Regular Savings Accounts: The Best Currently Available List!

35har1old

jaypers said:

Banks don;t know where the money is coming from, they don't match a receiving name against sending name, lots of payments come from third parties too such as DSS, your salary etc.  So a payment from Mr A Smith to Mrs B Jones is not going to be stopped initially

The underworld would have a field day if that was the case. Banks know exactly where every payment comes from, including full account details, BIC, name etc. They don’t necessarily do much with this information unless required but everything is recorded. 

Recent post would suggest other wise.
Bank was asked where a bank giro credit was coming from and couldn't provide a answer

Kim_13

Market Harborough have now updated the Fixed Term Regular Saver (30.11.2025) product page with a maximum balance of £3,750, as they informed another poster they would be doing. They haven’t removed the reference to the 24th but their bullet point list of the product features states annual interest paid on maturity, and they advise that COP will not work for 24 hours. I cannot recall seeing these before.

[Deleted User]

WillPS said:

s71hj said:

jameseonline said:

35har1old said:

s71hj said:

Digital_Payback said:

Same happened me. 

Turn your phone sideways to landscape mode. 

It then works. Apply button on right hand side. 

Still didn't work for me but did it OK on my laptop. The maddest set of security questions I've ever seen.  I have no hero, no favourite car and favourite film is too many characters and has a space, as 2 words. Just had to make random stuff up and write it down!

Only one I haven't seen before is the hero.
Do you not drive then?
Could have ignored the space

I got creative with the answers for each of their dumb questions.

Screenshotted them too so I can answer should I forget.

You should be able to choose from a list or set your own question and answer.

Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.

And no spaces and character limit rules out so many people's favourite films and cars.

Not really. Just use the first 10 chars, omitting any spaces.

I don't really get how this has generated so much discussion, it's a bit clunky but it's not a usability disaster.

Agree. I found it very straightforward. Answered all 3 with honest answers that I'll remember as they're true. Couldn't be simpler tbh.

flaneurs_lobster

[Deleted User] said:

WillPS said:

s71hj said:

jameseonline said:

35har1old said:

s71hj said:

Digital_Payback said:

Same happened me. 

Turn your phone sideways to landscape mode. 

It then works. Apply button on right hand side. 

Still didn't work for me but did it OK on my laptop. The maddest set of security questions I've ever seen.  I have no hero, no favourite car and favourite film is too many characters and has a space, as 2 words. Just had to make random stuff up and write it down!

Only one I haven't seen before is the hero.
Do you not drive then?
Could have ignored the space

I got creative with the answers for each of their dumb questions.

Screenshotted them too so I can answer should I forget.

You should be able to choose from a list or set your own question and answer.

Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.

And no spaces and character limit rules out so many people's favourite films and cars.

Not really. Just use the first 10 chars, omitting any spaces.

I don't really get how this has generated so much discussion, it's a bit clunky but it's not a usability disaster.

Agree. I found it very straightforward. Answered all 3 with honest answers that I'll remember as they're true. Couldn't be simpler tbh.

Treat the "memorable questions/answers" like any other password - use your password manager to generate random character strings (within the rules) and store them as notes. So "Mother's Maiden Name?" = "%6DwP*q#4".

allegro120

35har1old said:

allegro120 said:

masonic said:

jameseonline said:

Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.

Possibly because they'll using them for telephone security too.

I telephoned MHBS 3 times and wasn't asked any ridiculous questions, just the usual security questions - name, address, DoB... I didn't know my account number yet, and even that didn't prompt them to ask me who my hero is.

You will require them when you login

No cars or heroes required for login. Just need your ID typed (copy/paste don't work), password and they send you passcode in text message.  

WillPS

flaneurs_lobster said:

[Deleted User] said:

WillPS said:

s71hj said:

jameseonline said:

35har1old said:

s71hj said:

Digital_Payback said:

Same happened me. 

Turn your phone sideways to landscape mode. 

It then works. Apply button on right hand side. 

Still didn't work for me but did it OK on my laptop. The maddest set of security questions I've ever seen.  I have no hero, no favourite car and favourite film is too many characters and has a space, as 2 words. Just had to make random stuff up and write it down!

Only one I haven't seen before is the hero.
Do you not drive then?
Could have ignored the space

I got creative with the answers for each of their dumb questions.

Screenshotted them too so I can answer should I forget.

You should be able to choose from a list or set your own question and answer.

Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.

And no spaces and character limit rules out so many people's favourite films and cars.

Not really. Just use the first 10 chars, omitting any spaces.

I don't really get how this has generated so much discussion, it's a bit clunky but it's not a usability disaster.

Agree. I found it very straightforward. Answered all 3 with honest answers that I'll remember as they're true. Couldn't be simpler tbh.

Treat the "memorable questions/answers" like any other password - use your password manager to generate random character strings (within the rules) and store them as notes. So "Mother's Maiden Name?" = "%6DwP*q#4".

Have fun figuring out the Xth, Yth and Zth characters from a password like that each time.

Totally unnecessary level of obscurity for secondary security info, IMHO.

Sarahspangles

In case it’s useful, since passwords are a current topic, those using iOS (iPhone, iPad) can now upgrade to iOS 18. The Passwords App becomes a standalone app on your screen, which saves looking for it in Settings. I use the Passwords notes box for that specific password to record any additional data I need to log in. NS&I number is an example. The fact the app requires fingerprint login makes it more secure than a notebook. Though I’m more concerned about mislaying any notebook in drifts of paperwork than I am of someone stealing it.

WillPS

Sarahspangles said:

In case it’s useful, since passwords are a current topic, those using iOS (iPhone, iPad) can now upgrade to iOS 18. The Passwords App becomes a standalone app on your screen, which saves looking for it in Settings. I use the Passwords notes box for that specific password to record any additional data I need to log in. NS&I number is an example. The fact the app requires fingerprint login makes it more secure than a notebook. Though I’m more concerned about mislaying any notebook in drifts of paperwork than I am of someone stealing it.

Or for a cross-platform experience Bitwarden is free and good. But this is definitely way off topic now.

AndyTh_2

WillPS said:

flaneurs_lobster said:

[Deleted User] said:

WillPS said:

s71hj said:

jameseonline said:

35har1old said:

s71hj said:

Digital_Payback said:

Same happened me. 

Turn your phone sideways to landscape mode. 

It then works. Apply button on right hand side. 

Still didn't work for me but did it OK on my laptop. The maddest set of security questions I've ever seen.  I have no hero, no favourite car and favourite film is too many characters and has a space, as 2 words. Just had to make random stuff up and write it down!

Only one I haven't seen before is the hero.
Do you not drive then?
Could have ignored the space

I got creative with the answers for each of their dumb questions.

Screenshotted them too so I can answer should I forget.

You should be able to choose from a list or set your own question and answer.

Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.

And no spaces and character limit rules out so many people's favourite films and cars.

Not really. Just use the first 10 chars, omitting any spaces.

I don't really get how this has generated so much discussion, it's a bit clunky but it's not a usability disaster.

Agree. I found it very straightforward. Answered all 3 with honest answers that I'll remember as they're true. Couldn't be simpler tbh.

Treat the "memorable questions/answers" like any other password - use your password manager to generate random character strings (within the rules) and store them as notes. So "Mother's Maiden Name?" = "%6DwP*q#4".

Have fun figuring out the Xth, Yth and Zth characters from a password like that each time.

Totally unnecessary level of obscurity for secondary security info, IMHO.

1Password, for example, has a toggle to show a password in "Large Text", which puts a number under each letter, which makes it quite easy.

Not really necessary to make it so complex character set though, a couple of random words is ok for additional security questions

[Deleted User]

flaneurs_lobster said:

[Deleted User] said:

WillPS said:

s71hj said:

jameseonline said:

35har1old said:

s71hj said:

Digital_Payback said:

Same happened me. 

Turn your phone sideways to landscape mode. 

It then works. Apply button on right hand side. 

Still didn't work for me but did it OK on my laptop. The maddest set of security questions I've ever seen.  I have no hero, no favourite car and favourite film is too many characters and has a space, as 2 words. Just had to make random stuff up and write it down!

Only one I haven't seen before is the hero.
Do you not drive then?
Could have ignored the space

I got creative with the answers for each of their dumb questions.

Screenshotted them too so I can answer should I forget.

You should be able to choose from a list or set your own question and answer.

Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.

And no spaces and character limit rules out so many people's favourite films and cars.

Not really. Just use the first 10 chars, omitting any spaces.

I don't really get how this has generated so much discussion, it's a bit clunky but it's not a usability disaster.

Agree. I found it very straightforward. Answered all 3 with honest answers that I'll remember as they're true. Couldn't be simpler tbh.

Treat the "memorable questions/answers" like any other password - use your password manager to generate random character strings (within the rules) and store them as notes. So "Mother's Maiden Name?" = "%6DwP*q#4".

Not for me, way way too complicated.

Simply answered the questions truthfully and with answers nobody but me would know. 

As I say it was as simple as could be.