Regular Savings Accounts: The Best Currently Available List!

Speculator

Speculator said:

Still waiting for the funds from my closed Principality 6 month reg. Received email at 11.10am today to say it will be in my nominated account by the end of the day.

Just received the money in my nominated account.  5hrs 15 min since I received secure message. 

Stargunner

Speculator said:

Just opened  Lloyds monthly @ 5.25%.  Also, renewed and reopened the club lloyds monthly.

Rate on both is fixed and allows unlimited withdrawals.

Have you not had a Club Lloyds monthly saver in the last 12 months, because according to their t&c’s you cant reopen another one within a 12 months period.

masonic

happybagger said:

Seems like Gatehouse will have thought it simpler and cheaper, both financially and in staff hours, to do this than dish out a load of minor compo claims. 

What would have been simpler and cheaper still is a clause in the product information reflecting the limit they impose in practice.

apt

Stargunner said:

Speculator said:

Just opened  Lloyds monthly @ 5.25%.  Also, renewed and reopened the club lloyds monthly.

Rate on both is fixed and allows unlimited withdrawals.

Have you not had a Club Lloyds monthly saver in the last 12 months, because according to their t&c’s you cant reopen another one within a 12 months period.

It does say that, but they don't enforce it. Easy to close and reopen online.

Bridlington1

Skipton BS Home Deposit Saver at 5.06% NLA

Replaced by Issue 2 at 4.81%

Bridlington1

Given that many found it useful last time the BOE base rate dropped I shall once again be maintaining a list of all regular savers that have announced rate reductions since the BOE base rate reduction from 5% to 4.75%.

I shall post a list of those that have announced reductions so far in this thread which shall be maintained with a link to it in the archived list of regular savers thread for ease of reference later this evening.

soulsaver

If it helps anyone:
I closed the Principality 6 month Member Saver, 16.00 hrs today, transferred maturing funds to one of my PBS triple access savers @ 4.85% (for now at least).. got 'message in your account' email while still logged in... ac closed.

Applied for a new - have to log out to apply & back in to complete, funded  - and Old SO cancelled & new set up from my hub.

It's a shame Santander don't allow you just to change the ref on a dead PBS payee in the app or it would have been quicker than the.20 mins start to finish.. 

soulsaver

Sorry, off topic quicky:

Is anyone else finding PBS refreshing pages much slower lately?

Edge, Win 10 (or 11?) - but all the other institutions (and that's a lot for me..) running as normal?

Gers

Gatehouse RS2 T&Cs changed to:

Maximum you can save is £3,600 in 12 months (with profit paid to the account when it matures at the end of the term.)

https://gatehousebank.com/personal/savings/regular-saver/our-regular-saver-account-issue-two

On the ball with the update.

Dizzycap

Aldermore 5.25 RS NLA