Regular Savings Accounts: The Best Currently Available List!

Dizzycap

Oh, I though I was........... Keep it ON topic, please

Had a moneyfax email today and I can't see anything new for RS.

I was wondering if Coventry might be considering a new Loyalty RS sometime next month, but not heard anything though the grapevine.

I've got a Gatehouse maturing in early December but their latest 5.3% is a little anemic, to say the least. 

Having said that, in a few months time we might all be saying 5.3 is a good rate.......

t1redmonkey

Has been quiet on the new Regular Savers front since around the time of the UK Savings Week.  Here's hoping we get a few new Xmas Savers launching soon!

jameseonline

t1redmonkey said:

Has been quiet on the new Regular Savers front since around the time of the UK Savings Week.  Here's hoping we get a few new Xmas Savers launching soon!

Xmas Savers?, YBS Xmas ends November 1st, doubt any new will launch soon

jameseonline

Dizzycap said:

Oh, I though I was........... Keep it ON topic, please

Had a moneyfax email today and I can't see anything new for RS.

I was wondering if Coventry might be considering a new Loyalty RS sometime next month, but not heard anything though the grapevine.

I've got a Gatehouse maturing in early December but their latest 5.3% is a little anemic, to say the least. 

Having said that, in a few months time we might all be saying 5.3 is a good rate.......

A new Coventry Regular?, they just withdrawn 1 and launched a 6% for their mortgage customers so I doubt it 

Kim_13

jameseonline said:

t1redmonkey said:

Has been quiet on the new Regular Savers front since around the time of the UK Savings Week.  Here's hoping we get a few new Xmas Savers launching soon!

Xmas Savers?, YBS Xmas ends November 1st, doubt any new will launch soon

YBS have made it a habit to launch in late January. Monmouthshire was just the once IIRC. The best hope is probably Principality, who sometimes do and sometimes don’t.

allegro120

Dizzycap said:

Oh, I though I was........... Keep it ON topic, please

Had a moneyfax email today and I can't see anything new for RS.

I was wondering if Coventry might be considering a new Loyalty RS sometime next month, but not heard anything though the grapevine.

I've got a Gatehouse maturing in early December but their latest 5.3% is a little anemic, to say the least. 

Having said that, in a few months time we might all be saying 5.3 is a good rate.......

5.3% is already a good rate for RS.  The best EA I’m now getting is 5.12%. Anything above best EA rate is good. I had a break in funding gatehouse issue2, but resumed this month. I also opened and funded 5.25% Aldermore before it goes NLA.  

pecunianonolet

Halifax RS

Halifax does not permit to take out funds but allows early closure. Can you reopen a new RS straight after or are you blocked from opening until the 12 months are up, similar like TSB?

WillPS

pecunianonolet said:

Halifax RS

Halifax does not permit to take out funds but allows early closure. Can you reopen a new RS straight after or are you blocked from opening until the 12 months are up, similar like TSB?

There's no exclusion period in the terms (unlike Lloyds and BOS, which allow withdrawal but only allow 1 per year, albeit unenforced).

You may or may not find you need to wait overnight before you can open a new regular saver account.

Hattie627

pecunianonolet said:

Halifax RS

Halifax does not permit to take out funds but allows early closure. Can you reopen a new RS straight after or are you blocked from opening until the 12 months are up, similar like TSB?

There is a "no re-open within 12 months" rule for Halifax RS but doesn't seem to be enforced. However, this may change, so close early with a view to re-opening at your own risk.

WillPS

Hattie627 said:

pecunianonolet said:

Halifax RS

Halifax does not permit to take out funds but allows early closure. Can you reopen a new RS straight after or are you blocked from opening until the 12 months are up, similar like TSB?

There is a "no re-open within 12 months" rule for Halifax RS but doesn't seem to be enforced.

No, there isn't. Halifax's offer works differently to Lloyds and BOS.

EDIT: Actually looking at the terms for BOS there's nothing about 1 every 12 months in there, but it is in the wording on their site. Lloyds do state you won't be able to open one until anniversary on both their site and their terms, for the Club Lloyds Regular Saver but that term isn't enforced. Same for the standard Monthly Saver.

Wonderful consistency from LBG here...

Either way it's present on neither the website nor the terms for Halifax, ergo there's nothing in writing to stop you from applying for a new account straight after early closure of an existing one.