshire BS - still waiting.

YBS payment now received - mid morning on a Saturday is pretty good!

brucefan_2

@simonsmithsays

Thanks for the heads-up.

My YBS money has also just hit my nominated account.

Kim_13

Still no withdrawal option showing for those who let it auto convert to the EA.

Wish I’d just specified the full contributed amount and let all of the interest stay, rather than doing this because I wanted to leave behind the minimum possible to retain membership.

surreysaver

Kim_13 said:

Still no withdrawal option showing for those who let it auto convert to the EA.

Wish I’d just specified the full contributed amount and let all of the interest stay, rather than doing this because I wanted to leave behind the minimum possible to retain membership.

Which account are you talking about? If it's Tipton, I private messaged them asking to keep £10 in the EA and transfer the balance to my nominated account. And that's what they've done 

surreysaver

Bridlington1 said:

cheekyweegit said:

First time poster on this thread so not sure if this one is appropriate but Principality Building Society has a 6 month regular saver paying 8% interest. 

You can pay in up to £200 PCM. 

Might be useful for those saving towards next year's Isa allowance. 

https://www.principality.co.uk/home/savings/savings-accounts

Ps thanks to each and every person who posts on this and the other savings accounts threads. I've learned so much.

Nine regular savers now and counting. I had to actually write them down tonight so I remembered. A drop in the ocean to some but I'm looking for more until next year's Isa allowance resets as if I pay into these I think it will save me tax next year when they mature. 

First of all welcome to the forum.

Regarding the Principality 6 month RS I'm afraid @kazza242 beat you to it back in June.

cheekyweegit said:

simonsmithsays said:

cheekyweegit said:

First time poster on this thread so not sure if this one is appropriate but Principality Building Society has a 6 month regular saver paying 8% interest. 

You can pay in up to £200 PCM. 

Might be useful for those saving towards next year's Isa allowance. 

https://www.principality.co.uk/home/savings/savings-accounts

Ps thanks to each and every person who posts on this and the other savings accounts threads. I've learned so much.

Nine regular savers now and counting. I had to actually write them down tonight so I remembered. A drop in the ocean to some but I'm looking for more untill next year's Isa allowance resets as if I pay into these I think it will save me tax next year when they mature. 

Hi and welcome

The RS you've highlighted is on the first page with a plethora of other goodness for you.

Good luck

I missed it on the front page, I hadn't scrolled down far enough.

Now trying for number ten. 

Didn't realise how addictive this could be. 

It certainly is a nice little hobby. I'm on 53 at the moment (not all are actively used though).

I'll probably open Principality at 5.15% at some stage speculatively but will hold off until it looks like it is about to go NLA.

What's the easiest way of telling an account is about to go NLA? Is it just to keep your ear to the ground?
I missed out on HSBC's 7%er due to sitting on it.
Principality's is good as it's fixed, but would want to wait before opening it (or could open it speculatively as somewhere to put money in the future if rates elsewhere go down)

Bridlington1

surreysaver said:

Bridlington1 said:

cheekyweegit said:

First time poster on this thread so not sure if this one is appropriate but Principality Building Society has a 6 month regular saver paying 8% interest. 

You can pay in up to £200 PCM. 

Might be useful for those saving towards next year's Isa allowance. 

https://www.principality.co.uk/home/savings/savings-accounts

Ps thanks to each and every person who posts on this and the other savings accounts threads. I've learned so much.

Nine regular savers now and counting. I had to actually write them down tonight so I remembered. A drop in the ocean to some but I'm looking for more until next year's Isa allowance resets as if I pay into these I think it will save me tax next year when they mature. 

First of all welcome to the forum.

Regarding the Principality 6 month RS I'm afraid @kazza242 beat you to it back in June.

cheekyweegit said:

simonsmithsays said:

cheekyweegit said:

First time poster on this thread so not sure if this one is appropriate but Principality Building Society has a 6 month regular saver paying 8% interest. 

You can pay in up to £200 PCM. 

Might be useful for those saving towards next year's Isa allowance. 

https://www.principality.co.uk/home/savings/savings-accounts

Ps thanks to each and every person who posts on this and the other savings accounts threads. I've learned so much.

Nine regular savers now and counting. I had to actually write them down tonight so I remembered. A drop in the ocean to some but I'm looking for more untill next year's Isa allowance resets as if I pay into these I think it will save me tax next year when they mature. 

Hi and welcome

The RS you've highlighted is on the first page with a plethora of other goodness for you.

Good luck

I missed it on the front page, I hadn't scrolled down far enough.

Now trying for number ten. 

Didn't realise how addictive this could be. 

It certainly is a nice little hobby. I'm on 53 at the moment (not all are actively used though).

I'll probably open Principality at 5.15% at some stage speculatively but will hold off until it looks like it is about to go NLA.

What's the easiest way of telling an account is about to go NLA? Is it just to keep your ear to the ground?
I missed out on HSBC's 7%er due to sitting on it.
Principality's is good as it's fixed, but would want to wait before opening it (or could open it speculatively as somewhere to put money in the future if rates elsewhere go down)

It very much depends on the bank/building society in question.

In the case of Principality BS their accounts have consistently disappeared from moneyfacts at midnight on the day they go NLA, then have been pulled later that morning (recently this happened with their RS Issue 34).

In the case of others (e.g. HSBC) there typically isn't any warning.