Regular Savings Accounts: The Best Currently Available List!

Kim_13

jameseonline said:

Anyone know what Market Harborough are upto because I can't access their online services & there's nothing till 10th October scheduled.

Wanted to check if my money was credited from yesterday.

Wondering the same. 

I topped Melton up to £200 yesterday (within normal working hours, but later than I’d have liked due to funds not arriving from HRBS particularly promptly - but still earlier than Monmouthshire.) It is dated processed today but listed as posted yesterday, so wondering if the account is likely to accept £200 this month?

janusd

s71hj said:

Stevo_safc said:

dgpur said:

Stevo_safc said:

Is the Zopa 7.5% Regular Saver new?

Where are you seeing that? I can’t see it in the app or the website.

Email from them this morning.

Is the cashback on any direct debits or just your standard utilities like Santander etc pay.

I think it's any direct debits.

https://www.zopa.com/help/article/how-does-cashback-work

We’re currently giving cashback on up to £1,500 of Direct Debits paid from your Zopa bank account per year. 

The cashback rate is fixed for a year – starting from the day you open your account – and variable after that. Cashback is calculated daily and paid monthly. You can check your rate in your bank account terms. 

janusd

jameseonline said:

Interesting, I've not done anything with Zopa for ages (£0 balance) so not surprised I haven't been invited.

Would only be interested in their Regular Saver as 2% savings is poor, especially when they themselves offer higher for using savings pots.

I had a zero balance on my Smart Saver too, but I was invited - bank account now setup, £1 deposit to it arrived immediately - only takes a few clicks to then open the RS.

you will need to get their bank account, and have a Smart Saver to get access to the regular saver.

I will add that you need to identify yourself during the bank application process, e.g taking a selfie in the app and also an image of ID (passport) - they're using Mitek for this.

After 12 months, the RS becomes a Smart Saver pot... then you'll be able to open a new RS pot.

friolento

                       

jameseonline

Kim_13 said:

jameseonline said:

Anyone know what Market Harborough are upto because I can't access their online services & there's nothing till 10th October scheduled.

Wanted to check if my money was credited from yesterday.

Wondering the same. 

I topped Melton up to £200 yesterday (within normal working hours, but later than I’d have liked due to funds not arriving from HRBS particularly promptly - but still earlier than Monmouthshire.) It is dated processed today but listed as posted yesterday, so wondering if the account is likely to accept £200 this month?

I've sent money yesterday (evening) and today (this afternoon) to MHBS, just have to see if anything gets returned and/or hope they sort their website out to login etc, otherwise I'll call them tomorrow or something.

Not the best of starts for me with them, hopefully it will get better soon.

Meanwhile it's taking ages to get setup back up again with Monmouthshire due to postal system & still being in their system & having to reset things etc 😌

simonsmithsays

Afahmaep said:

 Chorley Building Society have new Regular Ssver
 5.16%     £300 per month max    12 months

Regular Saver Account

Account Name

Interest Rate

Opening Balance

Type of Account

Withdrawals

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Regular Saver (30.09.2025)

5.15% Gross pa/AER

£25

Regular Saver

None Permitted

View details

Looks like those of us with the 31/08/25 (same rate) are ruled out:

Only one Regular Saver and one Seasonal Saver can be held in any 12 month rolling period.

allegro120

janusdesign said:

jameseonline said:

Interesting, I've not done anything with Zopa for ages (£0 balance) so not surprised I haven't been invited.

Would only be interested in their Regular Saver as 2% savings is poor, especially when they themselves offer higher for using savings pots.

I had a zero balance on my Smart Saver too, but I was invited - bank account now setup, £1 deposit to it arrived immediately - only takes a few clicks to then open the RS.

you will need to get their bank account, and have a Smart Saver to get access to the regular saver.

I will add that you need to identify yourself during the bank application process, e.g taking a selfie in the app and also an image of ID (passport) - they're using Mitek for this.

After 12 months, the RS becomes a Smart Saver pot... then you'll be able to open a new RS pot.

Zopa.

I had Smart Saver too, the balance was zero for nearly 2 years.  Now I opened the app, had to login from scratch, Smart Saver is no longer showing and all my pots have disappeared (I had about 8 of them).

Have they scrapped Smart Saver?

refluxer

allegro120 said:

Zopa.

I had Smart Saver too, the balance was zero for nearly 2 years.  Now I opened the app, had to login from scratch, Smart Saver is no longer showing and all my pots have disappeared (I had about 8 of them).

Presumably they closed your account due to the zero balance and a long period of inactivity. I would imagine (like to think) there'll be a related email tucked away in your inbox somewhere. I always leave £1 in any 'save from £1' savings accounts that I stop using but wish to retain (even if they don't state a £1 minimum balance in the T&Cs) as it removes any ambiguity.

jameseonline

allegro120 said:

janusdesign said:

jameseonline said:

Interesting, I've not done anything with Zopa for ages (£0 balance) so not surprised I haven't been invited.

Would only be interested in their Regular Saver as 2% savings is poor, especially when they themselves offer higher for using savings pots.

I had a zero balance on my Smart Saver too, but I was invited - bank account now setup, £1 deposit to it arrived immediately - only takes a few clicks to then open the RS.

you will need to get their bank account, and have a Smart Saver to get access to the regular saver.

I will add that you need to identify yourself during the bank application process, e.g taking a selfie in the app and also an image of ID (passport) - they're using Mitek for this.

After 12 months, the RS becomes a Smart Saver pot... then you'll be able to open a new RS pot.

Zopa.

I had Smart Saver too, the balance was zero for nearly 2 years.  Now I opened the app, had to login from scratch, Smart Saver is no longer showing and all my pots have disappeared (I had about 8 of them).

Have they scrapped Smart Saver?

I'm using the latest Android app, all my savings pots are showing, mind you Ive not left it 2 years to logon etc

Marcoos

Market Harborough

Unplanned maintenance at the moment

https://mhbs.co.uk/savings-information/technical-issues/