Regular Savings Accounts: The Best Currently Available List!

allegro120

Catplan said:

SavingsBoo said:

Monmouthshire BS Regular Savers

Just a heads up for anyone who opened one or both of the Monmouthshire regular savers last August. I hadn’t logged into my online account since September and tried to do so yesterday, but got a message saying my password had expired and they will send a new code out by post … I thought it would be worth mentioning as the maturity dates approach so people can sort their online access out in good time! 

Mines hasn’t expired but I’m pretty sure I’ve logged in most months. Do you return passbook on maturity? That could be an issue,

I had 2 MonBS accounts matured and didn't need to return passbooks. Like most BSs, they morph matured RS accounts into Easy Saver and then you can withdraw from there. 

Special_Saver2

Hi Everybody,

I have just updated the first page of this thread.

- Vernon BS Online Regular Saver entry updated to show this is now only available to locals (no longer available for existing members who do not live locally)

I see that most people have embraced the idea of having the title of their post contain the name of the account that they are discussing (or starting the post with those details, or quoting a post that has this information in it) and I think that is working really well - I think it is really clear which account is being discussed. Thanks to the person or people who suggested the idea of doing this, and thanks to those who are doing it. 

I will do the next update within the next 2 weeks.

SS2

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For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

jd84

ForumUser7 said:

Coventry BS First Home Saver 1

Is interest added to this product at weekends, or would it just be the next working day after the anniversary date please? Thanks

I've had interest credited to issue 2 on a Saturday, so would imagine issue 1 works the same.

t1redmonkey

Monmouthshire BS Regular Savers - does anyone know if 13th payments are permitted?  I have the 8% Exclusive Regular Saver and the 7% Regular Saver (issue 2) which are maturing next month for me.  I have £3600 in each already, I've had a look at the archived pages for them and can't see any reference to a max amount that can be paid in, or any mentions of whether 13th payments are or aren't allowed.  So I'm guessing it's fine to take them both to £3900 on 1st August, but thought I'd see if anyone here knows for sure.

schiff

We will only known for sure after next month! I'm chancing it as others are. There is no maximum balance stipulated in the T&Cs

nottsphil

t1redmonkey said:

Monmouthshire BS Regular Savers - does anyone know if 13th payments are permitted?  I have the 8% Exclusive Regular Saver and the 7% Regular Saver (issue 2) which are maturing next month for me.  I have £3600 in each already, I've had a look at the archived pages for them and can't see any reference to a max amount that can be paid in, or any mentions of whether 13th payments are or aren't allowed.  So I'm guessing it's fine to take them both to £3900 on 1st August, but thought I'd see if anyone here knows for sure.

I've had many regular savers but I can't remember a single one that's actually mentioned a 13th payment. Therefore if no maximum balance is indicated, then the £x per calendar month rule must allow it.

allegro120

t1redmonkey said:

Monmouthshire BS Regular Savers - does anyone know if 13th payments are permitted?  I have the 8% Exclusive Regular Saver and the 7% Regular Saver (issue 2) which are maturing next month for me.  I have £3600 in each already, I've had a look at the archived pages for them and can't see any reference to a max amount that can be paid in, or any mentions of whether 13th payments are or aren't allowed.  So I'm guessing it's fine to take them both to £3900 on 1st August, but thought I'd see if anyone here knows for sure.

As you have said, there is no reference to max amount. I don't know for sure, but this normally means that 13th payment is allowed.  I remember their Christmas and Coronation had limits, but this one doesn't seem to have one. If you make 13th payment, the worst thing can happen is they bounce your £300 back.

happybagger

Special_Saver2 said:

- Vernon BS Online Regular Saver entry updated to show this is now only available to locals (no longer available for existing members who do not live locally)

Still available to existing members regardless of location - log in and select open new account.

ThePirates

Am I right in thinking there's no way of opening any kind of Vernon account unless you live in the correct postcode?

gt94sss2

ThePirates said:

Am I right in thinking there's no way of opening any kind of Vernon account unless you live in the correct postcode?

You can still open a fixed rate bond with them but I don't think it's worth it personally