Regular Savings Accounts: The Best Currently Available List!

Kim_13

mattojgb said:

West Brom Regular Saver - Has anyone (from outside the local area) tried opening an easy access account -to become a member - and then opened the regular saver?

Yes - EA opened just after Christmas and then the RS was dated 2 January.

Snapdragon

mattojgb said:

West Brom Regular Saver - Has anyone (from outside the local area) tried opening an easy access account -to become a member - and then opened the regular saver?

Yes, I grabbed the West Brom Four Access Saver (Issue 1)  at 4.9% which I thought might be useful since rates are dropping on so many Easy & Limited access accounts and more importantly for me it was a very easy stepping stone to the RS so that I didn't need to travel to a branch since I'm out of area. Opened the 4 access, got immediate online access and the following day opened the RS. Unfortunately that EA account went NLA very quickly. Can definitely confirm should they launch another issue, its a decent route to become an existing customer to access the RS. There may be other EA options to become existing member but not currently at a decent rate. 

subjecttocontract

Yes, I'm in Essex, opened WB Saver and then Reg Saver iss 7 both earlier in the year.

chris_the_bee

mattojgb said:

West Brom Regular Saver - Has anyone (from outside the local area) tried opening an easy access account -to become a member - and then opened the regular saver?

West Brom
Yes, opened EA 27th Dec & RS 8th Jan

pecunianonolet

Received an email from Coop bank about rate reductions earlier. Good news is the reg saver with 7% remains at it's current rate. 

jameseonline

jameseonline said:

Kim_13 said:

jameseonline said:

Anyone know what Market Harborough are upto because I can't access their online services & there's nothing till 10th October scheduled.

Wanted to check if my money was credited from yesterday.

Wondering the same. 

I topped Melton up to £200 yesterday (within normal working hours, but later than I’d have liked due to funds not arriving from HRBS particularly promptly - but still earlier than Monmouthshire.) It is dated processed today but listed as posted yesterday, so wondering if the account is likely to accept £200 this month?

I've sent money yesterday (evening) and today (this afternoon) to MHBS, just have to see if anything gets returned and/or hope they sort their website out to login etc, otherwise I'll call them tomorrow or something.

Not the best of starts for me with them, hopefully it will get better soon.

Meanwhile it's taking ages to get setup back up again with Monmouthshire due to postal system & still being in their system & having to reset things etc 😌

It seems my two lots of £250 have been credited although in description they are showing as standing orders?.

That's clearly wrong as I sent via normal bank transfer from my Virgin Money app.

Not sure what Clrd Sav Rcpt means either for transaction type.

Cleared Savings Receipt maybe?

Also on a minor note did MHBS update their branding and forget to change it when you login?

castle96

The West Brom RS Iss 7 Fixed no w/ds (can close) IS available

ChewyyBacca

allegro120 said:

ChewyyBacca said:

My Saffron Small Saver is maturing on 4 Oct, Friday. What should be my next course of action?

1. Should I let it mature & wait for the maturity instructions to be executed i.e., new Small Saver opened with £50 & rest proceeds to be credited to my nom acct? Would I be able to access remaining funds: 550+18.61 in my nominated acct on Friday or should I expect credit  on Monday? Will the new Small saver be opened on Friday 4 Oct automatically or is there a waiting period of a day or so?
OR

2. Should I withdraw all the funds now to my nom acct & wait for the interest £18.61 to be credited to the nom account later? And open a new small saver myself either on Friday or Monday, whenever the system allows?

Mine matured in March. I called Saffron in advance and instructed them to open new Small Saver, put £50 in there and transfer the rest to my nominated account.  That worked, maturity day fell on Sunday but i still received my money and saw new account opened on that date.

Edit: Actually not a new account, the account number stayed the same, just had to start depositing from scratch.  Works the same as with Halifax RS.

As per the forum suggestion, I let the Small saver mature. I had already given maturity instruction online to open new Small Saver with £50 & rest of the proceeds £568.7 to be credited to my nom acct.

Guess what they did?
Nom acct credited with £568.7 + £18.7
New Saver open, with the same acct number with balance £31.3, NOT £50 as requested!
Just WHY?
*Facepalm

castle96

I see Martin Lewis is plugging (video) Santaders Simple Saver a/c 4.85%. He is a year out of date !! NLA

SFindlay

castle96 said:

I see Martin Lewis is plugging (video) Santaders Simple Saver a/c 4.85%. He is a year out of date !! NLA

What has this got to do with the best Regular Savers available??