Regular Savings Accounts: The Best Currently Available List!

surreysaver

ForumUser7 said:

YBS 13th payment for the new £50 8% one - may have missed this, but is it permitted please?

£600 maximum deposits. So you can make a 13th payment if at least one of your months has less than £50 deposited within it

WillPS

Damn, that rules out that juicy 33p of interest...

tg99

gt94sss2 said:

tg99 said:

Can someone remind me how it works if set the date of £250 standing order from a Santander current account to HSBC current account as the same day the £250 standing order goes into the HSBC regular saver? If Santander process their standing orders after HSBC and thus funds not there when HSBC try and take then do HSBC automatically try again later in day a bit like banks do with direct debits? Thks 

Yes, HSBC would try the standing order again later in the day

Having said that Santander send their standing orders before HSBC do 

Thanks, will set up Santander standing order for same day then. Santander ones come out c130am, what time do HSBC ones come out?

savethepandas

HHUK said:

allegro120 said:

Loughborough Five Year Retirement Monthy Saver

I called them and have been told that the only way to apply is by visiting branch and bring passport, driving licence and council tax bill ..

I'll see what happens. Under 'How To Apply' on their website it clearly states 'alternatively, you can scan your completed, signed application and identity documents to savings@theloughborough.co.uk. An electronic payment can be made once the account is opened'.

https://www.theloughborough.co.uk/savings/easy-access/5-year-retirement-monthly-saver

Won't be losing any sleep if the application is declined.

I emailed them for a hard copy of the application form, they replied saying it was in the post. My address shows I live on the south coast.

gt94sss2

surreysaver said:

ForumUser7 said:

YBS 13th payment for the new £50 8% one - may have missed this, but is it permitted please?

£600 maximum deposits. So you can make a 13th payment if at least one of your months has less than £50 deposited within it

I might be missing something but I can't actually see that it actually states the maximum balance is £600 - that appears just to an illustration

gt94sss2

tg99 said:

gt94sss2 said:

tg99 said:

Can someone remind me how it works if set the date of £250 standing order from a Santander current account to HSBC current account as the same day the £250 standing order goes into the HSBC regular saver? If Santander process their standing orders after HSBC and thus funds not there when HSBC try and take then do HSBC automatically try again later in day a bit like banks do with direct debits? Thks 

Yes, HSBC would try the standing order again later in the day

Having said that Santander send their standing orders before HSBC do 

Thanks, will set up Santander standing order for same day then. Santander ones come out c130am, what time do HSBC ones come out?

Sometime between 3/4am I believe. 

I do similar and have never had an issue

ForumUser7

gt94sss2 said:

surreysaver said:

ForumUser7 said:

YBS 13th payment for the new £50 8% one - may have missed this, but is it permitted please?

£600 maximum deposits. So you can make a 13th payment if at least one of your months has less than £50 deposited within it

I might be missing something but I can't actually see that it actually states the maximum balance is £600 - that appears just to an illustration

That’s what was confusing me too - it kind of says, blah blah blah so the max balance would be £600. Not as clear as they’ve been previously

PowerSavingMode

ForumUser7 said:

gt94sss2 said:

surreysaver said:

ForumUser7 said:

YBS 13th payment for the new £50 8% one - may have missed this, but is it permitted please?

£600 maximum deposits. So you can make a 13th payment if at least one of your months has less than £50 deposited within it

I might be missing something but I can't actually see that it actually states the maximum balance is £600 - that appears just to an illustration

That’s what was confusing me too - it kind of says, blah blah blah so the max balance would be £600. Not as clear as they’ve been previously

YBS £50 RS

[QUOTE]

How much can I save?

You can open this account from £1 and save up to £50 each calendar month. This would be a maximum of £600 in one year, before your interest was added.

[END QUOTE]

Growingold

HHUK said:

allegro120 said:

Loughborough Five Year Retirement Monthy Saver

I called them and have been told that the only way to apply is by visiting branch and bring passport, driving licence and council tax bill ..

I'll see what happens. Under 'How To Apply' on their website it clearly states 'alternatively, you can scan your completed, signed application and identity documents to savings@theloughborough.co.uk. An electronic payment can be made once the account is opened'.

https://www.theloughborough.co.uk/savings/easy-access/5-year-retirement-monthly-saver

Won't be losing any sleep if the application is declined.

It also says you can apply by post which I've done sending id along with the application form.  BUT you don't have to send original ID they accept photocopies.

Kim_13

Monmouthshire BS 

Has anyone received their passbook for the Issue 2 Exclusive yet? Sent my signature form off over a week ago now and nothing.