Regular Savings Accounts: The Best Currently Available List!

poolboy

Ybs 50gbp 8% done, all of 8 mins on the ybs website. HSBC done yesterday, so now up to 25 active rsa s.  Thanks for tips on here, well worth it as easy access rates are falling away.  

jameseonline

Really struggled to login just.

YBS want my ID, I have none, oh well.

Seems dumb as to me, I already hold several accounts with them including 2 regular savers.

Also dumb is they emailed me to say it's available.

dingling68

YBS 8% 

Have jst tried to open through app, it struggled to access my details and then had message that it was no longer available.

YBS have sent me an email just now offering a free savings review by phone?? May just be coincidence though?

WillPS

Their system is melting under the pressure, entirely as expected. I suspect Nationwide will be similarly broken if they release a new account in a couple of weeks too.

jameseonline

WillPS said:

Their system is melting under the pressure, entirely as expected. I suspect Nationwide will be similarly broken if they release a new account in a couple of weeks too.

The thing that doesn't help the YBS situation is the fact the email states they could get rid of it at any time.

There's a Nationwide one expected?

Please don't, my issue 2 flex regular is ending & I want issue 3🥹

savethepandas

dingling68 said:

YBS 8% 

Have jst tried to open through app, it struggled to access my details and then had message that it was no longer available.

YBS have sent me an email just now offering a free savings review by phone?? May just be coincidence though?

Opened mine slowly, went to open one for OH and says no longer available. Think it is an IT issue.

jameseonline

Anyone know if YBS have changed things in regards to opening an account?.

Because usually when I try to open accounts it will say carrying out further checks, will show account in app, then a few days later let me fund it.

This time none of that, just an email saying I need to upload ID.

Maybe I'm just unlucky, but they already had my upto date address and obviously my previous when I updated my details.

PowerSavingMode

poolboy said:

Ybs 50gbp 8% done, all of 8 mins on the ybs website. HSBC done yesterday, so now up to 25 active rsa s.  Thanks for tips on here, well worth it as easy access rates are falling away.  

Re YBS — seem to be having technical issues... shows the account, I can log online etc, but when applying for the £50 Regular eSaver, it says it's no longer available!

Re HSBC — closed the old 5% RS account via chat yesterday ... or so I thought, it hadn't at all, they just transferred my balance to my current account, issued some paltry interest to the RS and it's still showing and I'm still unable to apply for the 7% RS. Am on chat again, yawn...

janusdesign

Re: YBS 8% Regular Saver, I thought it worth mentioning, for those thinking of applying, that upon successful application, you have 42 days to make your initial deposit.

I didn't see that when reading the pdf's as it was only mentioned at the end of the application process... could be useful for those wanting to open now (in case it goes NLA), but fund at a later point.

PowerSavingMode

WillPS said:

Their system is melting under the pressure, entirely as expected. I suspect Nationwide will be similarly broken if they release a new account in a couple of weeks too.

Seems that way. Maybe next time, they should offer it in advance or first to their existing customers (those who have been with YBS for, say, a year or so) and then open it up to others? Might help their systems cope...