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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • ctdctd
    ctdctd Posts: 1,114 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    YBS RS

    My account was showing on the website but still setting up earlier today. 
    As it gave account details, I did a transfer from my bank - showed after a couple of hours as Credit and Cancelled Credit so you can't use the account before the deposit link works!
    It now says that I can deposit so have repeated the transaction - fingers crossed!

    Do Money Saving sites make you buy more bargains - and spend more money?
  • I've just checked my YBS app, the £50 Regular is now showing in app.

    I'm now wondering if I actually still need to give them ID to get it fully open, bare in mind usually when I apply for a YBS account it will show up in app same day then it will be a day or so until I can start depositing.

    Will keep an eye on it anyway, maybe they messed things up or could be a big delay on it showing up in app or both, hmm 🤔
    The account is opened if it is showing in app and if it is opened you can fund it straight away. 
    I've opened many YSB accounts and never had to wait for a day, I deposit as soon as account is opened and the money is showing in an hour or so.
    Nah YBS like to do the pending further checks thing with me when I open new accounts so I get the restrictions on account/grey box thing on deposit in app, so have to wait to deposit.

    I got concerned yesterday that it wasn't showing in app & thought maybe they changed things, but then I don't think YBS have asked me to upload ID etc before.

    I've had a reminder email today to do the ID thing.
  • ctdctd said:
    YBS RS

    My account was showing on the website but still setting up earlier today. 
    As it gave account details, I did a transfer from my bank - showed after a couple of hours as Credit and Cancelled Credit so you can't use the account before the deposit link works!
    It now says that I can deposit so have repeated the transaction - fingers crossed!

    Yup I've had credit cancelled/rejected a few times, just try each day or something, credit should eventually get through 
  • allegro120
    allegro120 Posts: 2,311 Forumite
    1,000 Posts Second Anniversary Name Dropper
    csw5780 said:
    https://www.themelton.co.uk/regular_savings/regular-saver-6/

    Downloaded form Monday, posted Tuesday. They called today 2:30pm to say all set up and account details for opening deposit.  Online withdrawals being set up to nominated account
    I called Melton yesterday and received application form this morning.  They don't provide with prepaid envelope, but spending 85p is worth the offer.  I've included cheque for £200, that was the requirement outlined in the letter. Considering how quick they process things I might have my account opened by Friday or Monday next week unless they will ask for ID.
  • s71hj
    s71hj Posts: 1,080 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    csw5780 said:
    https://www.themelton.co.uk/regular_savings/regular-saver-6/

    Downloaded form Monday, posted Tuesday. They called today 2:30pm to say all set up and account details for opening deposit.  Online withdrawals being set up to nominated account
    I called Melton yesterday and received application form this morning.  They don't provide with prepaid envelope, but spending 85p is worth the offer.  I've included cheque for £200, that was the requirement outlined in the letter. Considering how quick they process things I might have my account opened by Friday or Monday next week unless they will ask for ID.
    There is a list of building society freepost addresses somewhere on this forum.
  • s71hj said:
    csw5780 said:
    https://www.themelton.co.uk/regular_savings/regular-saver-6/

    Downloaded form Monday, posted Tuesday. They called today 2:30pm to say all set up and account details for opening deposit.  Online withdrawals being set up to nominated account
    I called Melton yesterday and received application form this morning.  They don't provide with prepaid envelope, but spending 85p is worth the offer.  I've included cheque for £200, that was the requirement outlined in the letter. Considering how quick they process things I might have my account opened by Friday or Monday next week unless they will ask for ID.
    There is a list of building society freepost addresses somewhere on this forum.
    Thanks to bristolleedsfan

    http://forums.moneysavingexpert.com/showpost.html?p=8612303&postcount=11

    Note dated 2009
  • Kim_13
    Kim_13 Posts: 4,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    csw5780 said:
    https://www.themelton.co.uk/regular_savings/regular-saver-6/

    Downloaded form Monday, posted Tuesday. They called today 2:30pm to say all set up and account details for opening deposit.  Online withdrawals being set up to nominated account
    I called Melton yesterday and received application form this morning.  They don't provide with prepaid envelope, but spending 85p is worth the offer.  I've included cheque for £200, that was the requirement outlined in the letter. Considering how quick they process things I might have my account opened by Friday or Monday next week unless they will ask for ID.
    I was going to call and ask for one but didn’t get round to it today. I will just print one in that case. 

    £200 is the monthly maximum so it would be very odd if it was that or nothing. I haven’t found a stated minimum, hopefully they will accept an application with less as I don’t have £200 spare until month end.

  • 10_66
    10_66 Posts: 3,509 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    s71hj said:
    There is a list of building society freepost addresses somewhere on this forum.
    Thanks to bristolleedsfan

    http://forums.moneysavingexpert.com/showpost.html?p=8612303&postcount=11

    Note dated 2009
    Cambridge (missing off list) = "FREEPOST The Cambridge Building Society"
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