Regular Savings Accounts: The Best Currently Available List!

flaneurs_lobster

PloughmansLunch said:

Has anyone else just been told off for the interest that Virgin themselves added to the Regular Saver?

SMS? email? App notification? 

dgpur

PloughmansLunch said:

Has anyone else just been told off for the interest that Virgin themselves added to the Regular Saver?

No. Must be a system error, because interest is definitely earned on interest.

PloughmansLunch

flaneurs_lobster said:

PloughmansLunch said:

Has anyone else just been told off for the interest that Virgin themselves added to the Regular Saver?

SMS? email? App notification? 

It was an SMS. I get them so rarely I had a blip of excitement as I thought someone was being friendly.

trickydicky14

WillPS said:

trickydicky14 said:

Bigwheels1111 said:

surreysaver said:

Fingerbobs said:

Just went to open an HSBC regular saver, and found this is showing as 5%, not 7%. Has it changed, or am I looking in the wrong place? 

That's a nuisance. I was holding off opening one to spread out maturing regular savers this time next year. That'll learn me!
I'd better open the Nationwide 6.5% one before that disappears!

I'm with you but for TSB, mine matures on the 10th October and wanted to wait until the 31st so I could make a 1ST of November payment as well, but looks like they might be dropping.

So will just renew on same day.

What makes you think (it could be dropping) nothing on TSB website or moneyfacts?

Perhaps the backdrop of rates overall dropping and expected to drop further, and also deals at or around the 6% they offer being shortlived.

I think it's sensible to get any products you're interested in now or ASAP, especially when the gain on waiting is marginal.

I agree you can’t let the grass grow under your feet but I think regular savers have so far held up well. In the past two weeks I’ve opened Melton R.S @6% Market Harborough @6% and Zopa @7.5%.

AmityNeon

PloughmansLunch said:

Has anyone else just been told off for the interest that Virgin themselves added to the Regular Saver? Seems a bit daft as the product page says "Interest payments added directly to your account will not be counted towards the monthly £250 limit."

I haven’t received anything like that despite me definitely exceeding the cumulative deposit total.

subjecttocontract

Given the amount of interest being paid I'd probably just have ignored it. 

[Deleted User]

As I mentioned/suspected a while back, the Tipton and Coseley regular saver is not going to have a renewal option, or at least thats what I've been told again today.

Seemingly no plans for any RS.

Velvet_Monkey

trickydicky14 said:

WillPS said:

trickydicky14 said:

Bigwheels1111 said:

surreysaver said:

Fingerbobs said:

Just went to open an HSBC regular saver, and found this is showing as 5%, not 7%. Has it changed, or am I looking in the wrong place? 

That's a nuisance. I was holding off opening one to spread out maturing regular savers this time next year. That'll learn me!
I'd better open the Nationwide 6.5% one before that disappears!

I'm with you but for TSB, mine matures on the 10th October and wanted to wait until the 31st so I could make a 1ST of November payment as well, but looks like they might be dropping.

So will just renew on same day.

What makes you think (it could be dropping) nothing on TSB website or moneyfacts?

Perhaps the backdrop of rates overall dropping and expected to drop further, and also deals at or around the 6% they offer being shortlived.

I think it's sensible to get any products you're interested in now or ASAP, especially when the gain on waiting is marginal.

I agree you can’t let the grass grow under your feet but I think regular savers have so far held up well. In the past two weeks I’ve opened Melton R.S @6% Market Harborough @6% and Zopa @7.5%.

How do you get 7.5% with Zopa? I've looked at their rates, even boosted ones, and they all seem to be around 4.x%?

orange-juice

Velvet_Monkey said:

How do you get 7.5% with Zopa? I've looked at their rates, even boosted ones, and they all seem to be around 4.x%?

It’s linked to the Zopa current account, which is currently in Beta and rolled out to certain users - https://forums.moneysavingexpert.com/discussion/6558436/zopa-current-account#latest.

janusdesign

Velvet_Monkey said:

trickydicky14 said:

WillPS said:

trickydicky14 said:

Bigwheels1111 said:

surreysaver said:

Fingerbobs said:

Just went to open an HSBC regular saver, and found this is showing as 5%, not 7%. Has it changed, or am I looking in the wrong place? 

That's a nuisance. I was holding off opening one to spread out maturing regular savers this time next year. That'll learn me!
I'd better open the Nationwide 6.5% one before that disappears!

I'm with you but for TSB, mine matures on the 10th October and wanted to wait until the 31st so I could make a 1ST of November payment as well, but looks like they might be dropping.

So will just renew on same day.

What makes you think (it could be dropping) nothing on TSB website or moneyfacts?

Perhaps the backdrop of rates overall dropping and expected to drop further, and also deals at or around the 6% they offer being shortlived.

I think it's sensible to get any products you're interested in now or ASAP, especially when the gain on waiting is marginal.

I agree you can’t let the grass grow under your feet but I think regular savers have so far held up well. In the past two weeks I’ve opened Melton R.S @6% Market Harborough @6% and Zopa @7.5%.

How do you get 7.5% with Zopa? I've looked at their rates, even boosted ones, and they all seem to be around 4.x%?

you would need to open a bank account with them - currently in beta, so you may get an invite to open one in the Zopa app... once you have the bank account (takes a few minutes to go through the ID process), then you can open and fund the RS.