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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • orange-juice
    orange-juice Posts: 267 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    edited 1 October 2024 at 1:30PM
    E_zroda said:
    Coventry BS
    Loyalty Regular Saver 6.75
    Sunny Day Saver 6.25
    By coincidence both were opened on the 2nd (albeit in different months). I only contribute to them ad-hoc. Today feeding both from Chase CA,  Sunny Day accepted the £150, but the Loyalty Regular bounced the £250 back to Chase - any thoughts on this pls?
    Thanks.
    I think the 6.75 one is based on the opening date (i.e opened on the 2nd of September, can deposit on the 2nd of each month thereafter) whereas the other works on monthly calendar basis (I.e so you can pay in on the first of each subsequent month regardless of the opening date).
  • Middle_of_the_Road
    Middle_of_the_Road Posts: 1,174 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 1 October 2024 at 1:40PM
    E_zroda said:
    Coventry BS
    Loyalty Regular Saver 6.75
    Sunny Day Saver 6.25
    By coincidence both were opened on the 2nd (albeit in different months). I only contribute to them ad-hoc. Today feeding both from Chase CA,  Sunny Day accepted the £150, but the Loyalty Regular bounced the £250 back to Chase - any thoughts on this pls?
    Thanks.
    You can only fund this on the same day (or after) of the month you first deposited into the account.
  • gt94sss2
    gt94sss2 Posts: 6,178 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    E_zroda said:
    Coventry BS
    Loyalty Regular Saver 6.75
    Sunny Day Saver 6.25
    By coincidence both were opened on the 2nd (albeit in different months). I only contribute to them ad-hoc. Today feeding both from Chase CA,  Sunny Day accepted the £150, but the Loyalty Regular bounced the £250 back to Chase - any thoughts on this pls?
    Thanks.
    Sunny Day deposits are per calendar month


    The Loyalty Saver month is based on the account opening date.

    As such if you have paid in into that account since the 2nd September, that would explain the funds bouncing - especially if it would take you over the monthly amount payable 
  • jameseonline
    jameseonline Posts: 1,176 Forumite
    1,000 Posts First Anniversary Name Dropper
    E_zroda said:
    Coventry BS
    Loyalty Regular Saver 6.75
    Sunny Day Saver 6.25
    By coincidence both were opened on the 2nd (albeit in different months). I only contribute to them ad-hoc. Today feeding both from Chase CA,  Sunny Day accepted the £150, but the Loyalty Regular bounced the £250 back to Chase - any thoughts on this pls?
    Thanks.
    Coventry Regulars are usually based on the date opened.

    Sunny Day can be funded at start of month where as the other can't, so for me I can't fund the Loyalty until the 15th of each month at the earliest.
  • Is the Zopa 7.5% Regular Saver new?
  • dgpur
    dgpur Posts: 207 Forumite
    100 Posts Second Anniversary Name Dropper
    Is the Zopa 7.5% Regular Saver new?
    Where are you seeing that? I can’t see it in the app or the website.
  • jameseonline
    jameseonline Posts: 1,176 Forumite
    1,000 Posts First Anniversary Name Dropper
    Is the Zopa 7.5% Regular Saver new?
    Sorry since when has that been a thing?
  • jameseonline
    jameseonline Posts: 1,176 Forumite
    1,000 Posts First Anniversary Name Dropper
    Anyone know what Market Harborough are upto because I can't access their online services & there's nothing till 10th October scheduled.

    Wanted to check if my money was credited from yesterday.
  • Is the Zopa 7.5% Regular Saver new?
    Sorry since when has that been a thing?
    Not sure this is a normal regular saver.

    https://www.zopa.com/help/article/regular-saver-pot-explainer
  • janusd
    janusd Posts: 1,061 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 1 October 2024 at 2:11PM
    dgpur said:
    Is the Zopa 7.5% Regular Saver new?
    Where are you seeing that? I can’t see it in the app or the website.
    I can see that it's mentioned in the help files, but I assume it's a type of account offered previously rather than available now ?
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