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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • allegro120
    allegro120 Posts: 2,110 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Just received a letter to say my Club Lloyds regular monthly saver matures on the 4th June 
    Is my understanding correct if I withdraw everything on the 4th once the interest is added and move it all elsewhere and close the account that no standard saver is opened and I am free to open a new RS the following day 
    As much as I remember at maturity they will turn your existing RS into Standard Saver, you can then withdraw and immediately open a new RS.
  • OneUser1
    OneUser1 Posts: 106 Forumite
    100 Posts Second Anniversary Name Dropper
    Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

    However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.
  • Wheres_My_Cashback
    Wheres_My_Cashback Posts: 4,394 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 22 May 2024 at 6:31PM
    OneUser1 said:
    Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

    However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.
    ALL online savings accounts are for existing members and locals ONLY so no entry via the back door.
  • OneUser1
    OneUser1 Posts: 106 Forumite
    100 Posts Second Anniversary Name Dropper
    OneUser1 said:
    Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

    However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.
    ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.

    I meet the qualifying criteria so there was no attempt at entry via the back door. But I found I couldn’t get through the front door anyway.
  • Bridlington1
    Bridlington1 Posts: 4,085 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    OneUser1 said:
    Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

    However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.
    ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.
    Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.



  • OneUser1 said:
    Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

    However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.
    ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.
    Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.



    TBF I only looked at online as branch/post opening/operated is too much hassle and costs money.
  • Bridlington1
    Bridlington1 Posts: 4,085 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    OneUser1 said:
    Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

    However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.
    ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.
    Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.



    TBF I only looked at online as branch/post opening/operated is too much hassle and costs money.
    It doesn't cost money if you can get them to send an application pack with prepaid envelope in the post. I'll phone them in the morning to see if they'll do this, if not I'll just print and post an application pack. If I can get hold of the 7% RS I stand to more than offset the cost of a stamp with the extra interest I could earn.
  • chris_the_bee
    chris_the_bee Posts: 454 Forumite
    Third Anniversary 100 Posts Name Dropper
    adindas said:
    TSB regular saver. Once you have an old RSA mature and become an easy saver could you renew or open the new one using the legacy TSB spend and Save Account. I just revisit my TSB account and when try to open a new RSA, I got the message as below. Is there any way to get or renew the RSA without the need to apply for a new spend and Save Account ? Thx



    This doesn't look right. It's not renewable, but you should be able to open a new RS as soon as your old one matures and becomes Easy Saver. You don't need to open another current account in order to apply for Monthly Saver.  Call them and try to resolve this on the phone.
    Per their T's&C's:- If you close your Monthly Saver before the end of the 12 month term, you won’t be able to open another account before the first anniversary of this account.
  • flaneurs_lobster
    flaneurs_lobster Posts: 7,277 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    OneUser1 said:
    Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

    However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.
    ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.
    Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.



    TBF I only looked at online as branch/post opening/operated is too much hassle and costs money.
    It doesn't cost money if you can get them to send an application pack with prepaid envelope in the post. I'll phone them in the morning to see if they'll do this, if not I'll just print and post an application pack. If I can get hold of the 7% RS I stand to more than offset the cost of a stamp with the extra interest I could earn.
    Even with the cost of providing certified copies of Id documents?
  • Bridlington1
    Bridlington1 Posts: 4,085 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 22 May 2024 at 8:44PM
    OneUser1 said:
    Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

    However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.
    ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.
    Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.



    TBF I only looked at online as branch/post opening/operated is too much hassle and costs money.
    It doesn't cost money if you can get them to send an application pack with prepaid envelope in the post. I'll phone them in the morning to see if they'll do this, if not I'll just print and post an application pack. If I can get hold of the 7% RS I stand to more than offset the cost of a stamp with the extra interest I could earn.
    Even with the cost of providing certified copies of Id documents?
    I'll concede most will likely have to suffer an expense to print out a copies of ID documents. That being said I can still use my university's photocopiers for free until Friday so will nip down there before then and get a copy of my passport certified for free from one of my lecturers so for me there's no cost involved.
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