Regular Savings Accounts: The Best Currently Available List!

t1redmonkey

YBS rate reductions from 10th December: https://www.ybs.co.uk/documents/productdata/YBM1607RC.pdf

bigjoe

Speculator said:

Just opened  Lloyds monthly @ 5.25%.  Also, renewed and reopened the club lloyds monthly.

Rate on both is fixed and allows unlimited withdrawals.

Thank you. Didn't know about the Monthly Saver at 5.25%. Now open

surreysaver

trickydicky14 said:

Principality 6 Month RS. 
I closed my account at about 1pm today 7th Nov, will I have to wait until tomorrow to re open a new account. It's now 4pm and it wont let me open a new account yet.

I closed mine about 15.20. Tried to open one immediately, but coming up with I've already opened my maximum available. Starting to get worried that perhaps I should have left it alone, it let me open a new one at 15.50, half an hour after I closed it.
Suspect I'll have to wait until tomorrow for the money, though. 

surreysaver

Speculator said:

Just opened  Lloyds monthly @ 5.25%.  Also, renewed and reopened the club lloyds monthly.

Rate on both is fixed and allows unlimited withdrawals.

I wonder how many of the accounts at 6% and above will reduce their rates for new openings 

Speculator

Speculator said:

Still waiting for the funds from my closed Principality 6 month reg. Received email at 11.10am today to say it will be in my nominated account by the end of the day.

Just received the money in my nominated account.  5hrs 15 min since I received secure message. 

Stargunner

Speculator said:

Just opened  Lloyds monthly @ 5.25%.  Also, renewed and reopened the club lloyds monthly.

Rate on both is fixed and allows unlimited withdrawals.

Have you not had a Club Lloyds monthly saver in the last 12 months, because according to their t&c’s you cant reopen another one within a 12 months period.

masonic

happybagger said:

Seems like Gatehouse will have thought it simpler and cheaper, both financially and in staff hours, to do this than dish out a load of minor compo claims. 

What would have been simpler and cheaper still is a clause in the product information reflecting the limit they impose in practice.

apt

Stargunner said:

Speculator said:

Just opened  Lloyds monthly @ 5.25%.  Also, renewed and reopened the club lloyds monthly.

Rate on both is fixed and allows unlimited withdrawals.

Have you not had a Club Lloyds monthly saver in the last 12 months, because according to their t&c’s you cant reopen another one within a 12 months period.

It does say that, but they don't enforce it. Easy to close and reopen online.

Bridlington1

Skipton BS Home Deposit Saver at 5.06% NLA

Replaced by Issue 2 at 4.81%

Bridlington1

Given that many found it useful last time the BOE base rate dropped I shall once again be maintaining a list of all regular savers that have announced rate reductions since the BOE base rate reduction from 5% to 4.75%.

I shall post a list of those that have announced reductions so far in this thread which shall be maintained with a link to it in the archived list of regular savers thread for ease of reference later this evening.