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Regular Savings Accounts: The Best Currently Available List!

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  • s71hj
    s71hj Posts: 629 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Afahmaep said:
     Chorley Building Society have new Regular Ssver
     5.16%     £300 per month max    12 months

    Regular Saver Account

    Account Name
    Interest Rate
    Opening Balance
    Type of Account
    Withdrawals

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    Regular Saver (30.09.2025)

    5.15% Gross pa/AER

    £25

    Regular Saver

    None Permitted

    Does anybody know if Chorley have responded to recent Boe interest rate reductions yet (also same question for Suffolk bs in relation to their new RS). if so these 2 RS's probably just about pass muster as competitive rates for me.
  • I know it's technically against HSBC T&Cs so I'm just noting this for info as it may be useful to some - I've successfully cancelled the standing order created on opening of the account and internally transferred this month's HSBC 7% Regular Saver contribution
    I had various HSBC reg savers before (not using the 7% one as I only use reg savers nowadays with access to funds) and never had a standing order set up and also not always funded the minimum £25 either.
    have you ever successfully funded one from a non-HSBC account, or do they *need* to be funded via HSBC directly?
  • friolento said:
    Tipton Regular Saver

    Just received this in the Tipton app. 

    On selecting an option, without ANY further information, it asks me to confirm my choice. 
    I’ve made no choice yet. 
    (Ideally I just want an easy access account to keep a relationship with Tipton.)

    If I choose one of the options, are further details available, and if I don’t like what I read, is it possible to return to make another choice. 
    Thanks for reading and any clarification. 


    Could you figure out what they mean by Automatic Rollover?

    It would surely suggest a rollover to a new regular saver, but at what interest rate? 
    I’ll wait until they make their options clear!
    Digital Payback

    The National Lottery : A tax on those who aren’t good at maths.
  • E_zroda
    E_zroda Posts: 93 Forumite
    Fifth Anniversary 10 Posts Photogenic Name Dropper
    Coventry BS
    Loyalty Regular Saver 6.75
    Sunny Day Saver 6.25
    By coincidence both were opened on the 2nd (albeit in different months). I only contribute to them ad-hoc. Today feeding both from Chase CA,  Sunny Day accepted the £150, but the Loyalty Regular bounced the £250 back to Chase - any thoughts on this pls?
    Thanks.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    100 Posts Name Dropper
    edited 1 October 2024 at 1:16PM
    Hattie627 said:
    Tipton Regular Saver

    I've had the same notification in the app as Digital_Payback. Confused! Can anyone clarify?
    To really confuse things I spoke with a Tipton colleague the other week about a separate issue and I swear she said they don't DO a regular saver any more?!
  • orange-juice
    orange-juice Posts: 264 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    edited 1 October 2024 at 1:30PM
    E_zroda said:
    Coventry BS
    Loyalty Regular Saver 6.75
    Sunny Day Saver 6.25
    By coincidence both were opened on the 2nd (albeit in different months). I only contribute to them ad-hoc. Today feeding both from Chase CA,  Sunny Day accepted the £150, but the Loyalty Regular bounced the £250 back to Chase - any thoughts on this pls?
    Thanks.
    I think the 6.75 one is based on the opening date (i.e opened on the 2nd of September, can deposit on the 2nd of each month thereafter) whereas the other works on monthly calendar basis (I.e so you can pay in on the first of each subsequent month regardless of the opening date).
  • Middle_of_the_Road
    Middle_of_the_Road Posts: 1,152 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 1 October 2024 at 1:40PM
    E_zroda said:
    Coventry BS
    Loyalty Regular Saver 6.75
    Sunny Day Saver 6.25
    By coincidence both were opened on the 2nd (albeit in different months). I only contribute to them ad-hoc. Today feeding both from Chase CA,  Sunny Day accepted the £150, but the Loyalty Regular bounced the £250 back to Chase - any thoughts on this pls?
    Thanks.
    You can only fund this on the same day (or after) of the month you first deposited into the account.
  • gt94sss2
    gt94sss2 Posts: 6,100 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    E_zroda said:
    Coventry BS
    Loyalty Regular Saver 6.75
    Sunny Day Saver 6.25
    By coincidence both were opened on the 2nd (albeit in different months). I only contribute to them ad-hoc. Today feeding both from Chase CA,  Sunny Day accepted the £150, but the Loyalty Regular bounced the £250 back to Chase - any thoughts on this pls?
    Thanks.
    Sunny Day deposits are per calendar month


    The Loyalty Saver month is based on the account opening date.

    As such if you have paid in into that account since the 2nd September, that would explain the funds bouncing - especially if it would take you over the monthly amount payable 
  • jameseonline
    jameseonline Posts: 1,089 Forumite
    1,000 Posts First Anniversary Name Dropper
    E_zroda said:
    Coventry BS
    Loyalty Regular Saver 6.75
    Sunny Day Saver 6.25
    By coincidence both were opened on the 2nd (albeit in different months). I only contribute to them ad-hoc. Today feeding both from Chase CA,  Sunny Day accepted the £150, but the Loyalty Regular bounced the £250 back to Chase - any thoughts on this pls?
    Thanks.
    Coventry Regulars are usually based on the date opened.

    Sunny Day can be funded at start of month where as the other can't, so for me I can't fund the Loyalty until the 15th of each month at the earliest.
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