Regular Savings Accounts: The Best Currently Available List!

t1redmonkey

Co-op's 7% variable RS staying at 7%: https://www.co-operativebank.co.uk/pdfs/bank/savings/bank-savings-rate-decrease-impacted-products.pdf

Dizzycap

bigjoe said:

Speculator said:

Just opened  Lloyds monthly @ 5.25%.  Also, renewed and reopened the club lloyds monthly.

Rate on both is fixed and allows unlimited withdrawals.

Thank you. Didn't know about the Monthly Saver at 5.25%. Now open

Handy extra RS in addition to the Club Lloyds RS

surreysaver

s71hj said:

Bridlington1 said:

Vernon BS Rate Reductions From 1/12/24:

Online Regular Saver 6.5% NO CHANGE

Locals only isn't it?

On Moneyfacts it says existing customers as well, but cannot find any reference to that on Vernon's website. I think originally it was also available for existing customers, but perhaps Moneyfacts hasn't updated its website 

Dizzycap

Stargunner said:

Speculator said:

Just opened  Lloyds monthly @ 5.25%.  Also, renewed and reopened the club lloyds monthly.

Rate on both is fixed and allows unlimited withdrawals.

Have you not had a Club Lloyds monthly saver in the last 12 months, because according to their t&c’s you cant reopen another one within a 12 months period.

I've just closed my Club Lloyds RS which was due to mature next month by renewing the account to a Saver which transferred all monies and interest immediately. Brand new Club Lloyds RS @ 6.25% opened and funded within 5 minutes just now

T&C's at lloyds are never enforced regarding account closure & reopening, with the exception of duplicate accounts which aren't allowed according to Lloyds T&C's.- strange but true

rob37uk

JamesRobinson48 said:

Bridlington1 said:

Skipton BS Home Deposit Saver at 5.06% NLA

Replaced by Issue 2 at 4.81%

Skipton BS Home Deposit Saver Issue 2 at 4.81% (variable):

The account T&Cs seem to indicate that you can't have Issue 2 if you already have Issue 1.

You can only hold one Home Deposit Saver in your name at any one time (either a Home Deposit Saver or a Branch Home Deposit Saver). 

I have a hunch that's intentional, but possibly it's just sloppy drafting. Would anyone care to kindly ask them?

The Skipton system allows both Home Deposit  Issue 1 and Issue 2 to be open at the same time. Parked £1 in issue 2 to see what happens.

RosieRooBear

Dizzycap said:

Aldermore 5.25 RS NLA

It’s still available as I’ve just opened it online.

GlasgowExpat2

s71hj said:

Bridlington1 said:

Vernon BS Rate Reductions From 1/12/24:

Online Regular Saver 6.5% NO CHANGE

Locals only isn't it?

postcodes: BL, CH, CW, M, OL, SK, WA or WN - didn’t realise I qualify 👏🏻

Stargunner

apt said:

Stargunner said:

Speculator said:

Just opened  Lloyds monthly @ 5.25%.  Also, renewed and reopened the club lloyds monthly.

Rate on both is fixed and allows unlimited withdrawals.

Have you not had a Club Lloyds monthly saver in the last 12 months, because according to their t&c’s you cant reopen another one within a 12 months period.

It does say that, but they don't enforce it. Easy to close and reopen online.

Thanks for the tip. Just renewed snd funded both my Club Lloyds savers

happybagger

surreysaver said:

s71hj said:

Bridlington1 said:

Vernon BS Rate Reductions From 1/12/24:

Online Regular Saver 6.5% NO CHANGE

Locals only isn't it?

On Moneyfacts it says existing customers as well, but cannot find any reference to that on Vernon's website. I think originally it was also available for existing customers, but perhaps Moneyfacts hasn't updated its website 

If you log in and go to "Products" in the left hand pane you get the list of options of which the ORS is there. I opened it in June though. The product info does say the postcodes but IIRC it said the same when I opened it.

10_66

Principality
I've just tried closing my 6 month regular saver in order to try to reopen one, but its still showing as open and the message I got when I requested closure was it should be actioned within 1 day.  I was in two minds as to whether to close it as it still had until the 24 December before it matured, not too hopeful it'll still be available by tomorrow.  Does anyone know if each of their closures have to be manually checked?