Regular Savings Accounts: The Best Currently Available List!

Kim_13

chris_the_bee said:

pecunianonolet said:

Does the interest calculation start from the day of opening the account or from the day of first funding (like Coop)? I guess the former but would be good if anyone could confirm.

They can't pay interest until you fund it.

Did you possibly mean when does the term start? That is date of opening, it showed as such on the online portal while still awaiting funding.

ThePirates

Lloyds Club Regular Saver

Does this have to be funded by Standing Order or can you add to it whenever you like?

surreysaver

ThePirates said:

Lloyds Club Regular Saver

Does this have to be funded by Standing Order or can you add to it whenever you like?

Whenever you like

saverkev

ThePirates said:

Lloyds Club Regular Saver

Does this have to be funded by Standing Order or can you add to it whenever you like?

Can fund it whenever you like - I  have been doing so for a while

where_are_we

New Principality Xmas 25 RS @7% £125/month - no 13 payments because £1500 maximum in account. Fix is good but no withdrawals, however you can close the RS and get interest applicable up to that date. Also you do not have to make monthly payments. I may go over my personal savings allowance for 25-26 but 7% is equivalent to 5.6% fixed so still a good rate for a 20% tax payer who has to pay tax on the interest.

I probably shouldn`t praise Principality for not making it mandatory to open information in another window but it makes the process quicker.

NorwichMan

Just tried to open the principality Christmas account, but was blocked because I already have the 8% RS and they say I must activate this before I can open any other accounts. I thought I had already activated but it seems not. Now I must wait up to five working days to receive a new code in the post before I can activate. Hopefully the Christmas regular saver is still available in a week...

francoghezzi

Principality Xmas RS
Just to clarify, if I open it and put £125 today I will be allowed to pay again the 1st November but not the next October because I don't have to exceed £1500 in total?

allegro120

francoghezzi said:

Principality Xmas RS
Just to clarify, if I open it and put £125 today I will be allowed to pay again the 1st November but not the next October because I don't have to exceed £1500 in total?

Yes you can pay again on 1st November. 

allegro120

ThePirates said:

Lloyds Club Regular Saver

Does this have to be funded by Standing Order or can you add to it whenever you like?

Doesn’t have to be standing order. I’ve had Lloyds RS for many years and never used standing order for finding it. 

ForumUser7

Principality BS CHRISTMAS RS

Anyone else having issues logging in to open this? Keep getting sorry something has gone wrong.