Regular Savings Accounts: The Best Currently Available List!

35har1old

Stargunner said:

Kim_13 said:

Monmouthshire BS 

Has anyone received their passbook for the Issue 2 Exclusive yet? Sent my signature form off over a week ago now and nothing.

I received mine, yesterday but it is just a waste of postage, as you don’t need it for anything 

The cost of the postage is nothing compared to the printing of the passbook 

WillPS

35har1old said:

Stargunner said:

Kim_13 said:

Monmouthshire BS 

Has anyone received their passbook for the Issue 2 Exclusive yet? Sent my signature form off over a week ago now and nothing.

I received mine, yesterday but it is just a waste of postage, as you don’t need it for anything 

The cost of the postage is nothing compared to the printing of the passbook 

I really don't think it's as much as you're imagining.

jameseonline

I've just checked my YBS app, the £50 Regular is now showing in app.

I'm now wondering if I actually still need to give them ID to get it fully open, bare in mind usually when I apply for a YBS account it will show up in app same day then it will be a day or so until I can start depositing.

Will keep an eye on it anyway, maybe they messed things up or could be a big delay on it showing up in app or both, hmm 🤔

schiff

YBS

I am definitely being targeted (see my earlier post way back). Mitek were completely happy with my ID checks. YBS aren't.
Email today saying problems with my ID. One or more of them, they don't say which; invited to apply again! 

Kim_13

Mine is funded. Waited until lunchtime ish and as I still hadn’t heard from them, I sent a £1 test payment. That took about 2 hours to arrive but I’ve since sent the rest.

If I recall from the extra checks with the Christmas version, they told me they had completed the checks by snail mail rather than emailing, so I didn’t want to lose a week of 8% if others hadn’t had a problem with funding as soon as the app would allow. Although I didn’t use debit card, it seemed as though it would have let me.

allegro120

jameseonline said:

I've just checked my YBS app, the £50 Regular is now showing in app.

I'm now wondering if I actually still need to give them ID to get it fully open, bare in mind usually when I apply for a YBS account it will show up in app same day then it will be a day or so until I can start depositing.

Will keep an eye on it anyway, maybe they messed things up or could be a big delay on it showing up in app or both, hmm 🤔

The account is opened if it is showing in app and if it is opened you can fund it straight away. 
I've opened many YSB accounts and never had to wait for a day, I deposit as soon as account is opened and the money is showing in an hour or so.

schiff

schiff said:

YBS

I am definitely being targeted (see my earlier post way back). Mitek were completely happy with my ID checks. YBS aren't.
Email today saying problems with my ID. One or more of them, they don't say which; invited to apply again! 

Applied again. Mitek - Completed, ticks everywhere. YBS - TY, your verification is completed. We still have some checks to do.
Based on the previous email it will be either:
ID has expired (it hasn't) or doesn't match the N/A on the application (it does) 
The uploaded ID isn't clear enough (it satisfied Mitek)
The selfie isn't clear enough (ditto)
The driving licence was used for both name and address (it wasn't as I also photoed a credit card statement)

All this for £50 at 8% LOLOL

ctdctd

YBS RS

My account was showing on the website but still setting up earlier today. 

As it gave account details, I did a transfer from my bank - showed after a couple of hours as Credit and Cancelled Credit so you can't use the account before the deposit link works!

It now says that I can deposit so have repeated the transaction - fingers crossed!

jameseonline

allegro120 said:

jameseonline said:

I've just checked my YBS app, the £50 Regular is now showing in app.

I'm now wondering if I actually still need to give them ID to get it fully open, bare in mind usually when I apply for a YBS account it will show up in app same day then it will be a day or so until I can start depositing.

Will keep an eye on it anyway, maybe they messed things up or could be a big delay on it showing up in app or both, hmm 🤔

The account is opened if it is showing in app and if it is opened you can fund it straight away. 
I've opened many YSB accounts and never had to wait for a day, I deposit as soon as account is opened and the money is showing in an hour or so.

Nah YBS like to do the pending further checks thing with me when I open new accounts so I get the restrictions on account/grey box thing on deposit in app, so have to wait to deposit.

I got concerned yesterday that it wasn't showing in app & thought maybe they changed things, but then I don't think YBS have asked me to upload ID etc before.

I've had a reminder email today to do the ID thing.

jameseonline

ctdctd said:

YBS RS

My account was showing on the website but still setting up earlier today. 

As it gave account details, I did a transfer from my bank - showed after a couple of hours as Credit and Cancelled Credit so you can't use the account before the deposit link works!

It now says that I can deposit so have repeated the transaction - fingers crossed!

Yup I've had credit cancelled/rejected a few times, just try each day or something, credit should eventually get through