Regular Savings Accounts: The Best Currently Available List!

PowerSavingMode

Stargunner said:

DJDools said:

poolboy said:

Ybs 50gbp 8% done, all of 8 mins on the ybs website. HSBC done yesterday, so now up to 25 active rsa s.  Thanks for tips on here, well worth it as easy access rates are falling away.  

Re HSBC — closed the old 5% RS account via chat yesterday ... or so I thought, it hadn't at all, they just transferred my balance to my current account, issued some paltry interest to the RS and it's still showing and I'm still unable to apply for the 7% RS. Am on chat again, yawn...

When you close a RS HSBC transfer the balance plus any accrued interest to your current account. Where would you expect them to transfer the money?
It can take a couple of days for a closed account to drop out of your app, so just be patient, no need to keep contacting them.

They asked on chat, and I instructed them to put the interest into my current account. They didn't. They also told me that it absolutely would be closed today after their 'systems run overnight'. It wasn't. I think waiting on the chat for an hour yesterday shows that I can apply patience. I just expect HSBC to do what they say they're going to do. Nothing wrong with that expectation.

PowerSavingMode

Re: YBS 8% Regular Saver

Managed to apply on the app, after a lot of unsuccessful trials on the app and website. So hopefully, their glitch is all sorted now.

[Deleted User]

Stargunner said:

DJDools said:

poolboy said:

Ybs 50gbp 8% done, all of 8 mins on the ybs website. HSBC done yesterday, so now up to 25 active rsa s.  Thanks for tips on here, well worth it as easy access rates are falling away.  

Re HSBC — closed the old 5% RS account via chat yesterday ... or so I thought, it hadn't at all, they just transferred my balance to my current account, issued some paltry interest to the RS and it's still showing and I'm still unable to apply for the 7% RS. Am on chat again, yawn...

When you close a RS HSBC transfer the balance plus any accrued interest to your current account. Where would you expect them to transfer the money?
It can take a couple of days for a closed account to drop out of your app, so just be patient, no need to keep contacting them.

Contacted them once, they told me of the process.

The process did not happen as they had said so I took up 2 minutes of their time again.

This time the story changed.

Did what they told me 2nd time around just as I did 1st time.

Don't see the issue.

flaneurs_lobster

pecunianonolet said:

How long does it take for YBS to show the £50 online in the app? paid in using their open banking facility and seems like they route it all through Natwest.

Normally a couple of hours for FPs but today it was laggy. My deposit from 8am took until midday-ish.

allegro120

pecunianonolet said:

How long does it take for YBS to show the £50 online in the app? paid in using their open banking facility and seems like they route it all through Natwest.

I've checked 5 minutes after I made payment, it wasn't showing.  Checked about 1 hour later and £50 was there.

HHUK

rob37uk said:

Also, has anyone else spotted the Loughborough five year retirement monthly saver for over 55's? The Loughborough Building Society - Five Year Retirement Monthly Saver  5.5% Var but with up to £550/month and can run for 5 years. Application form can be scanned and emailed to them with first deposit electronically once opened. 

Thanks. Despite the reservations about Loughborough's tendency to reduce their RS rates sooner than one would wish, I've decided to apply via the scan and email route. Will see how it goes, and can always close if I decide it's not for me.

PowerSavingMode

pecunianonolet said:

How long does it take for YBS to show the £50 online in the app? paid in using their open banking facility and seems like they route it all through Natwest.

Mine took about an hour.

Bridlington1

Kent Reliance Interest Rate Reductions From 20/9/24:

Regular Savings Account Issue 12- 5.1%- NO CHANGE
Regular Savings Account Issue 11 (NLA)- Reduction to 4.5%

Rawrzy

YBS wanted ID from me as well despite having sent it for the last account I opened late last year as well.

allegro120

HHUK said:

rob37uk said:

Also, has anyone else spotted the Loughborough five year retirement monthly saver for over 55's? The Loughborough Building Society - Five Year Retirement Monthly Saver  5.5% Var but with up to £550/month and can run for 5 years. Application form can be scanned and emailed to them with first deposit electronically once opened. 

Thanks. Despite the reservations about Loughborough's tendency to reduce their RS rates sooner than one would wish, I've decided to apply via the scan and email route. Will see how it goes, and can always close if I decide it's not for me.

Loughborough.
I called them and have been told that the only way to apply is by visiting branch and bring passport, driving licence and council tax bill (I'm not a member).  The earliest appointment they could offer was next Tuesday (they must be very busy It probably differs from branch to branch, I've picked the closest one, 8 miles drive for me, other branches are too far away.