Regular Savings Accounts: The Best Currently Available List!

Kim_13

Still no withdrawal option showing for those who let it auto convert to the EA.

Wish I’d just specified the full contributed amount and let all of the interest stay, rather than doing this because I wanted to leave behind the minimum possible to retain membership.

surreysaver

Kim_13 said:

Still no withdrawal option showing for those who let it auto convert to the EA.

Wish I’d just specified the full contributed amount and let all of the interest stay, rather than doing this because I wanted to leave behind the minimum possible to retain membership.

Which account are you talking about? If it's Tipton, I private messaged them asking to keep £10 in the EA and transfer the balance to my nominated account. And that's what they've done 

surreysaver

Bridlington1 said:

cheekyweegit said:

First time poster on this thread so not sure if this one is appropriate but Principality Building Society has a 6 month regular saver paying 8% interest. 

You can pay in up to £200 PCM. 

Might be useful for those saving towards next year's Isa allowance. 

https://www.principality.co.uk/home/savings/savings-accounts

Ps thanks to each and every person who posts on this and the other savings accounts threads. I've learned so much.

Nine regular savers now and counting. I had to actually write them down tonight so I remembered. A drop in the ocean to some but I'm looking for more until next year's Isa allowance resets as if I pay into these I think it will save me tax next year when they mature. 

First of all welcome to the forum.

Regarding the Principality 6 month RS I'm afraid @kazza242 beat you to it back in June.

cheekyweegit said:

simonsmithsays said:

cheekyweegit said:

First time poster on this thread so not sure if this one is appropriate but Principality Building Society has a 6 month regular saver paying 8% interest. 

You can pay in up to £200 PCM. 

Might be useful for those saving towards next year's Isa allowance. 

https://www.principality.co.uk/home/savings/savings-accounts

Ps thanks to each and every person who posts on this and the other savings accounts threads. I've learned so much.

Nine regular savers now and counting. I had to actually write them down tonight so I remembered. A drop in the ocean to some but I'm looking for more untill next year's Isa allowance resets as if I pay into these I think it will save me tax next year when they mature. 

Hi and welcome

The RS you've highlighted is on the first page with a plethora of other goodness for you.

Good luck

I missed it on the front page, I hadn't scrolled down far enough.

Now trying for number ten. 

Didn't realise how addictive this could be. 

It certainly is a nice little hobby. I'm on 53 at the moment (not all are actively used though).

I'll probably open Principality at 5.15% at some stage speculatively but will hold off until it looks like it is about to go NLA.

What's the easiest way of telling an account is about to go NLA? Is it just to keep your ear to the ground?
I missed out on HSBC's 7%er due to sitting on it.
Principality's is good as it's fixed, but would want to wait before opening it (or could open it speculatively as somewhere to put money in the future if rates elsewhere go down)

Bridlington1

surreysaver said:

Bridlington1 said:

cheekyweegit said:

First time poster on this thread so not sure if this one is appropriate but Principality Building Society has a 6 month regular saver paying 8% interest. 

You can pay in up to £200 PCM. 

Might be useful for those saving towards next year's Isa allowance. 

https://www.principality.co.uk/home/savings/savings-accounts

Ps thanks to each and every person who posts on this and the other savings accounts threads. I've learned so much.

Nine regular savers now and counting. I had to actually write them down tonight so I remembered. A drop in the ocean to some but I'm looking for more until next year's Isa allowance resets as if I pay into these I think it will save me tax next year when they mature. 

First of all welcome to the forum.

Regarding the Principality 6 month RS I'm afraid @kazza242 beat you to it back in June.

cheekyweegit said:

simonsmithsays said:

cheekyweegit said:

First time poster on this thread so not sure if this one is appropriate but Principality Building Society has a 6 month regular saver paying 8% interest. 

You can pay in up to £200 PCM. 

Might be useful for those saving towards next year's Isa allowance. 

https://www.principality.co.uk/home/savings/savings-accounts

Ps thanks to each and every person who posts on this and the other savings accounts threads. I've learned so much.

Nine regular savers now and counting. I had to actually write them down tonight so I remembered. A drop in the ocean to some but I'm looking for more untill next year's Isa allowance resets as if I pay into these I think it will save me tax next year when they mature. 

Hi and welcome

The RS you've highlighted is on the first page with a plethora of other goodness for you.

Good luck

I missed it on the front page, I hadn't scrolled down far enough.

Now trying for number ten. 

Didn't realise how addictive this could be. 

It certainly is a nice little hobby. I'm on 53 at the moment (not all are actively used though).

I'll probably open Principality at 5.15% at some stage speculatively but will hold off until it looks like it is about to go NLA.

What's the easiest way of telling an account is about to go NLA? Is it just to keep your ear to the ground?
I missed out on HSBC's 7%er due to sitting on it.
Principality's is good as it's fixed, but would want to wait before opening it (or could open it speculatively as somewhere to put money in the future if rates elsewhere go down)

It very much depends on the bank/building society in question.

In the case of Principality BS their accounts have consistently disappeared from moneyfacts at midnight on the day they go NLA, then have been pulled later that morning (recently this happened with their RS Issue 34).

In the case of others (e.g. HSBC) there typically isn't any warning.

Fatferds12

Can I show my ignorance and ask what NLA means?  Thanks

surreysaver

Fatferds12 said:

Can I show my ignorance and ask what NLA means?  Thanks

No Longer Available 

ForumUser7

surreysaver said:

Kim_13 said:

Still no withdrawal option showing for those who let it auto convert to the EA.

Wish I’d just specified the full contributed amount and let all of the interest stay, rather than doing this because I wanted to leave behind the minimum possible to retain membership.

Which account are you talking about? If it's Tipton, I private messaged them asking to keep £10 in the EA and transfer the balance to my nominated account. And that's what they've done 

By done, do you mean you’ve already received the balance in your NBA please?

Aidanmc

Just received the 'rejected deposit' email from Gatehouse.

Funds will be returned to source account within 2 working days

Bobblehat

I'm sure someone will post regarding the bouncing external 13th payment from the Gatehouse RS, but could those forumites who do see the payment return let us know when it has. The reason I ask is to see if Gatehouse are blocking only internal transfers! I think that's a slim chance ...... but....!
TIA.

surreysaver

ForumUser7 said:

surreysaver said:

Kim_13 said:

Still no withdrawal option showing for those who let it auto convert to the EA.

Wish I’d just specified the full contributed amount and let all of the interest stay, rather than doing this because I wanted to leave behind the minimum possible to retain membership.

Which account are you talking about? If it's Tipton, I private messaged them asking to keep £10 in the EA and transfer the balance to my nominated account. And that's what they've done 

By done, do you mean you’ve already received the balance in your NBA please?

Tipton

Not yet. I didn't open the account until 4th November, so expect to receive the funds then. But my EA account has the £10 in it, with the balance showing as transferred out