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Regular Savings Accounts: The Best Currently Available List!
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I'll be on holiday at the turn of the month (there will be WiFi but I don't want to particularly be thinking about this while there) so I've asked them to deposit the whole thing into a current account. When I get a moment I'll be distributing it out to my other regular savers including opening the latest Skipton MRS if it's still available - and the remainder into Skipton MBS @ 5.5%.If I've understood correctly, you can set multiple destinations for the matured funds, including the interest, which has been pre-calculated. I think that's quite nifty, and haven't seen it elsewhere, so well done Skipton.3
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dekkard said:Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?
Close early in case issue 3 is withdrawn before then?I aim to close mine on the 30th.Open a new one on the 31st.Then make a manual payment on the first also.It's a plan.1 -
Bigwheels1111 said:dekkard said:Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?
Close early in case issue 3 is withdrawn before then?I aim to close mine on the 30th.Open a new one on the 31st.Then make a manual payment on the first also.It's a plan.0 -
Hi Everybody,
I have just updated the first page of this thread.
- Coventry BS Loyalty Regular Saver (Issue 2) no longer available and removed from the list on page 1
I have seen the post asking about having penalty-free withdrawals as a favourable criterion but I expect this to be the standard on most regular savings accounts (and I highlight it if there are no penalty-free withdrawals).
I will do the next update within the next 2 weeks.SS2
For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p121 -
dekkard said:Bigwheels1111 said:dekkard said:Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?
Close early in case issue 3 is withdrawn before then?I aim to close mine on the 30th.Open a new one on the 31st.Then make a manual payment on the first also.It's a plan.
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Bridlington1 said:dekkard said:Bigwheels1111 said:dekkard said:Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?
Close early in case issue 3 is withdrawn before then?I aim to close mine on the 30th.Open a new one on the 31st.Then make a manual payment on the first also.It's a plan.
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It would seem quite un-Skipton like for them to do that. I've always had a nice experience when dealing with them. They still seem to stick with the ethos of the Building Society movement, with the added benefit of being decent Yorkshire folk (appreciating that might sting with any Lancastrian's in the forum!)
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CuparLad said:It would seem quite un-Skipton like for them to do that. I've always had a nice experience when dealing with them. They still seem to stick with the ethos of the Building Society movement, with the added benefit of being decent Yorkshire folk (appreciating that might sting with any Lancastrian's in the forum!)As a Lancastrian, I must grudgingly agree, I'm very happy with Skipton.Just to add, you can indeed open a new Skipton RS immediately after closing the old one.1
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Another Lancastrian who doesn't have a problem with it.
I looked at my maturity options this morning and was disappointed that the options for opening another account to receive the funds seemed limited to about 4. I was going to open a members bonus saver to receive the 3k, but it wasn't an option, so I'll do it manually nearer the time and get the maturity funds sent to my BRT.
Having seen the interest I'll get, I do seem to be about a pound down, due to the SO paying a couple of days late each month. I reckoned I lost 19 days interest at a bit over 5p per day, per payment.
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Bridlington1 said:dekkard said:Bigwheels1111 said:dekkard said:Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?
Close early in case issue 3 is withdrawn before then?I aim to close mine on the 30th.Open a new one on the 31st.Then make a manual payment on the first also.It's a plan.
How do you close the Member Regular Saver early? Do you just withdraw the full balance and it closes automatically .
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