Regular Savings Accounts: The Best Currently Available List!

pecunianonolet

Monmouthshire BS

Got two reg savers maturing today and gave instructions to move funds into my easy access saver. Was just logging into my account and can see the reg saver status has changed to closed but no interest added nor any funds moved to the easy saver. Cut off time for transfers today is approaching. 

Phoned them and they said they can see interest credited and funds moved across but online banking not updated yet and advised I should wait. Been told what the final balance is. Asked if they can transfer all except of leaving £1(retain membership) in the easy saver and take instructions by phone I was told they would need to check if they can such instructions via phone and they would get back to me. 

Anyone experienced similar? 

Kim_13

Your funds will be in the EA as requested, but online banking will not update until ~7:30am tomorrow. If you request the withdraw once it has, it’ll hit your current account sometime after 4pm (but early enough to move elsewhere the same day.)

Monmouthshire RSs are maturity+a day before you can see and move the interest. Giving advance instructions doesn’t seem to be worth doing with their setup the way it is. With most providers transferring to an EA and onwards from there would be the easiest way, but with Monmouthshire it just delays access to the funds.

t1redmonkey

I've also got access to the new Zopa bank account as of today (didn't have it last night, so worth checking again even if you didn't have it yesterday).  Opened along with their new regular saver.  For reference, I didn't even have 1p with them.  I withdraw my solitary penny in 2023, balance had been £0 ever since then.

ForumUser7

Nationwide announced some rate changes https://www.nationwidemediacentre.co.uk/news/nationwide-adjusts-savings-rates-following-bank-rate-decrease, but;

Flex Regular Saver 2 (8.00%) and Flex Regular Saver 3 (6.50%) will see no changes to their rates

ChewyyBacca

Kim_13 said:

Accidentally overfunded Principality - they’ve applied the maximum to my account, anyone know how long the return of the excess generally takes?

I did the same yesterday. Instead of sending £50 in Reg Saver, I sent £250.
Today morning I checked, £200 was returned to my originating account

jaypers

t1redmonkey said:

I've also got access to the new Zopa bank account as of today (didn't have it last night, so worth checking again even if you didn't have it yesterday).  Opened along with their new regular saver.  For reference, I didn't even have 1p with them.  I withdraw my solitary penny in 2023, balance had been £0 ever since then.

Does it just appear in the app somewhere? Signed in for first time in ages just now and nothing showing.

ChewyyBacca

t1redmonkey said:

I've also got access to the new Zopa bank account as of today (didn't have it last night, so worth checking again even if you didn't have it yesterday).  Opened along with their new regular saver.  For reference, I didn't even have 1p with them.  I withdraw my solitary penny in 2023, balance had been £0 ever since then.

t1redmonkey  Is it a current account they want you to open?
I updated my app yesterday, today fiddled around. No invite so far!

Was yours push notification?
or a new button/link active on the app?

Catplan

Kim_13 said:

Accidentally overfunded Principality - they’ve applied the maximum to my account, anyone know how long the return of the excess generally takes?

I done the same this month set up twice, both left 1st and the overpayment was returned 2nd in account first thing this morning.

t1redmonkey

ChewyyBacca said:

t1redmonkey said:

I've also got access to the new Zopa bank account as of today (didn't have it last night, so worth checking again even if you didn't have it yesterday).  Opened along with their new regular saver.  For reference, I didn't even have 1p with them.  I withdraw my solitary penny in 2023, balance had been £0 ever since then.

t1redmonkey  Is it a current account they want you to open?
I updated my app yesterday, today fiddled around. No invite so far!

Was yours push notification?
or a new button/link active on the app?

Pop-up that appeared right in my face upon opening the app, something about me being invited to open one of their bank accounts which I just followed through from there.  Wasn't something I had to look for, so chances are you've not been selected then if it's not appeared upon opening the app.

liamcov

Are any of these internet/app issues connected?

Market Harb down the other day; today Santander has been patchy and Coop has been down all afternoon and still is??