Regular Savings Accounts: The Best Currently Available List!

francoghezzi

gravel_2 said:

Still possible to close then immediately reopen Skipton Member Regular Saver? 

If the Regular Saver 7% is still on offer (at 8am today it was indeed) you can. I have done it so many times

trickydicky14

kippo1 said:

"Not sure why you would want to open the members R.S @ 3.5%"

i think you must of misread my post it's the 6% regular saver which i opened up online
and didnt have to go into a branch to open
it's funded with the 6% applied in the accouount detail page

In your post you talked about opening two R.S's so I thought you wanted one of each as you can't have two the same. So then I thought why would you put money in a 3.5% that was my thinking.

10_66

trickydicky14 said:

kippo1 said:

"Not sure why you would want to open the members R.S @ 3.5%"

i think you must of misread my post it's the 6% regular saver which i opened up online
and didnt have to go into a branch to open
it's funded with the 6% applied in the accouount detail page

In your post you talked about opening two R.S's so I thought you wanted one of each as you can't have two the same. So then I thought why would you put money in a 3.5% that was my thinking.

Market Harborough
It only states on the summary that: "Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £250 per month not exceeding the maximum balance of £3,750"

gravel_2

J63320 said:

gravel_2 said:

Still possible to close then immediately reopen Skipton Member Regular Saver? 

If you mean close a matured account and open a new one, Yes. My issue 2 matured yesterday. My Maturity instructions were to transfer the funds to my other Skipton account. I’ve just used the app to check that’s happened, open Issue 3 and make the first payment by transfer from that other account.

No, sorry. In the past the account can be closed mid-term and immediately reopened at same rate with a new maturity date.

Gers

gravel_2 said:

J63320 said:

gravel_2 said:

Still possible to close then immediately reopen Skipton Member Regular Saver? 

If you mean close a matured account and open a new one, Yes. My issue 2 matured yesterday. My Maturity instructions were to transfer the funds to my other Skipton account. I’ve just used the app to check that’s happened, open Issue 3 and make the first payment by transfer from that other account.

No, sorry. In the past the account can be closed mid-term and immediately reopened at same rate with a new maturity date.

I've just closed the RS2 and opened a RS3 within minutes. Good to get the maturity date move further along the year.

friolento

Gers said:

gravel_2 said:

J63320 said:

gravel_2 said:

Still possible to close then immediately reopen Skipton Member Regular Saver? 

If you mean close a matured account and open a new one, Yes. My issue 2 matured yesterday. My Maturity instructions were to transfer the funds to my other Skipton account. I’ve just used the app to check that’s happened, open Issue 3 and make the first payment by transfer from that other account.

No, sorry. In the past the account can be closed mid-term and immediately reopened at same rate with a new maturity date.

I've just closed the RS2 and opened a RS3 within minutes. Good to get the maturity date move further along the year.

I am unable to close my existing account as "Withdraw all funds and close account" is greyed out. Is there a trick I am missing?

csw5780

friolento said:

Gers said:

gravel_2 said:

J63320 said:

gravel_2 said:

Still possible to close then immediately reopen Skipton Member Regular Saver? 

If you mean close a matured account and open a new one, Yes. My issue 2 matured yesterday. My Maturity instructions were to transfer the funds to my other Skipton account. I’ve just used the app to check that’s happened, open Issue 3 and make the first payment by transfer from that other account.

No, sorry. In the past the account can be closed mid-term and immediately reopened at same rate with a new maturity date.

I've just closed the RS2 and opened a RS3 within minutes. Good to get the maturity date move further along the year.

I am unable to close my existing account as "Withdraw all funds and close account" is greyed out. Is there a trick I am missing?

You need to set up your nominated account via online login menu. 

PloughmansLunch

csw5780 said:

Which account?

I'm pretty sure that's a.i. generated nonsense

born_again

csw5780 said:

agatha_abigail said:

This account offers a solid 4.8% gross p.a. interest rate, calculated daily and paid annually, which is a great option for those looking to save over the next 36 months. There are no penalties for missing payments, and you can make penalty-free withdrawals with 60 days' notice, or incur a 60-day interest penalty for immediate access. It’s also a bonus that you can qualify for a £500 Celebratory Bonus if you meet certain conditions, like being a first-time buyer. Overall, a good choice for those who can commit to the terms and want a long-term saving plan.

Which account?

Look at their other posts... Can have chips & beans with them 😜

janusdesign

Re: Gatehouse...

I can confirm that our Regular Saver account does only allow 12 payments of £300.00, and this has always applied. There are no IT errors and no changes to our Regular Saver policy. Apologies for any confusion or inconvenience this may have caused.

i'm unsure that's true, but hey ho... though these are the same people who categorically told me 12 months ago that the RS must be funded by external account and not via internal transfers.