Regular Savings Accounts: The Best Currently Available List!

WillPS

One to watch for UK Savings Week next year then - it looks like they bumped the rate for a month.

jameseonline

That's disappointing from HSBC, I actually thought they might keep it at 7% after they made a point of increasing it from 5% on their site.

allegro120

jameseonline said:

That's disappointing from HSBC, I actually thought they might keep it at 7% after they made a point of increasing it from 5% on their site.

It's quite natural to make such assumption because normally major banks don't change their RS rates very often.  I've learned to assume that the offer might be taken off the shelf next day after launch so I apply straight away and have never been disappointed with this strategy. Sometimes it is better to delay an application, but I prefer not to take any chances.

surreysaver

Fingerbobs said:

Just went to open an HSBC regular saver, and found this is showing as 5%, not 7%. Has it changed, or am I looking in the wrong place? 

That's a nuisance. I was holding off opening one to spread out maturing regular savers this time next year. That'll learn me!
I'd better open the Nationwide 6.5% one before that disappears!

Bigwheels1111

surreysaver said:

Fingerbobs said:

Just went to open an HSBC regular saver, and found this is showing as 5%, not 7%. Has it changed, or am I looking in the wrong place? 

That's a nuisance. I was holding off opening one to spread out maturing regular savers this time next year. That'll learn me!
I'd better open the Nationwide 6.5% one before that disappears!

I'm with you but for TSB, mine matures on the 10th October and wanted to wait until the 31st so I could make a 1ST of November payment as well, but looks like they might be dropping.

So will just renew on same day.

surreysaver

Bigwheels1111 said:

surreysaver said:

Fingerbobs said:

Just went to open an HSBC regular saver, and found this is showing as 5%, not 7%. Has it changed, or am I looking in the wrong place? 

That's a nuisance. I was holding off opening one to spread out maturing regular savers this time next year. That'll learn me!
I'd better open the Nationwide 6.5% one before that disappears!

I'm with you but for TSB, mine matures on the 10th October and wanted to wait until the 31st so I could make a 1ST of November payment as well, but looks like they might be dropping.

So will just renew on same day.

Does it? It's still on Moneyfacts

trickydicky14

Bigwheels1111 said:

surreysaver said:

Fingerbobs said:

Just went to open an HSBC regular saver, and found this is showing as 5%, not 7%. Has it changed, or am I looking in the wrong place? 

That's a nuisance. I was holding off opening one to spread out maturing regular savers this time next year. That'll learn me!
I'd better open the Nationwide 6.5% one before that disappears!

I'm with you but for TSB, mine matures on the 10th October and wanted to wait until the 31st so I could make a 1ST of November payment as well, but looks like they might be dropping.

So will just renew on same day.

What makes you think (it could be dropping) nothing on TSB website or moneyfacts?

WillPS

trickydicky14 said:

Bigwheels1111 said:

surreysaver said:

Fingerbobs said:

Just went to open an HSBC regular saver, and found this is showing as 5%, not 7%. Has it changed, or am I looking in the wrong place? 

That's a nuisance. I was holding off opening one to spread out maturing regular savers this time next year. That'll learn me!
I'd better open the Nationwide 6.5% one before that disappears!

I'm with you but for TSB, mine matures on the 10th October and wanted to wait until the 31st so I could make a 1ST of November payment as well, but looks like they might be dropping.

So will just renew on same day.

What makes you think (it could be dropping) nothing on TSB website or moneyfacts?

Perhaps the backdrop of rates overall dropping and expected to drop further, and also deals at or around the 6% they offer being shortlived.

I think it's sensible to get any products you're interested in now or ASAP, especially when the gain on waiting is marginal.

t1redmonkey

I thought the Co-op Regular Saver had been pulled for a minute, but it looks like Moneyfacts have just moved it from the main Regular Saver section to the one where they list the Regular Savers that require another account to be opened instead.

PloughmansLunch

Has anyone else just been told off for the interest that Virgin themselves added to the Regular Saver? Seems a bit daft as the product page says "Interest payments added directly to your account will not be counted towards the monthly £250 limit."