Regular Savings Accounts: The Best Currently Available List!

GetRichOrDieSaving

On the theme of rejected payments, does Principality allow a 7th into their 6 month RS? 

EDIT: just checked myself and max balance is £1,200, so no. 

s71hj

I want to use a Virgin Mplus current account for a switch bonus bit have a Virgin regular saver in progress. If I transferred the M Plus to Lloyds for the bonus would that invalidate the Virgin reg saver now that it is underway (I seem to recall a current account was required to open it)? Thinking about opening a joint Virgin Club M anyway to replace Nationwide flex plus due to the fee increase but unsure if a joint will be enough for keeping the reg saver and anyway probably need to do sooner than this will be set up 

allegro120

s71hj said:

I want to use a Virgin Mplus current account for a switch bonus bit have a Virgin regular saver in progress. If I transferred the M Plus to Lloyds for the bonus would that invalidate the Virgin reg saver now that it is underway (I seem to recall a current account was required to open it)? Thinking about opening a joint Virgin Club M anyway to replace Nationwide flex plus due to the fee increase but unsure if a joint will be enough for keeping the reg saver and anyway probably need to do sooner than this will be set up 

Joint is good for being qualified for regular saver.  My OH has joint only and opened RS without any problems. 

To be on the safe side I would open joint current account first and then switch the old one to Lloyds.. 

Kim_13

Requested my withdrawal from Tipton at about 7am and have received confirmation that I will get it tomorrow. So they can do same day if you ask to close the whole account when it matures, but at no other time it seems, whether wanting to combine options at maturity or to withdraw from an Easy Access account.

Glad it’s done and will definitely go for the full closure option for any future Regular Savers they may offer.

allegro120

Kim_13 said:

Requested my withdrawal from Tipton at about 7am and have received confirmation that I will get it tomorrow. So they can do same day if you ask to close the whole account when it matures, but at no other time it seems, whether wanting to combine options at maturity or to withdraw from an Easy Access account.

Glad it’s done and will definitely go for the full closure option for any future Regular Savers they may offer.

I'm too expecting the money to arrive tomorrow.  I'm leaving a tenner there to keep the membership.  I'm not too hopeful that Tipton will ever offer anything good again, but you never know, they might offer some competitive loyalty products at some point in future.  

Dizzycap

flaneurs_lobster said:

Got my £300 13th payment back from Gatehouse today, JIC anyone gives a shoot.

It's not just the 13th payment thats being returned, so is the 12th and final! My last £300 regular set-up SO was returned today, so I called them to find out what the issue was. There was none just a glitch in the system, so I resent the funds again manually this morning and hope that they will arrive tomorrow

I don't intent to make a 13th payment due to my maturety date being so close after trying to squeeze in a 13th payment just to get get pennies back in return.

soulsaver

If you've got other accessible accounts with the likes of Gatehouse, you can test the 'extra' payment scenario - just try an internal transfer of a few ££s to the target RS - if it bounces no waiting for an answer or repatriation of funds... 

Aidanmc

allegro120 said:

Bridlington1 said:

allegro120 said:

The next 1st of the month falls on Sunday.  Does anyone know whether the following providers credit interest on funds deposited at weekends: Aldermore, Coventry, MHBS and Newcastle? 

Aldermore- I've never made a payment on a non-working day but the Ts&Cs suggest money received on a non-working day will start to earn interest that day

Coventry- Yes

MHBS- Cut-off of 3pm on a working day

Newcastle-  Not the clearest but implies funds received on a non-working day will earn interest from that day.

The Newcastle BS general Ts&Cs state ``The money will show in your account the same working day, and typically within 2 hours." but will start earning interest ``From the day we receive the money.". Their FAQs state: ``If a deposit is made by electronic transfer, you will receive interest on the day we receive your funds."

Thank you! My list for manual deposits is now completed:
Ayes - Aldermore, BoS, Coventry, Gatehouse, Halifax, Lloyds, Melton, MonBS, Newcastle, Nottingham, Nationwide, Principality, TSB, YBS.
Noes - Co-op, Hanley, Loughborough, Mansfield, MHBS, Progressive, Saffron, Skipton, Virgin.
Does this look correct?

Anyone know which group West Brom would be in?

surreysaver

Dizzycap said:

flaneurs_lobster said:

Got my £300 13th payment back from Gatehouse today, JIC anyone gives a shoot.

It's not just the 13th payment thats being returned, so is the 12th and final! My last £300 regular set-up SO was returned today, so I called them to find out what the issue was. There was none just a glitch in the system, so I resent the funds again manually this morning and hope that they will arrive tomorrow

I don't intent to make a 13th payment due to my maturety date being so close after trying to squeeze in a 13th payment just to get get pennies back in return.

Glitch  Just a term for a computer programmed by someone who doesn't know what they're doing 

allegro120

Aidanmc said:

allegro120 said:

Bridlington1 said:

allegro120 said:

The next 1st of the month falls on Sunday.  Does anyone know whether the following providers credit interest on funds deposited at weekends: Aldermore, Coventry, MHBS and Newcastle? 

Aldermore- I've never made a payment on a non-working day but the Ts&Cs suggest money received on a non-working day will start to earn interest that day

Coventry- Yes

MHBS- Cut-off of 3pm on a working day

Newcastle-  Not the clearest but implies funds received on a non-working day will earn interest from that day.

The Newcastle BS general Ts&Cs state ``The money will show in your account the same working day, and typically within 2 hours." but will start earning interest ``From the day we receive the money.". Their FAQs state: ``If a deposit is made by electronic transfer, you will receive interest on the day we receive your funds."

Thank you! My list for manual deposits is now completed:
Ayes - Aldermore, BoS, Coventry, Gatehouse, Halifax, Lloyds, Melton, MonBS, Newcastle, Nottingham, Nationwide, Principality, TSB, YBS.
Noes - Co-op, Hanley, Loughborough, Mansfield, MHBS, Progressive, Saffron, Skipton, Virgin.
Does this look correct?

Anyone know which group West Brom would be in?

AFAIK it's in Ayes.  I didn't include Brom because it's not on my December RS distribution list, I've already reached the £3k limit.