Regular Savings Accounts: The Best Currently Available List!

happybagger

Aidanmc said:

Bridlington1 said:

Aidanmc said:

Bridlington1 said:

dekkard said:

Bigwheels1111 said:

dekkard said:

Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?

Close early in case issue 3 is withdrawn before then?

I aim to close mine on the 30th.

Open a new one on the 31st.

Then make a manual payment on the first also.

It's a plan.

I was thinking the same but perhaps a few days earlier just to be sure.

I may as well be daring, I shall close my Skipton RS manually on 31st May, open and fund a new 7% RS (if still available) the same day, send some of the balance to fund the minimum deposit on the SRBS Regular Saver and the remaining to the Member Bonus Saver. 

How do you close the Member Regular Saver early? Do you just withdraw the full balance and it closes automatically .

You can do it in the app. Go to Transfer & Pay, select the Member Bonus Saver and there should be an option to close the account at the bottom of the screen.

Thanks, i dont use the app. Doesnt seem to be a way to close it on online banking website.

Not sure on this account specifically, but if you try and withdraw the full balance to £0 doesn't it warn you tat will close the account on the next screen?

dekkard

Aidanmc said:

Bridlington1 said:

Aidanmc said:

Bridlington1 said:

dekkard said:

Bigwheels1111 said:

dekkard said:

Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?

Close early in case issue 3 is withdrawn before then?

I aim to close mine on the 30th.

Open a new one on the 31st.

Then make a manual payment on the first also.

It's a plan.

I was thinking the same but perhaps a few days earlier just to be sure.

I may as well be daring, I shall close my Skipton RS manually on 31st May, open and fund a new 7% RS (if still available) the same day, send some of the balance to fund the minimum deposit on the SRBS Regular Saver and the remaining to the Member Bonus Saver. 

How do you close the Member Regular Saver early? Do you just withdraw the full balance and it closes automatically .

You can do it in the app. Go to Transfer & Pay, select the Member Bonus Saver and there should be an option to close the account at the bottom of the screen.

Thanks, i dont use the app. Doesnt seem to be a way to close it on online banking website.

On the web app, choose 'Withdraw' and then there's a 'Withdraw all funds and close account' option.

liamcov

Re the Saffron '12 Month Members' Regular Saver' - it says:

• Not hold any other Regular Saver accounts with us

Is that any RS? eg. the Small Saver / Loyalty Saver?

Bridlington1

liamcov said:

Re the Saffron '12 Month Members' Regular Saver' - it says:

• Not hold any other Regular Saver accounts with us

Is that any RS? eg. the Small Saver / Loyalty Saver?

You can hold either one Small Saver or one 12 Month Members' Regular Saver but not both simultaneously.

You can also hold a Members' Month Loyalty Saver (to be launched at 8%). This can be held in addition to holding one of the other regular savers.

Wheres_My_Cashback

Bridlington1 said:

liamcov said:

Re the Saffron '12 Month Members' Regular Saver' - it says:

• Not hold any other Regular Saver accounts with us

Is that any RS? eg. the Small Saver / Loyalty Saver?

You can hold either one Small Saver or one 12 Month Members' Regular Saver but not both simultaneously.

I already have the 5.25% RS, but Saffron have still offered me the small saver RS as a maturity option on the MML RS. It could easily catch people out. 

allegro120

Received e-mail from RBS saying "You can now exchange your Rewards and pay them directly into your eligible Royal Bank savings accounts."
I wonder if it means above the £150 monthly allowance or within it.  Any suggestions?

jameseonline

allegro120 said:

Received e-mail from RBS saying "You can now exchange your Rewards and pay them directly into your eligible Royal Bank savings accounts."
I wonder if it means above the £150 monthly allowance or within it.  Any suggestions?

I think the key word is eligible.

By that I'm going to hazard a guess they mean all the low percentage savings accounts.

Would be really good if they included the Digital Saver but highly doubt it.

surreysaver

jameseonline said:

allegro120 said:

Received e-mail from RBS saying "You can now exchange your Rewards and pay them directly into your eligible Royal Bank savings accounts."
I wonder if it means above the £150 monthly allowance or within it.  Any suggestions?

I think the key word is eligible.

By that I'm going to hazard a guess they mean all the low percentage savings accounts.

Would be really good if they included the Digital Saver but highly doubt it.

You can pay your round ups into the Digital Regular Saver. There's no definition of eligible 

saverkev

On the subject of RBS & NatWest digital savers it my be of interest to some to know that you can withdraw money from the saver and pay it back in the same month - the money paid back in doesn't count towards the £150 limit

jameseonline

surreysaver said:

jameseonline said:

allegro120 said:

Received e-mail from RBS saying "You can now exchange your Rewards and pay them directly into your eligible Royal Bank savings accounts."
I wonder if it means above the £150 monthly allowance or within it.  Any suggestions?

I think the key word is eligible.

By that I'm going to hazard a guess they mean all the low percentage savings accounts.

Would be really good if they included the Digital Saver but highly doubt it.

You can pay your round ups into the Digital Regular Saver. There's no definition of eligible 

Be interesting to find out