Regular Savings Accounts: The Best Currently Available List!

Marcoos

jameseonline said:

Really struggled to login just.

YBS want my ID, I have none, oh well.

Seems dumb as to me, I already hold several accounts with them including 2 regular savers.

Also dumb is they emailed me to say it's available.

If you know your customer number, then try that.

WillPS

GetRichOrDieSaving said:

What will be the maturity date on the YBS 8% account please? 

Opening date + 1 year.

Stargunner

DJDools said:

poolboy said:

Ybs 50gbp 8% done, all of 8 mins on the ybs website. HSBC done yesterday, so now up to 25 active rsa s.  Thanks for tips on here, well worth it as easy access rates are falling away.  

Re HSBC — closed the old 5% RS account via chat yesterday ... or so I thought, it hadn't at all, they just transferred my balance to my current account, issued some paltry interest to the RS and it's still showing and I'm still unable to apply for the 7% RS. Am on chat again, yawn...

When you close a RS HSBC transfer the balance plus any accrued interest to your current account. Where would you expect them to transfer the money?
It can take a couple of days for a closed account to drop out of your app, so just be patient, no need to keep contacting them.

jameseonline

Marcoos said:

jameseonline said:

Really struggled to login just.

YBS want my ID, I have none, oh well.

Seems dumb as to me, I already hold several accounts with them including 2 regular savers.

Also dumb is they emailed me to say it's available.

If you know your customer number, then try that.

I think you misunderstood, my login is correct, the website was slow, not accepting my code that was sent to my phone.

I eventually logged in and applied.

YBS want ID to open the new account 

friolento

jameseonline said:

Marcoos said:

jameseonline said:

Really struggled to login just.

YBS want my ID, I have none, oh well.

Seems dumb as to me, I already hold several accounts with them including 2 regular savers.

Also dumb is they emailed me to say it's available.

If you know your customer number, then try that.

I think you misunderstood, my login is correct, the website was slow, not accepting my code that was sent to my phone.

I eventually logged in and applied.

YBS want ID to open the new account 

They didn't want ID from me.

PowerSavingMode

[Deleted User] said:

DJDools said:

poolboy said:

Ybs 50gbp 8% done, all of 8 mins on the ybs website. HSBC done yesterday, so now up to 25 active rsa s.  Thanks for tips on here, well worth it as easy access rates are falling away.  

Re YBS — seem to be having technical issues... shows the account, I can log online etc, but when applying for the £50 Regular eSaver, it says it's no longer available!

Re HSBC — closed the old 5% RS account via chat yesterday ... or so I thought, it hadn't at all, they just transferred my balance to my current account, issued some paltry interest to the RS and it's still showing and I'm still unable to apply for the 7% RS. Am on chat again, yawn...

I am in EXACTLY the same situation. I was told it would all be closed and transferred overnight, but it wasnt.

So I have contacted chat again who told me to call an 03457 number, they told me to give it 24 to 48 hours.

HSBC RS

Would have been much easier (and quicker) for all if they'd just upgraded their existing 5% to the 7% rate. Oh well...

PowerSavingMode

Stargunner said:

DJDools said:

poolboy said:

Ybs 50gbp 8% done, all of 8 mins on the ybs website. HSBC done yesterday, so now up to 25 active rsa s.  Thanks for tips on here, well worth it as easy access rates are falling away.  

Re HSBC — closed the old 5% RS account via chat yesterday ... or so I thought, it hadn't at all, they just transferred my balance to my current account, issued some paltry interest to the RS and it's still showing and I'm still unable to apply for the 7% RS. Am on chat again, yawn...

When you close a RS HSBC transfer the balance plus any accrued interest to your current account. Where would you expect them to transfer the money?
It can take a couple of days for a closed account to drop out of your app, so just be patient, no need to keep contacting them.

They asked on chat, and I instructed them to put the interest into my current account. They didn't. They also told me that it absolutely would be closed today after their 'systems run overnight'. It wasn't. I think waiting on the chat for an hour yesterday shows that I can apply patience. I just expect HSBC to do what they say they're going to do. Nothing wrong with that expectation.

PowerSavingMode

Re: YBS 8% Regular Saver

Managed to apply on the app, after a lot of unsuccessful trials on the app and website. So hopefully, their glitch is all sorted now.

[Deleted User]

Stargunner said:

DJDools said:

poolboy said:

Ybs 50gbp 8% done, all of 8 mins on the ybs website. HSBC done yesterday, so now up to 25 active rsa s.  Thanks for tips on here, well worth it as easy access rates are falling away.  

Re HSBC — closed the old 5% RS account via chat yesterday ... or so I thought, it hadn't at all, they just transferred my balance to my current account, issued some paltry interest to the RS and it's still showing and I'm still unable to apply for the 7% RS. Am on chat again, yawn...

When you close a RS HSBC transfer the balance plus any accrued interest to your current account. Where would you expect them to transfer the money?
It can take a couple of days for a closed account to drop out of your app, so just be patient, no need to keep contacting them.

Contacted them once, they told me of the process.

The process did not happen as they had said so I took up 2 minutes of their time again.

This time the story changed.

Did what they told me 2nd time around just as I did 1st time.

Don't see the issue.

flaneurs_lobster

pecunianonolet said:

How long does it take for YBS to show the £50 online in the app? paid in using their open banking facility and seems like they route it all through Natwest.

Normally a couple of hours for FPs but today it was laggy. My deposit from 8am took until midday-ish.