Regular Savings Accounts: The Best Currently Available List!

trickydicky14

kippo1 said:

Just opened a market harborough fixed term account and had a look at what other accounts i could apply for,
in the apply for menu was the fixed 6% regular saver so i applied online and it let me have it even though on the first page of this thread it said branch only.
it also said you can have two reg savers with a max of £3750 between the two,so could i apply for another one and deposit £250 a month into each until i have £3750.

Thanks

Not sure why you would want to open the members R.S @ 3.5%

gravel_2

Still possible to close then immediately reopen Skipton Member Regular Saver? 

kippo1

"Not sure why you would want to open the members R.S @ 3.5%"

i think you must of misread my post it's the 6% regular saver which i opened up online
and didnt have to go into a branch to open
it's funded with the 6% applied in the account detail page

J63320

gravel_2 said:

Still possible to close then immediately reopen Skipton Member Regular Saver? 

If you mean close a matured account and open a new one, Yes. My issue 2 matured yesterday. My Maturity instructions were to transfer the funds to my other Skipton account. I’ve just used the app to check that’s happened, open Issue 3 and make the first payment by transfer from that other account.

francoghezzi

gravel_2 said:

Still possible to close then immediately reopen Skipton Member Regular Saver? 

If the Regular Saver 7% is still on offer (at 8am today it was indeed) you can. I have done it so many times

trickydicky14

kippo1 said:

"Not sure why you would want to open the members R.S @ 3.5%"

i think you must of misread my post it's the 6% regular saver which i opened up online
and didnt have to go into a branch to open
it's funded with the 6% applied in the accouount detail page

In your post you talked about opening two R.S's so I thought you wanted one of each as you can't have two the same. So then I thought why would you put money in a 3.5% that was my thinking.

10_66

trickydicky14 said:

kippo1 said:

"Not sure why you would want to open the members R.S @ 3.5%"

i think you must of misread my post it's the 6% regular saver which i opened up online
and didnt have to go into a branch to open
it's funded with the 6% applied in the accouount detail page

In your post you talked about opening two R.S's so I thought you wanted one of each as you can't have two the same. So then I thought why would you put money in a 3.5% that was my thinking.

Market Harborough
It only states on the summary that: "Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £250 per month not exceeding the maximum balance of £3,750"

gravel_2

J63320 said:

gravel_2 said:

Still possible to close then immediately reopen Skipton Member Regular Saver? 

If you mean close a matured account and open a new one, Yes. My issue 2 matured yesterday. My Maturity instructions were to transfer the funds to my other Skipton account. I’ve just used the app to check that’s happened, open Issue 3 and make the first payment by transfer from that other account.

No, sorry. In the past the account can be closed mid-term and immediately reopened at same rate with a new maturity date.

Gers

gravel_2 said:

J63320 said:

gravel_2 said:

Still possible to close then immediately reopen Skipton Member Regular Saver? 

If you mean close a matured account and open a new one, Yes. My issue 2 matured yesterday. My Maturity instructions were to transfer the funds to my other Skipton account. I’ve just used the app to check that’s happened, open Issue 3 and make the first payment by transfer from that other account.

No, sorry. In the past the account can be closed mid-term and immediately reopened at same rate with a new maturity date.

I've just closed the RS2 and opened a RS3 within minutes. Good to get the maturity date move further along the year.

friolento

Gers said:

gravel_2 said:

J63320 said:

gravel_2 said:

Still possible to close then immediately reopen Skipton Member Regular Saver? 

If you mean close a matured account and open a new one, Yes. My issue 2 matured yesterday. My Maturity instructions were to transfer the funds to my other Skipton account. I’ve just used the app to check that’s happened, open Issue 3 and make the first payment by transfer from that other account.

No, sorry. In the past the account can be closed mid-term and immediately reopened at same rate with a new maturity date.

I've just closed the RS2 and opened a RS3 within minutes. Good to get the maturity date move further along the year.

I am unable to close my existing account as "Withdraw all funds and close account" is greyed out. Is there a trick I am missing?