Regular Savings Accounts: The Best Currently Available List!

CuparLad

It would seem quite un-Skipton like for them to do that. I've always had a nice experience when dealing with them. They still seem to stick with the ethos of the Building Society movement, with the added benefit of being decent Yorkshire folk (appreciating that might sting with any Lancastrian's in the forum!)

Rudyson

CuparLad said:

It would seem quite un-Skipton like for them to do that. I've always had a nice experience when dealing with them. They still seem to stick with the ethos of the Building Society movement, with the added benefit of being decent Yorkshire folk (appreciating that might sting with any Lancastrian's in the forum!)

As a Lancastrian, I must grudgingly agree, I'm very happy with Skipton.

Just to add, you can indeed open a new Skipton RS immediately after closing the old one.

BooJewels

Another Lancastrian who doesn't have a problem with it.

I looked at my maturity options this morning and was disappointed that the options for opening another account to receive the funds seemed limited to about 4.  I was going to open a members bonus saver to receive the 3k, but it wasn't an option, so I'll do it manually nearer the time and get the maturity funds sent to my BRT. 

Having seen the interest I'll get, I do seem to be about a pound down, due to the SO paying a couple of days late each month.  I reckoned I lost 19 days interest at a bit over 5p per day, per payment.

Aidanmc

Bridlington1 said:

dekkard said:

Bigwheels1111 said:

dekkard said:

Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?

Close early in case issue 3 is withdrawn before then?

I aim to close mine on the 30th.

Open a new one on the 31st.

Then make a manual payment on the first also.

It's a plan.

I was thinking the same but perhaps a few days earlier just to be sure.

I may as well be daring, I shall close my Skipton RS manually on 31st May, open and fund a new 7% RS (if still available) the same day, send some of the balance to fund the minimum deposit on the SRBS Regular Saver and the remaining to the Member Bonus Saver. 

How do you close the Member Regular Saver early? Do you just withdraw the full balance and it closes automatically .

Bridlington1

Aidanmc said:

Bridlington1 said:

dekkard said:

Bigwheels1111 said:

dekkard said:

Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?

Close early in case issue 3 is withdrawn before then?

I aim to close mine on the 30th.

Open a new one on the 31st.

Then make a manual payment on the first also.

It's a plan.

I was thinking the same but perhaps a few days earlier just to be sure.

I may as well be daring, I shall close my Skipton RS manually on 31st May, open and fund a new 7% RS (if still available) the same day, send some of the balance to fund the minimum deposit on the SRBS Regular Saver and the remaining to the Member Bonus Saver. 

How do you close the Member Regular Saver early? Do you just withdraw the full balance and it closes automatically .

You can do it in the app. Go to Transfer & Pay, select the Member Bonus Saver and there should be an option to close the account at the bottom of the screen.

Aidanmc

Bridlington1 said:

Aidanmc said:

Bridlington1 said:

dekkard said:

Bigwheels1111 said:

dekkard said:

Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?

Close early in case issue 3 is withdrawn before then?

I aim to close mine on the 30th.

Open a new one on the 31st.

Then make a manual payment on the first also.

It's a plan.

I was thinking the same but perhaps a few days earlier just to be sure.

I may as well be daring, I shall close my Skipton RS manually on 31st May, open and fund a new 7% RS (if still available) the same day, send some of the balance to fund the minimum deposit on the SRBS Regular Saver and the remaining to the Member Bonus Saver. 

How do you close the Member Regular Saver early? Do you just withdraw the full balance and it closes automatically .

You can do it in the app. Go to Transfer & Pay, select the Member Bonus Saver and there should be an option to close the account at the bottom of the screen.

Thanks, i dont use the app. Doesnt seem to be a way to close it on online banking website.

where_are_we

Skipton Member RS2 @7.5%. I have decided to withdraw all funds at maturity and hope the Member RS3 @7 % is still available. There is a risk that RS3 will be withdrawn before then.

I completed the maturity option form online with the above instructions to my nominated account. However there was no confirmation of these maturity instructions after submitting the secure code which I find a little disconcerting. I will obviously check on the maturity day.

Aidanmc

where_are_we said:

Skipton Member RS2 @7.5%. I have decided to withdraw all funds at maturity and hope the Member RS3 @7 % is still available. There is a risk that RS3 will be withdrawn before then.

I completed the maturity option form online with the above instructions to my nominated account. However there was no confirmation of these maturity instructions after submitting the secure code which I find a little disconcerting. I will obviously check on the maturity day.

Hi, i done the same and got instant confirmation.

After submitting the secure text code there is another step.

If you click on 'maturity options' banner again you should see this

happybagger

Aidanmc said:

Bridlington1 said:

Aidanmc said:

Bridlington1 said:

dekkard said:

Bigwheels1111 said:

dekkard said:

Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?

Close early in case issue 3 is withdrawn before then?

I aim to close mine on the 30th.

Open a new one on the 31st.

Then make a manual payment on the first also.

It's a plan.

I was thinking the same but perhaps a few days earlier just to be sure.

I may as well be daring, I shall close my Skipton RS manually on 31st May, open and fund a new 7% RS (if still available) the same day, send some of the balance to fund the minimum deposit on the SRBS Regular Saver and the remaining to the Member Bonus Saver. 

How do you close the Member Regular Saver early? Do you just withdraw the full balance and it closes automatically .

You can do it in the app. Go to Transfer & Pay, select the Member Bonus Saver and there should be an option to close the account at the bottom of the screen.

Thanks, i dont use the app. Doesnt seem to be a way to close it on online banking website.

Not sure on this account specifically, but if you try and withdraw the full balance to £0 doesn't it warn you tat will close the account on the next screen?

dekkard

Aidanmc said:

Bridlington1 said:

Aidanmc said:

Bridlington1 said:

dekkard said:

Bigwheels1111 said:

dekkard said:

Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?

Close early in case issue 3 is withdrawn before then?

I aim to close mine on the 30th.

Open a new one on the 31st.

Then make a manual payment on the first also.

It's a plan.

I was thinking the same but perhaps a few days earlier just to be sure.

I may as well be daring, I shall close my Skipton RS manually on 31st May, open and fund a new 7% RS (if still available) the same day, send some of the balance to fund the minimum deposit on the SRBS Regular Saver and the remaining to the Member Bonus Saver. 

How do you close the Member Regular Saver early? Do you just withdraw the full balance and it closes automatically .

You can do it in the app. Go to Transfer & Pay, select the Member Bonus Saver and there should be an option to close the account at the bottom of the screen.

Thanks, i dont use the app. Doesnt seem to be a way to close it on online banking website.

On the web app, choose 'Withdraw' and then there's a 'Withdraw all funds and close account' option.