Regular Savings Accounts: The Best Currently Available List!

allegro120

jameseonline said:

Anyone know what Market Harborough are upto because I can't access their online services & there's nothing till 10th October scheduled.

Wanted to check if my money was credited from yesterday.

It was working in the morning.  I've checked about 1 hour after depositing and money wasn't credited. Tried again later and couldn't access online services.  Their computer must be broken.  I assume that like with most BSs you can phone them and ask to check your balance.  I'll do it tomorrow if online access is not fixed by then.    

dgpur

gt94sss2 said:

dgpur said:

Stevo_safc said:

Is the Zopa 7.5% Regular Saver new?

Where are you seeing that? I can’t see it in the app or the website.

I see a reference at https://www.zopa.com/help/article/regular-saver-pot-explainer but it requires a Zopla back account which I didn't think had been launched yet

Something still to come then?

pecunianonolet

janusdesign said:

pecunianonolet said:

PloughmansLunch said:

I know it's technically against HSBC T&Cs so I'm just noting this for info as it may be useful to some - I've successfully cancelled the standing order created on opening of the account and internally transferred this month's HSBC 7% Regular Saver contribution

I had various HSBC reg savers before (not using the 7% one as I only use reg savers nowadays with access to funds) and never had a standing order set up and also not always funded the minimum £25 either.

have you ever successfully funded one from a non-HSBC account, or do they *need* to be funded via HSBC directly?

Always made an internal transfer in the past as HSBC is my main bank

janusd

Re: Zopa.

it looks to be a new offer...

running the app (updated today), it looks like they're about to launch a bank account (seems to be in beta but I can apply now) - that account will pay a fixed 2% on balances for 12 months, then it becomes variable, and 2% cashback on upto £1500 of DD per year (fixed at 2% for at least 12 months).

with regards to the regular saver, it will be fixed at 7.5% for 12 months - £300 per month.

Stevo_safc

dgpur said:

Stevo_safc said:

Is the Zopa 7.5% Regular Saver new?

Where are you seeing that? I can’t see it in the app or the website.

Email from them this morning.

pecunianonolet

Are the funds fixed or can you withdraw them during the term?

2% cashback is also quite nice and if they accept credit card repayments as direct debit it would be basically a £30 in cashback, that would be achievable in one month with my credit cards alone not even including normal bills, etc.

jameseonline

Interesting, I've not done anything with Zopa for ages (£0 balance) so not surprised I haven't been invited.

Would only be interested in their Regular Saver as 2% savings is poor, especially when they themselves offer higher for using savings pots.

As for 2% on bills, it's not relevant to me anyway.

s71hj

Stevo_safc said:

dgpur said:

Stevo_safc said:

Is the Zopa 7.5% Regular Saver new?

Where are you seeing that? I can’t see it in the app or the website.

Email from them this morning.

Is the cashback on any direct debits or just your standard utilities like Santander etc pay.

janusd

pecunianonolet said:

Are the funds fixed or can you withdraw them during the term?

2% cashback is also quite nice and if they accept credit card repayments as direct debit it would be basically a £30 in cashback, that would be achievable in one month with my credit cards alone not even including normal bills, etc.

from the Regular Saver? if yes, then you can make withdrawals...

https://www.zopa.com/help/article/can-i-withdraw-money-from-my-regular-saver-pot

Yes, you can withdraw money from your Regular Saver pot anytime. You can also withdraw and replace money within the same monthly allowance period. However, if you withdraw more than £300 in a month, you’ll still only be able to deposit up to £300 that month. 

For example, if you have £1,000 in your Regular Saver pot and withdraw £500 in a month, you’ll only be able to replace up to £300 that month. This means you’ll have £800 left in your Regular Saver pot. 

Kim_13

jameseonline said:

Anyone know what Market Harborough are upto because I can't access their online services & there's nothing till 10th October scheduled.

Wanted to check if my money was credited from yesterday.

Wondering the same. 

I topped Melton up to £200 yesterday (within normal working hours, but later than I’d have liked due to funds not arriving from HRBS particularly promptly - but still earlier than Monmouthshire.) It is dated processed today but listed as posted yesterday, so wondering if the account is likely to accept £200 this month?